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Easy Savings Plus (ESP)

A premium savings account which offers higher interest rates than a regular savings account and are tiered based on ADB levels.



  • At least seven (7) years of age
  • Able to read and write
  • Not suffering from any legal disability
  • With credible identification
Minimum Initial Deposit P20,000
Interest Rate (per annum) - Based on LANDBANK's posted rates (tiered rates based on daily balance) - Tiered rates based on daily balance
Required Minimum Monthly ADB P20,000
Required Daily Balance to Earn Interest P20,000
Closing Fee - closing of account within 30 calendar days from opening date P300 Effectivity date: Dec. 1, 2017
Service Charge for Account Falling Below the Required Monthly Average Daily Balance (ADB) - Coverage - Accounts failing below ADB requirement for two (2) consecutive month-end and every month-end thereafter - Collection - Monthly to start at the end of the 2nd month P200/month
Documentary Stamp Tax (DST) · To be shouldered by the bank. · If pre-terminated, the depositor is required to pay DST.
Dormant Account - Coverage - Accounts with no depositor-initiated financial transaction for two (2) years and failing below the required ADB - Collection - Monthly to start on the 5th year reckoned from the date of last financial transaction. P30.00/month Effectivity Date: April 24, 2017
PDIC Insurance P500,000 (Maximum deposit insurance per depositor)
Allowed Number of Withdrawals per month Two (2)
Service Fee in Excess of Two (2) Withdrawals per Month P100/withdrawal
Documentation Passbook
Replacement Fee for Lost/Damaged Passbook P200
LANDBANK Branches Nationwide
Customer Care Center • NCR-8405-7000 • Toll free for non-NCR- 1800-10-405-7000

Local 1. Presentation of at least one (1) original valid photo-bearing ID, including Philippine Identification (PhilID) Card) Notes: • When necessary, branches shall require secondary proof of identification (e.g., billing statement of utilities or major credit cards in the name of the customer). • Identifying documents shall be signed by the customer. • SSC of referred customer shall be signed by the endorsing officer/employee of the Bank or valued customer. • The BH/BOO/BSO[1] who shall approve the opening of the deposit account may, at his discretion, confirm the same with the referring officer/employee or valued depositor of the Bank. 2. Two (2) recent ID photos (to be attached to CISSC/LOCIS and SSC) 3. Students who are beneficiaries of remittances/fund transfers and are not yet of voting age may be allowed to present the original school ID duly signed by the Principal or head of the school and submit a clear photocopy of the same. 4. Whenever necessary, the Branch may accept other IDs, provided that it shall not be the sole means of identification. 5. In case the identification documents mentioned above or other identification documents acceptable to the Bank do not bear any photo of the customer or authorized signatory, or the photo-bearing ID or a photocopy thereof does not clearly show the face of the customer or authorized signatory, the Branch may utilize own technology to take the photo of the customer or authorized signatory 6. Birth certificate of the child in case of parents opening an account in behalf of their child Notes: • The Branch shall retain a photocopy of the same duly authenticated by the NAC • The parent(s) shall still be identified in accordance with the requirements
Foreigner, all of the following: 1. Passport 2. ACR/Diplomatic Identification Card issued by the DFA specifying status i.e., working, business, student or non-resident Note: • Foreign national whose working permit is under process shall be required to submit Certificate of Employment.
Court-appointed Fiduciary (Guardian, Administrator, Trustee or Receiver), all of the following: 1. Original Copy of Court Order containing the Fiduciary’s appointment 2. Original Copy of Court Order authorizing the Fiduciary to open a deposit account with LANDBANK Note: • The Branch shall retain a photocopy of the Court Order duly authenticated by the NAC.
Single Proprietorship 1. Certificate of Registration with the DTI 2. City/Municipal Mayor’s Permit
P300 Effectivity Date: Dec. 1, 2017

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