Kalikasang Kabuhayan para sa WAstong PamaYanan (KAWAYAN) Program


A program that will promote as source of livelihood or business to cooperatives, farmer associations, SMEs, NGOs, Agri-business Entities and Local Government Unit. Likewise, position LANDBANK as a topnotch Green Bank championing a more sustainable environment protection thru financial intervention.

Eligible Borrowers

  1. Cooperatives/Associations
  2. Federations
  3. NGOs
  4. SMEs
  5. Large Agribusiness Entities (LAEs)
  6. Local Government Unit

Available Credit Facility

Short-Term Loan

  • Production loan
  • Working Capital
  • Relending
  • Rediscounting

Term Loan 

  • Permanent working capital
  • Production loan, fixed assets

Repayment Term

For Short Term Loan

  • Maximum of one year available via up to 360  Promissory Notes

Term Loan

  • Production loan is based on the production cycle; project cash flow and economic useful life of the fixed asset.

Acceptable Collaterals

  • Collateral

  Any asset acceptable to the bank

  • Security/guarantees

All available credit enhancement instruments such as PTMA, AGFP and for LGUs assignment of LGUs net income and IRA.