Experience Effortless Banking


ATM Savings Account

An interest-bearing peso savings account wherein deposit transactions are made over-the-counter and through the Cash Deposit Machine (CDM) during official banking hours/days. Withdrawal transactions may be done over-the-counter or at any Bancnet ATMs. Cashless purchases may also be done through any Point-of-Sale (POS) terminal of partner merchants from department stores, supermarkets and accredited establishments bearing the Bancnet logo.



  • At least seven (7) years of age
  • Able to read and write
  • Not suffering from any legal disability
  • With credible identification
Minimum Initial Deposit P500
Required Minimum Monthly ADB P500
Required Daily Balance to Earn Interest P2,000 Effectivity date: August 1, 2018
Interest Rate (per annum) 0.05% Effectivity Date: August 1, 2020
Maximum ATM Withdrawal P 50,000/day (effective 4 July 2019)
Documentation Applicable LANDBANK Card - LANDBANK Cards are issued to cardholders upon opening of the account; however, cards for joint accounts are issued three (3) days after account opening.
Service charge for Falling Below the Minimum ADB • Coverage - Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter • Collection - Monthly to start at the end of the 2nd month P200/month
Closing Fee • Closing of Account within one month from opening date P300 Effectivity Date: Dec. 1, 2017
Dormancy Fee • Coverage - Accounts with no depositor -initiated financial transaction for two (2) years and falling below the required ADB • Collection - Monthly to start on the 5th year reckoned from the date of last financial transaction. P30.00/month Effectivity Date: April 24, 2017
PDIC Insurance P500,000 (Maximum deposit insurance per depositor)

LANDBANK Cards LVDC (Debit Card) Proprietary RFID E-Card/ Customized Cash Card
Interbank ATM Withdrawal 10.00 10.00 10.00 10.00
Interbank ATM Balance Inquiry 1.00 1.00 1.00 1.00
ATM Fund Transfer LANDBANK to LANDBANK (Intrabank) 10.00 10.00 10.00 10.00
LANDBANK to Other Bank (Interbank) 25.00 25.00 25.00 25.00
Online Interbank Fund Transfer 25.00 25.00 25.00 25.00
ATM International Cash Withdrawal 150.00 Not Applicable Not Applicable Not Applicable
ATM International Balance Inquiry 50.00 Not Applicable Not Applicable Not Applicable
ATM Bills Payment Free Free Free Free
Card Replacement Fee 150.00 110.00 300.00 250.00
PIN Reprinting/Replacement* 50.00 50.00 50.00 50.00

*Excludes ATM accounts of GSIS and CCT Beneficiaries

Inter-branch Deposit/Withdrawal/Encashment (for inter-regional transactions only)
• P10,000 and below • Above P10,000 • P50.00 • P100.00
Bank Certification on Deposit Balances (for all kinds of Bank Certification) P200.00
Bank Guarantee Against Deposit P400.00


  1. LANDBANK Branches Nationwide
  2. Customer Care Center
    • NCR- 405-7000
    • Toll free for non-NCR- 1800-10-405-7000


• Local 1. Presentation of at least one (1) original valid photo-bearing ID, including Philippine Identification (PhilID) Card Notes: a. When necessary, branches shall require secondary proof of identification (e.g., billing statement of utilities or major credit cards in the name of the customer). b. Identifying documents shall be signed by the customer. c. SSC of referred customer shall be signed by the endorsing officer/employee of the Bank or valued customer. d. The BH/BOO/BSO[1] who shall approve the opening of the deposit account may, at his discretion, confirm the same with the referring officer/employee or valued depositor of the Bank. 2. Two (2) recent ID photos (to be attached to CISSC/LOCIS and SSC) 3. Students who are beneficiaries of remittances/fund transfers and are not yet of voting age may be allowed to present the original school ID duly signed by the Principal or head of the school and submit a clear photocopy of the same. 4. Whenever necessary, the Branch may accept other IDs, provided that it shall not be the sole means of identification. 5. In case the identification documents mentioned above or other identification documents acceptable to the Bank do not bear any photo of the customer or authorized signatory, or the photo-bearing ID or a photocopy thereof does not clearly show the face of the customer or authorized signatory, the Branch may utilize own technology to take the photo of the customer or authorized signatory 6. Birth certificate of the child in case of parents opening an account in behalf of their child Notes: a. The Branch shall retain a photocopy of the same duly authenticated by the NAC b. The parent(s) shall still be identified in accordance with the requirements
• Foreigner, all of the following: 1. Passport 2. ACR/Diplomatic Identification Card issued by the DFA specifying status i.e., working, business, student or non-resident Note: • Foreign national whose working permit is under process shall be required to submit Certificate of Employment.
• Court-appointed Fiduciary (Guardian, Administrator, Trustee or Receiver), all of the following: 1. Original Copy of Court Order containing the Fiduciary’s appointment 2. Original Copy of Court Order authorizing the Fiduciary to open a deposit account with LANDBANK Note: • The Branch shall retain a photocopy of the Court Order duly authenticated by the NAC.
• Single Proprietorship 1. Certificate of Registration with the DTI 2. City/Municipal Mayor’s Permit

I'd like to apply now!

Click here to redirect to online account opening!

I want to know more

Customer Care Hotline
(+632) 8-405-7000

PLDT Domestic Toll Free

Email Address

Where to find us?

Find us! We have 678 Branches, 2,810 ATMs, and 58 Lending Centers (as of April 2022).

Page Not Found

The Page You're Looking for was Not Found

If the problem continues and you think something is wrong, please send us a report and we'll look into it.