End Buyer's Tie-Up Facility

Eligible Borrowers

Individuals/End-buyers of properties from:

  • Developers with existing credit lines with LANDBANK
  • Developers and their subsidiaries with no existing credit lines with LANDBANK but have passed the "Accreditation Process"

For Developers:

  • Developers with existing credit lines/loans with LANDBANK
  • Developers and their subsidiaries with no existing credit lines with LANDBANK must submit their duly Audited Financial Statements and must have passed the " Accreditation process"

Eligible Projects/Properties for Purchase

  • Lots only
  • Properties ready for occupancy
  • House and lots
  • Townhouse
  • Condominium units
  • Lot and houses for construction

Loan Purpose

Acquisition/purchase of:

  • Lot
  • House and lot
  • Townhouse
  • Condominium units
  • Acquisition/Purchase of a lot and the construction of a house
  • Construction of a house on a lot owned by the borrower

Loanable Amount

Up to 90% of the contract price which includes selling price, titling and taxes, or outstanding balance whichever is lower

For Socialized Housing:

  • Outstanding balance which includes selling price, titling and taxes
  • Loanable amount should be within the paying capacity of the borrower where paying capacity is computed at;

For Private Employees:

  • 30% of the gross monthly income for private employees

For Government Employee:

  • Based on the amount as required by GAA, after housing loan amortization


  • The loan shall have a maximum term of 20 years
  • For Socialized Housing: Maximum of 30 years


Real Estate Mortgage on property to be acquired from any residential projects of the accredited developers


End Buyer/Borrower

  • Duly accomplished loan application form with 1" X 1" photo
  • Latest certificate of income and employment
  • Latest Income Tax Return with BIR stamp
  • Marriage Contract, if applicable


  • Photocopy of TCT/CCT
  • Photocopy of tax declaration (land improvements)
  • Certified Lot Plan
  • Certified Location and Vicinity Map
  • Latest Real Estates Tax Receipt
  • Photocopy of TCT/CCTContract to Sell/Presell
  • Master Deed of Restriction, in case of condominium
  • HLURB Certification of Registration of Project
  • HLURB Locational Clearance

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