MASTERCARD ADVISORY: New method of computing finance charges/ interest on your LANDBANK Mastercard Credit Card
The LANDBANK Agricultural and Fisheries Financing Program (AFFP) provides small farmers with fishers access to formal credit to finance their economic activities. The AFFP is being implemented in partnership with the Department of Agriculture (DA) and the Agricultural and Credit Policy Council pursuant to the General Appropriations Act of 2013.
For Individual Borrowers
This program is for the Non-Agrarian Reform Beneficiary Small Farmers and Small Fishers (NASFSF):
Those cultivating not more than five hectares of land and/or are engaged as small poultry/livestock raisers who are defined as those raising not more than the following:
Additional criteria for NASFSFs
For Service Conduit
Loanable Amount per Borrower
Based on the credit requirement of the project but not to exceed 80% of the project cost.
Interest Rate: Fifteen percent (15%) per annum
Mode of Payment: Based on cash flow of the project which can be quarterly, semi-annually or annually
As of now, there are 14 provinces namely: Abra, Apayao, Ifugao, Kalinga*, Masbate*, Romblon, Batanes, Benguet, Ilocos Norte*, Isabela*, Nueva Vizcaya*, Cagayan*, Aurora and Zambales*.
Other provinces may be covered upon agreement with LANDBANK and People's Credit and Finance Corporation.
*Also Covered by Sikat Saka Program
Basic Documentary Requirements
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