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LANDBANK bags three ADFIAP awards
LANDBANK won Merit Awards for environmental development, infrastructure development, and financial inclusion at the ADFIAP Development Awards 2022 on 26 October 2022. The Land Bank of the Philippines (LANDBANK) garnered three Merit Awards during the 45th Association of Development Financing Institutions in Asia and the Pacific (ADFIAP) Annual Meeting on 26 October 2022 at the Conrad Hotel in Pasay City. “These recognitions from the ADFIAP highlight LANDBANK’s expanded coverage as a development institution. We will continue our efforts to help address climate change; support key economic industries to recovery and resiliency; and fast-track financial inclusion nationwide,” said LANDBANK President and CEO Cecilia C. Borromeo. LANDBANK received the Merit Award on Environmental Development for the Renewable and Efficient Alternative (REAL) Energy Financing Program, which supports renewable energy projects that promote local capacity for climate change adaptation and mitigation. As of 31 August 2022, LANDBANK has approved P20.2 billion in loans to 59 borrowers under the REAL Energy Financing Program. The Bank also received the Infrastructure Development Merit Award for providing efficient right-of-way appraisal services for the infrastructure projects of the Department of Public Works and Highways (DPWH) and Department of Transportation (DOTr). In 2021, the Bank successfully appraised around 10,000 properties for 92 big-ticket infrastructure projects for roads, highways, bridges, and railways, to help stimulate local economic activities, attract foreign investments, and create employment opportunities. LANDBANK likewise received the ADFIAP Merit Award for Financial Inclusion for its contribution to the Enhanced Partnership Against Hunger and Poverty (EPAHP) initiative, which aims to mitigate hunger, ensure food and nutrition security, and reduce poverty in urban and rural communities. The Bank alloted P2 billion under the LANDBANK EPAHP Lending Program to extend collateral-free loans to farmers and fishers groups organized as Community-Based Organizations (CBOs), who in turn supply food items for the feeding programs of partner government agencies. LANDBANK has released under the EPAHP Lending Program a total of P9.6 million to seven agri suppliers as of September 2022 The ADFIAP is on its 45th year of recognizing outstanding leadership achievements by individuals and organizations in the Philippines and across the Asia-Pacific region.
LEARN MORELANDBANK AgriSenso underscores gov’t support for ARBs, ARBOs
(clockwise from upper left) Department of Agrarian Reform (DAR) Bureau of Agrarian Reform Beneficiaries Development (BARBD) Director Dr. Ronald M. Gareza, CESO IV and LANDBANK Program Management Department I Head, Assistant Vice President Edgardo S. Luzano lead the fourth run of the LANDBANK AgriSenso Virtual Forum on 24 October 2022. Joining them are Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative Treasurer Sharon B. Eugenio, Southern Isabela ARB Charibel Francesca, and Batangas Egg Producers Multi-Purpose Cooperative Director Cecille A. Virtucio. The Land Bank of the Philippines (LANDBANK) gathered small farmers and fishers, agrarian reform beneficiaries (ARBs), and their organizations to discuss the National Government’s development plan towards building sustainable and resilient agrarian reform communities. Department of Agrarian Reform (DAR) Bureau of Agrarian Reform Beneficiaries Development (BARBD) Director Dr. Ronald M. Gareza, CESO IV and LANDBANK Program Management Department I Head, Assistant Vice President Edgardo S. Luzano led the discussions during the fourth run of the LANDBANK AgriSenso Virtual Forum on 24 October 2022. They were joined by agriculture partners and loan availers, namely Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative Treasurer Sharon B. Eugenio, Southern Isabela ARB Charibel Francesca, and Batangas Egg Producers Multi-Purpose Cooperative Director Cecille A. Virtucio, who shared how LANDBANK and DAR have assisted to enhance their productivity and income. Director Gareza discussed the various interventions that DAR has been carrying out to help address the challenges facing ARBs in land tenure and disputes. He also underscored the importance of support services, including capacity development and credit and marketing assistance, to support and ease the burden of ARBs. Meanwhile, AVP Luzano, together with Program Officers Glecy Angeles and Crisso Pernito, presented the features of the various credit programs being offered by LANDBANK for ARBs and their organizations. Accessible financing for ARBs, ARBOs LANDBANK and DAR have been working closely to extend affordable financing and support services for ARBs and their organizations. Under the Accessible Funds for Delivery to Agrarian Reform Beneficiaries (AFFORD-ARBs) Program, LANDBANK provides direct credit assistance to individual ARBs who are not yet members of Agrarian Reform Beneficiary Organizations (ARBOs). The loans can be used for the production of rice, corn and high-value crops, and acquisition of small farm implements, such as hand tractors and power tillers. The Bank has released a total of P506.1 million to 2,200 borrowers under the AFFORD-ARBs Program as of 30 September 2022. LANDBANK, in partnership with DAR, also implements the Credit Assistance Program for Program Beneficiaries Development (CAP-PBD), designed for ARBOs that are not yet qualified to borrow under the regular lending window of the Bank. The Program provides credit assistance and support services to ARBs through their respective organizations for crop production, agri-enterprise or livelihood and other agri-related projects. LANDBANK and DAR also offer the Expanded Assistance to Restore and Install Sustainable Enterprises for Agrarian Reform Beneficiaries and Small Farm Holders (E-ARISE-ARBs), designed to assist ARBOs which and whose members were adversely affected by natural calamities or disasters, pests and diseases, and other viral infections or outbreaks. As of September 2022, LANDBANK’s combined releases under CAP-PBD and E-ARISE-ARBs have reached P736.4 million, benefitting 219 ARBOs with more than 11,000 ARBs and small farm holder-members nationwide. Qualified ARBOs can also avail of credit assistance under the Enhanced Partnership Against Hunger and Poverty (EPAHP) Lending Program of LANDBANK, which can be used to purchase orders or contract receivables from government agencies for the provision of needed food items. The Program supports the government’s efforts to address hunger, poverty, food security and nutrition, through community participation in government contracts. LANDBANK’s total loan releases under the EPAHP Lending Program have reached P9.6 million to seven agri suppliers as of September 2022.
LEARN MORETumauini LGU taps LANDBANK for digital payment of local fees
(left photo) Tumauini Mayor Venus T. Bautista (left) and LANDBANK Ilagan Branch Head, Assistant Vice President Lorenzo M. Saquing (right) sign a Memorandum of Agreement for the use of the LANDBANK Link.BizPortal payment platform, (right photo) as a new LANDBANK ATM is inaugurated at the municipal compound. TUMAUINI, Isabela – The Municipal Government of Tumauini has tapped the digital services of the Land Bank of the Philippines (LANDBANK) to provide its constituents with a more convenient and safe payment channel to settle local government fees. Tumauini Mayor Venus T. Bautista and LANDBANK Ilagan Branch Head, Assistant Vice President Lorenzo M. Saquing led the signing of a Memorandum of Agreement for the use of the LANDBANK Link.BizPortal on 18 October 2022. Through the LANDBANK Link.BizPortal, residents can now settle fees, dues, and charges to the local government unit (LGU) at their convenience with just a few clicks on their computers or mobile devices. The Municipal Government of Tumauini joins over 970 government and private partner merchants nationwide that have been enrolled in the LinkBizPortal system, as of end-September 2022. For the first nine months of the year, the LANDBANK Link.BizPortal has facilitated over 506,000 transactions with value of P8.8 billion, representing increases of 56% and 19%, respectively, year-on-year. “LANDBANK fully supports the digitalization initiatives of the local government of Tumauini to deliver convenient public services. We look forward to helping increase payment collection rates to fund more development programs in the municipality,” LANDBANK President and CEO Cecilia C. Borromeo said. The Tumauini LGU and LANDBANK also inaugurated a new LANDBANK ATM at the new Municipal Building Compound in Barangay San Pedro, Tumauini, Isabela. This second LANDBANK ATM in the municipality will cater to government employees and private customers, including the beneficiaries of the National Government’s Conditional and Unconditional Cash Transfer (CCT/UCT) Programs in the 46 barangays of Tumauini, as well as the 26 barangays of the neighboring Municipality of Delfin Albino. The presence of this new offsite ATM further complements the delivery of essential banking services in the area, in line with LANDBANK’s thrust to promote financial inclusion nationwide.
LEARN MORELANDBANK mobile ATM delivers cash aid to Leyte seniors
LANDBANK deploys a mobile automated teller machine (ATM) at the Tanauan Civic Center in Brgy. Canramos, Leyte from October 24 to 26, 2022, to assist over 2,900 senior citizens from the Municipality of Tanauan in claiming their cash grants that were credited to their LANDBANK Prepaid Cards. TANAUAN, Leyte – Over 2,900 senior citizens from this town conveniently received their cash grants from the National Government, following the deployment of a LANDBANK Mobile automated teller machine (ATM) at the Tanauan Civic Center in Brgy. Canramos from October 24 to 26, 2022. The senior citizens used their LANDBANK Prepaid Cards to receive the grants, who form part of the 3.4 million Unconditional Cash Transfer (UCT) beneficiaries under the Social Pension Program for Indigent Senior Citizens of the Department of Social Welfare and Development (DSWD). “LANDBANK is committed to deliver accessible and convenient services especially to vulnerable sectors. Our mobile touchpoints allow us to service areas where we are needed the most,” said LANDBANK President and CEO Cecilia C. Borromeo. The three-day deployment of the LANDBANK Mobile ATM in Tanauan allowed beneficiaries to activate their LANDBANK Prepaid Cards and withdraw the loaded cash aid free of charge, helping them to save time and transportation-related costs. “The LANDBANK mobile ATM deployment in Tanauan greatly benefits our UCT beneficiaries, as they have easy access to withdraw their money from their cards within the venue of the card release. I would like to extend my sincerest thanks to LANDBANK for the swift response to my request. Your continued support is highly appreciated and I look forward to our partnership in public service,” said Tanauan Mayor Ma. Gina E. Merilo. Through the LANDBANK Prepaid Cards, UCT beneficiaries from Tanauan can now receive government subsidies in a timely manner and withdraw cash for free in the LANDBANK Easy Access Facility (LEAF) located in Brgy. Buntay and from LANDBANK ATMs in neighboring towns. They can also use the Prepaid Cards to make cashless purchases for essential supplies in groceries, drugstores, and other accepting merchants via Point-of-Sale (POS) terminals. The LANDBANK Prepaid Cards were recently upgraded into transaction accounts to provide beneficiaries with wider access to an array of banking services, including prepaid card loading via LANDBANK branches, fund transfers through the LANDBANK Mobile Banking App, and cash-in via LANDBANK Cash Deposit Machines (CDM).
LEARN MORELANDBANK makes ‘ayuda’ claiming easier for 3.4-M pensioners
Lucy Cabalan can now conveniently receive cash grants and perform other banking transactions, such as cashless purchases and online fund transfers, by using the LANDBANK Prepaid Card she received at a recent card distribution activity in Minglanilla, Cebu. Social pensioners can now conveniently receive their cash grants and perform other banking transactions, as the Land Bank of the Philippines (LANDBANK) continues to ramp up the distribution of Prepaid Cards to vulnerable sectors. Around 3.4 million Unconditional Cash Transfer (UCT) beneficiaries under the Social Pension Program for Indigent Senior Citizens of the Department of Social Welfare and Development (DSWD) form part of the almost 10 million beneficiaries to be provided with LANDBANK Prepaid Cards under the agency’s major social protection programs. UCT beneficiary Lucy Cabalan was one of the 1,499 social pensioners who received financial aid through LANDBANK Prepaid Cards during a recent card distribution activity in the Municipality of Minglanilla, Cebu. With no permanent source of income, 80-year-old Cabalan relies on her pension to augment her daily needs and for purchasing maintenance medication for her asthma. “Nagpapasalamat ako sa LANDBANK dahil nabigyan ng pansin ang pangangailangan naming mga senior citizen. Masaya ako dahil ito ang pinaka-unang card na natanggap ko mula sa LANDBANK,” said Cabalan. Through LANDBANK Prepaid Cards, social pensioners can conveniently withdraw cash aid from any of the 2,899 LANDBANK ATMs in the country. They can likewise perform cash withdrawals free-of-charge at the ATMs of 1,980 7-Eleven convenience stores in selected areas, as of end-September. The Prepaid Cards can likewise be used to make cashless purchases via Point-of-Sale (POS) terminals in participating stores, such as drugstores and groceries, as well as transact with the Bank’s Agent Banking Partners (ABPs) located in remote areas. LANDBANK previously upgraded the existing prepaid cards of CCT and UCT beneficiaries into transaction accounts with expanded features to provide more convenient banking services, including prepaid card loading via LANDBANK branches, fund transfers through the LANDBANK Mobile Banking App, and cash-in via LANDBANK Cash Deposit Machines.
LEARN MOREMore LANDBANK customers can transact from 7-Eleven ATMs sans service fees
Prepaid cardholders of the Land Bank of the Philippines (LANDBANK) can now transact for free from ATMs in selected 7-Eleven convenience stores. In addition to holders of LANDBANK Regular ATM Cards and Debit Cards, customers can also use their LANDBANK Prepaid Cards to perform cash withdrawal and balance inquiry free-of-charge in 1,980 7-Eleven ATMs in Metro Manila, CALABARZON, Pampanga, Bataan and Cebu, as of end-September 2022. For added convenience, LANDBANK cardholders now also enjoy an increased cash withdrawal limit of P20,000.00 per transaction from the previous P10,000.00. “LANDBANK continues to leverage on strategic partnerships to accelerate financial inclusion in the country. We are committed to expand the accessibility of our services, especially to the unbanked and underserved,” said LANDBANK President and CEO Cecilia C. Borromeo. This development benefits the 8.3 million previously unbanked Philippine Identification System (PhilSys) Project registrants onboarded by LANDBANK in collaboration with the Philippine Statistics Authority (PSA), as of end-September 2022. The state-run Bank is providing unbanked PhilSys registrants with their own LANDBANK transaction accounts, to bring more Filipinos into the formal banking system. LANDBANK Prepaid cardholders also include about 10 million beneficiaries under the Conditional Cash Transfer and Unconditional Cash Transfer (CCT/UCT) Programs of the Department of Social Welfare and Development (DSWD). LANDBANK partnered with Pito Axm Platform, Inc. (PAPI), the operator of 7-Eleven ATMs in the Philippines, in May of this year. The 7-Eleven ATMs effectively complement LANDBANK’s own physical network of 607 Branches and 2,899 ATMs nationwide as of end-September.
LEARN MORELANDBANK opens new ATM in unbanked Sta. Praxedes, Cagayan
Mayor Esterlina A. Aguinaldo (left) leads the ceremonial cash withdrawal from the newly-installed LANDBANK ATM (right photo) located at the Municipal Gymnasium of the unbanked municipality of Sta. Praxedes in Cagayan. SANTA PRAXEDES, Cagayan – The residents of this unbanked municipality now have access to banking services, with the installation of a new Land Bank of the Philippines (LANDBANK) ATM at the Municipal Gymnasium along the Pan-Philippine Highway. “With the installation of this new ATM, the people of Santa Praxedes will save a lot of time, money, and effort. We are grateful to LANDBANK for granting us access to their services with this ATM,” said Santa Praxedes Mayor Esterlina A. Aguinaldo. Mayor Aguinaldo led the LANDBANK ATM inauguration on 27 September 2022 together with Vice Mayor Rene D. Estabillo, and LANDBANK Sanchez Mira Branch Head Menalyn Q. Rabaino, alongside Sangguniang Bayan members and other LGU partners. “LANDBANK continues to expand its reach to deliver banking services where it is most needed. As we promote financial inclusion, we also look forward to helping advance economic activity in Santa Praxedes,” said LANDBANK President and CEO Borromeo. The LANDBANK ATM will service all 10 barangays of Santa Praxedes in the northern part of the Province of Cagayan. The strategic location of the LANDBANK ATM will benefit government employees and private customers, who no longer need to wait in long queues and travel to other towns for their cash requirements. The LANDBANK touchpoint will also support the convenient payout for about 5,000 combined beneficiaries under the Conditional and Unconditional Cash Transfer (CCT/UCT) and Social Pension Programs of the Department of Social Welfare and Development (DSWD).
LEARN MORELANDBANK backs Navotas City’s dev’t plan
LANDBANK President and CEO Cecilia C. Borromeo (4th from right) and other Bank officers pay a courtesy visit to Navotas City Mayor John Reynald M. Tiangco (5th from right) on 14 October 2022, to express support to the City Government’s development agenda. NAVOTAS CITY – The Land Bank of the Philippines (LANDBANK) continues to support the City Government of Navotas towards the fulfillment of its socio-economic initiatives to drive local recovery and inclusive development. During a courtesy visit on 14 October 2022, LANDBANK President and CEO Cecilia C. Borromeo and Navotas City Mayor John Reynald M. Tiangco discussed ongoing and potential collaboration programs and projects for the benefit of Navoteños. LANDBANK has been supporting Navotas City’s infrastructure projects through the years, including the construction of the Navotas City Hospital (NCH), Navotas Columbarium and Crematory, training center, medical and wellness center, and street lights. Most recently, the Bank extended financing support to the City Government under the RISE-UP LGUs (Restoration and Invigoration package for a Self-sufficient Economy towards UPgrowth for LGUs) Lending Program, for the enhancement of the NCH and acquisition of various laboratory equipment and generator set, among others. The City Government of Navotas and LANDBANK also partnered in 2021 to provide Navoteños with a safe and efficient online payment facility to settle local government fees. Through the LANDBANK Link.BizPortal, Navoteños now enjoy the convenience of paying their real property taxes, business taxes, and other financial obligations to the City Government anytime and anywhere, without the need to physically line up at the city hall. LANDBANK currently has two branches and 10 automated teller machines (ATMs) in Navotas City, providing convenient banking services to all of its 18 barangays. LANDBANK customers include beneficiaries of the Department of Social Welfare and Development’s (DSWD) Conditional and Unconditional Cash Transfer (CCT/UCT) Programs, local government employees, teachers, and private employees.
LEARN MORELANDBANK wins three honors at 13th Asia CEO Awards
(from right to left) LANDBANK Executive Vice President Alex A. Lorayes and Senior Vice Presidents Ma. Celeste A. Burgos and Randolph L. Montesa received the trophies awarded to LANDBANK in the Innovative, Sustainable and Wellness categories during the 13th Asia CEO Awards on 11 October 2022. The Land Bank of the Philippines (LANDBANK) garnered three Circle of Excellence awards during the 13th Asia CEO Awards ceremony on 11 October 2022 at the Marriott Hotel in Pasay City. “These awards serve as confirmation that LANDBANK is headed in the right direction. We have fully transformed into a development-oriented institution that is more responsive to the needs of an expanded and diverse customer base,” said LANDBANK President and CEO Cecilia C. Borromeo. LANDBANK bagged the Most Innovative Company of the Year award for its LANDBANKPay, the all-in-one mobile wallet. Through the application, users can safely and conveniently pay bills, load up mobile phones and tollway RFID accounts, make purchases online, and transfer funds anytime, anywhere. The Bank also received the Most Sustainable Company of the Year award for the LANDBANK LGU Lending Program, which supports Local Government Unit (LGU) partners to implement development programs, thereby promoting long-term economic growth in the countryside. Among the significant environmental initiatives that the Program has financed include solid waste management projects, as well as renewable energy and energy efficient projects designed for climate change mitigation. As of end-August 2022, LANDBANK’s total loan portfolio to LGUs have reached P84.2 billion, which have helped advance economic activity and generate much-needed livelihood in local communities. LANDBANK likewise received the Wellness Company of the Year Award for its Employee Wellness Program, which utilizes a holistic framework for promoting comprehensive health and wellness. The LANDBANK Employee Wellness Program is designed to help employees attain an optimal health and work-life balance in a healthy, safe, and harmonious work environment, which leads to engagement, work productivity, and good quality of life. The 2022 Asia CEO Awards is on its 13th year of recognizing outstanding leadership achievements by individuals and organizations in the Philippines and across the Asia-Pacific region.
LEARN MORELANDBANK does not send clickable links in emails, SMS
The Land Bank of the Philippines (LANDBANK) announced today that it does not send official emails and text messages with clickable hyperlinks, as part of the Bank’s continuing efforts to ramp-up security and better protect customers against the prevalence of phishing and other online scams. All emails and text messages allegedly from LANDBANK or a representative of the Bank that has a clickable link is definitely fake and part of a scam. LANDBANK customers and the general public are advised not to click hyperlinks in these fake emails and text messages, and to immediately report receipt of the same to their respective Branches of account or through the LANDBANK Customer Care Hotline at (02) 8-405-7000 or 1-800-10-405-7000, or via email at customercare@mail.landbank.com. The Bank also recently warned of an online scam that uses Google Ads that lead to fake LANDBANK phishing websites. LANDBANK reiterated that it has not placed any ads on Google. The public is advised to remain vigilant against phishing websites masquerading as official LANDBANK websites, as well as all other forms of online banking fraud. Never share your account and personal information to anyone, as official LANDBANK representatives will never ask for critical financial and banking information from customers.
LEARN MORELANDBANK, DND strengthen solidarity towards national security
LANDBANK President and CEO Cecilia C. Borromeo pays a courtesy visit to Defense Senior Undersecretary and OIC Jose C. Faustino, Jr. on 10 October 2022 to express support for the National Government’s peace and order efforts. Land Bank of the Philippines (LANDBANK) President and CEO Cecilia C. Borromeo paid a courtesy visit to Department of National Defense (DND) Senior Undersecretary and OIC Jose C. Faustino, Jr. to express the Bank’s continued support for plans and programs towards national security. The two officials discussed potential areas of collaboration to enhance the agency’s operational efficiency, as well as prioritize the banking needs of Filipino soldiers, personnel, veterans and pensioners through digital banking and treasury services, among others. Borromeo personally expressed gratitude to Faustino and DND, for providing the necessary security and transportation to LANDBANK personnel during the distribution of financial assistance in remote and risky areas. The meeting was also attended by LANDBANK Senior Vice Presidents Celeste A. Burgos, Randolph L. Montesa, Marilou L. Villafranca, and Ramon R. Monteloyola, along with other senior Bank officials. LANDBANK currently serves the banking needs of DND, including payroll service and salary loans for employees, and convenient digital payment to suppliers through the LANDBANK Bulk Remittance System (LBRS), among others. In April of this year, LANDBANK strengthened its partnership with the Philippine Veterans Affairs Office (PVAO), an attached agency of the DND, with the signing of the amended Memorandum of Agreement (MOA) for the Direct Remittance Pension Servicing System (DRPSS) to better service Filipino veterans and pensioners. Under the amended MOA, LANDBANK and PVAO have streamlined procedures for pension account opening and formalized the crediting of other PVAO benefits, such as medical and burial assistance, to the LANDBANK ATM accounts of pensioners. LANDBANK also partnered with the Philippine Air Force (PAF) for the PAF Online Payment System (POPS) powered by the LANDBANK Link.BizPortal, to facilitate the efficient online payment of light and water utility dues, bidding document fees, trust receipts for the Air Force General Hospital, and rental fees for the PAF Aerospace Museum and concessionaires. Through the POPS, PAF clients, which include creditors, suppliers, and PAF personnel and their family members, are now able to settle their financial commitments in a faster, secure, and convenient manner. LANDBANK likewise supports the National Government’s Enhanced-Comprehensive Local Integration Program (E-CLIP), which aims to improve the livelihood of former rebels and extremists and their families by financing small businesses and agri-enterprises. Under the LANDBANK Balik-Loob Lending Program (BLLP), former rebels, former extremists, and their cooperatives and associations can avail of loans to finance small businesses, such as sari-sari stores, furniture making, and tailoring, as well as agri-enterprises such as crop and livestock production, among others. Eligible borrowers can avail up to 90% of the total project cost but not exceeding P100,000.00 per borrower, with an interest rate of 5% per year, payable up to one (1) year for short term loans and up to five (5) years for term loans. As part of the ongoing contribution to the government’s peace-building efforts, LANDBANK has released a total of P1.5 million to 16 former rebels under the BLLP, as of end-September 2022.
LEARN MORENew LANDBANK accounts go full digital
The Land Bank of the Philippines (LANDBANK) announced that all new customers applying for a LANDBANK deposit account shall be provided a cardless account, effective 04 October 2022. New account holders will be enrolled in the LANDBANK iAccess and Mobile Banking App (MBA), and will benefit from having convenient access to digital banking services, including inter-bank transactions via InstaPay and PESOnet. Cardless account holders can also use the LANDBANK MBA to access their account and withdraw cash from 2,889 LANDBANK Automated Teller Machines (ATMs) nationwide, which have been upgraded with a cardless withdrawal feature. Cardless cash deposit is likewise available via 231 LANDBANK Cash Deposit Machines (CDMs) nationwide. However, new LANDBANK customers may still opt for a physical LANDBANK ATM card for a minimal fee of P150.00. The state-run Bank assures customers that it maintains the highest level of security in all its systems, while also reminding customers to remain vigilant against online banking fraud and scams.
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