A specific amount of funds in peso which earns interest at a pre-determined competitive rate for a fixed period of time/term with a “Certificate of Time Deposit” (CTD) as proof of deposit. This is offered to individuals and institutions with peso denominated funds which may be locked-in with the bank for at least thirty (30) days.
TARGET MARKET
Individuals
Institutional
| FEATURES | |
|---|---|
| Minimum Placement | P1,000 |
| Term | 30 Days |
| Interest Rate (per annum) | Based on LANDBANK's posted rates, terms and amount |
| Witholding Tax on Interest | 20% |
| Pre-termination Rate/Penalty | Revert to prevailing regular savings rate |
| Documentation | Certificate of Time Deposit (CTD) |
| Documentary Stamp Tax (DST) | Charge to depositor upon initial placement and every renewal |
| PDIC Insurance | P500,000 (Maximum deposit insurance per depositor) |
| CONTACT UNITS | |
|---|---|
| LANDBANK Branches Nationwide | |
| Customer Care Center | NCR-8-405-7000 Toll free for non-NCR- 1800-10-405-7000 |
| BASIC REQUIREMENTS | |
|---|---|
| Individuals | 1. At least two (2) valid IDs such as: • Philippine Identification (PhilID) Card • New SSS/GSIS ID • Driver's License • Company ID • School ID • Passport • PRC ID • Postal ID • Marriage contract (original copy) • Credit Card of a Reputable Company • License to Carry Firearms 2. Two (2) copies of most recent 1 x 1 ID Picture 3. Tax Identification Number |
| Single Proprietorship | • Registration of Business Name with the Department of Trade • Original Application for Registration • Two (2) valid identification cards of signatory |
| Partnership | • Articles of Partnership • Certificate of Registration with the Securities and Exchange Commission • Agreement on the extent of authority of each partner • Two (2) valid identification cards of signatories |
| Corporation | • Articles of Incorporation • Certificate of Registration with the Securities and Exchange Commission • Corporate By-Laws • Board Resolution duly notarized incorporating the following: ○ Authority to open a bank account with LANDBANK ○ List of officers authorized to sign and the nature and extent of such authority ○ Notarized List of Officers, Board of Directors, Stockholders ○ Two (2) valid identification cards of signatories |
| Association or Organization | • Constitution • Association Agreement |
| Corporation in the Process of Incorporation | • Proposed Articles of Incorporation stating therein the name of Treasurer-in-Trust acknowledged to open an account with the Bank on behalf of the Corporation • Duly notarized Secretary's Certificate • Duly notarized Treasurer's Affidavit |
| Government Entities | • Charter and/or Law creating the government corporation/agency/office • Executive Order or Department Order creating the government agency • Board Resolution duly notarized incorporating the following: ○ Authority to open a bank account with LANDBANK ○ Officers authorized to sign and the nature and extent of such authority |
| Cooperatives | 1.Certificate of Registration with the Cooperative Development Authority 2.Articles of Cooperation and By-Laws • Authority to open a bank account with LANDBANK • Designated Officers authorized to sign and the nature and extent of such authority 3. Duly notarized Board resolution incorporating the following: • Authority to open bank account with LANDBANK • Designated Officers authorized to sign and the nature and extent of such authority |
As of Fri, July 18, 2025
| Buying | Selling | |
|---|---|---|
| USD | 57 | 57.5 |
| JPY | 0.378356 | 0.392955 |
| EUR | 65.179739 | 67.694693 |
| GBP | 75.407093 | 78.316668 |
| HKD | 7.23548 | 7.77377 |
As of Thu, July 17, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.572061 |
| Money Market Fund | 1.322164 |
| Money Market Plus Fund | 1.23436 |
| PERA Money Market Fund | 1.030269 |
| Medium-Term Bond Fund | 2.489834 |
| Bond Fund | 2.043076 |
| PERA Bond Fund | 1.212595 |
| Balanced Fund | 2.690003 |
| Growth Fund | 2.640967 |
| Alpha Equity Fund | 3.110634 |
| Blue Chip Equity Fund | 0.966805 |
| Equity Fund | 0.817276 |
| High Dividend Equity Fund | 1.032352 |
| US$ Money Market Fund | 1.441685 |
| Global $ Fund | 1.544347 |
