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LANDBANK offers easy investing in high-yield retail treasury bonds


August 14, 2025

State-run LANDBANK is making it easier for Filipinos to grow their savings and contribute to nation-building by offering secure and convenient ways to invest in the Retail Treasury Bonds Tranche 31 (RTB 31) with Bond Exchange of the National Government through the Bureau of the Treasury (BTr).

Launched on 05 August 2025 with the theme “RTB 31 For Everyone,” this latest peso-denominated RTB offering is a five-year investment that offers a competitive annual interest rate of 6.0% per annum, paid quarterly. 

The BTr is offering the RTB 31 to help fund key national priorities, including agriculture, infrastructure, education, and healthcare.

"Together, let us continue to broaden participation, strengthen trust in government securities, and ensure that every Filipino can become a part of our national growth story," said National Treasurer Sharon P. Almanza.

During the rate-setting auction ahead of the RTB 31 launch, the BTr attracted an overwhelming P354.2 billion in total tenders — equivalent to 11.8 times the initial offer of P30 billion. Of this amount, P210 billion or 59% was awarded, underscoring sustained strong investor confidence in the National Government.

“We are opening more doors for every Filipino to invest — not just in secure, high-yielding instruments like the RTB 31, but in the future of our country. Through LANDBANK’s digital platforms, we are empowering citizens here and abroad to grow their savings with ease, while helping fund critical programs that uplift lives and communities,” said LANDBANK President and CEO Lynette V. Ortiz. 

Investing made simple and accessible

With a minimum investment of only P5,000, with subsequent investments in multiples of P5,000 thereafter, investors from the country and abroad can conveniently participate in the RTB 31 offering through the mobile banking apps of LANDBANK and the Overseas Filipino Bank (OFBank) — the official digital bank of the Philippine government and a subsidiary of LANDBANK.

Investors may also use the BTr Online Ordering Facility and settle the payments via LANDBANK’s Link.BizPortal, free of charge.

The public offer period for RTB 31 runs until 15 August, with the issue date on 20 August 2025 and maturity on 20 August 2030. 

As a Joint Lead Issue Manager, LANDBANK reinforces its commitment to financial inclusion by empowering more Filipinos to become active contributors to the nation’s long-term growth.

ABOUT LANDBANK

LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.


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