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LANDBANK PISO (Perang Inimpok Savings Option) Account


  • Students; 
  • Public utility vehicles drivers; 
  • Sidewalk vendors; 
  • Farmers; 
  • Fishermen; 
  • Household helpers (“kasambahay”); and 
  • Other members of the society without access to financial literacy trainings/seminars. 


  • Individuals without existing LANDBANK deposit account
Type of Account ATM Savings Account
Basic requirement One (1) valid ID or Barangay Certificate
Minimum Initial Deposit ₱1.00
Minimum Maintaining Balance None
Minimum Balance to Earn Interest ₱ 2,000.00
Interest Rate per Annum Prevailing Regular Savings Interest Rate
Maximum Outstanding Balance ₱50,000.00 at any given time
Monthly Aggregate Credit/Deposit Limit ₱50,000.00
Service Fee For Falling Below Minimum ADB and Dormancy Fee Waived
Auto Closure With a balance of P1.00 and below and without financial transaction for 180 days
Documentation (Non-transferable) ATM Regular / Proprietary Card
Card Validity 10 years
Over-the-Counter (OTC) Transaction via Branch of Account/Servicing Branch Allowed
OTC Transaction – Interbranch Not allowed
Eligible to enroll in eBanking Channels (iAccess and Mobile Banking Application) Balance Inquiry Fund Transfer as a source and destination Bills Payment Yes Yes Yes
Usage Channels - LBP and BancNet ATMs - eBanking Channels (MBA, iAccess, and Linkbiz Portal) - Over-the-counter via Branch of Account - Point of Sale (POS) Domestic
  • Joint account is not allowed. 
  • With auto “Hold all Fund” feature for an account with a balance of more than P50,000. 
  • All other existing features and applicable fees and charges of the ATM Regular Card / Savings Account shall be applied. 
Daily debit transaction across all channels ₱10,000.00
Monthly debit transaction across all channels ₱50,000.00
Daily OTC Withdrawal via Branch of Account* ₱10,000.00

* Allowed only in case the ATM is offline and/or unavailable, or the card status is either Lost/Stolen, Damaged, Hot Card, or Expired 

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