MC - Bayad Online Pay Bills with LANDBANK Credit Cards to Win!

January 17, 2023

Promo Mechanics

  1. Promo is open nationwide to Mastercard debit and credit card users who
    1. are registered in Bayad Online and;
    2. paid a bill using Bayad Express.
  2. Promo will run from December 15, 2022 to March 15, 2023.

Promo Entries and Prizes

  1. For Newly Registered Bayad Online Users

Newly registered Bayad Online users, who have a minimum spend of Php 1000 for their initial bills payment thru Mastercard credit or debit card, will earn the following:

  • waived convenience fee
  • Php 500 worth of Sodexo e-gift certificate,
  • one (1) raffle entry to get a chance to be part of the 35 lucky winners of the gadgets described below.
  1. For Existing Bayad Online Users

Existing Bayad Online users who have a minimum spend of Php 1000 worth of bills payment thru Mastercard credit or debit card, will earn the following:

  • waived convenience fee
  • Php 100 worth of Sodexo e-gift certificate

Note: They can only earn a maximum of two (2) Php 100 worth of Sodexo e-gift certificates for two (2) Php 1000 worth of unique bill payments per month. Both unique bill payments can cover for either two (2) different biller brands; or two (2) same biller brands as long as the transaction is made using different biller account numbers.

  • one (1) raffle entry to get a chance to be part of the 35 lucky winners of the gadgets described below.

Note: There’s no ceiling/limit on the number of Php 1000 worth of bill payments to earn more raffle entries.

  1. Bayad Express Users

Bayad Express users who have a minimum spend of Php 1000 for their initial bills payment thru Mastercard credit or debit card, will earn the following:

  • waived convenience fee
  • Php 100 worth of Sodexo e-gift certificate.

Raffle Prizes

A total of 35 lucky winners will win the raffle.

  • 3 WINNERS of iPhone 13 Pro Max 128GB
  • 3 WINNERS of Samsung Galaxy Tab S8+ 5G
  • 3 WINNERS of MacBook Air
  • 2 WINNERS of iPad Air 64 GB
  • 4 WINNERS of Nintendo Switch
  • 7 WINNERS of Marshall Speaker (Emberton II)
  • 8 WINNERS of Apple Airpods (2nd Gen)
  • 5 WINNERS of Fujifilm Instax Mini 11

Announcement of Winners and Claiming of Prizes

  1. Sodexo e-gift certificates will be in a form of voucher codes which will be sent via email and SMS blast every 10th to 15th from February to April.
  2. Customers who earned raffle entry/ies will receive a confirmation message via email and SMS from the 20th to the 24th day of the month.
  3. Raffle draws will be conducted in three (3) batches, which will be on every 25th of the month, and will be announced on the same day, from January to March.
  4. There will be a total of thirty-five (35) lucky raffle winners. CIS Bayad Center, Inc. will pay the 20% tax for prizes exceeding Php10,000.


Note: Raffle entry/ies earned on the specific coverage as stated above will only be valid until the corresponding draw date.

  1. Promo participants can only win once per raffle draw schedule. If a name is drawn more than once, the entry will be voided, and another will be drawn in its place.
  2. In compliance with the Data Privacy Act of 2012 (R.A. 10173), contact details of the winning Transaction Reference Number (Complete Name, Address, Mobile Number, Email Address, Transaction Reference Number, Amount Paid, Mode of Payment, Biller Account Number, and Transaction Date & Time) will be used for the purpose of the promo and for future Bayad marketing initiatives (promos, advisories, and updates).
  3. Sodexo e-gift certificates are not transferable nor convertible into cash. 
  4. Raffle draws will be held virtually at CBCI’s Head Office (Business Solutions Center, Meralco Complex, Ortigas Ave., Pasig City), with the presence of a DTI representative.
  5. The list of participants will be generated as an excel file through Microsoft Form, and entries will be
    drawn automatically in the web-based software: Randomizer.
  6. Monthly raffle draw winners will be announced on Bayad’s Official Facebook Page every 25th day of the month.
  7. Winners will also get a notification via email, SMS, and/or phone call from an authorized Bayad representative.
  8. Winners should provide email/SMS notification from Bayad as proof of winning and any valid ID (i.e., Passport, Voter’s ID, SSS, TIN ID, Driver’s license, Senior citizen’s ID, etc.) in claiming their prize.
  9. In case of claiming via other individual representation, an authorization letter must be presented together with the winner’s valid ID and of the claimant and proof of winning (email/SMS notification from Bayad).
  10. If the winner is below 18 years of age, a parent, or a legal guardian with two (2) valid government-issued IDs (Passport, Voter’s ID, SSS, TIN ID, Driver’s license, Senior citizen’s ID, etc.) must accompany them when claiming.
  11. If the winner does not have any valid government-issued Identification Card (ID), a birth certificate with other proof of identity (e.g. company ID, proof of billing, community tax certificate/cedula, etc.) should be submitted together with a duly notarized Affidavit of Two Disinterested Persons. The said affidavit shall be notarized by the winner.
  12. Winners will be given sixty (60) days upon receipt of notification to claim the prize; otherwise, it will be forfeited with the approval of DTI.
  13. Other expenses (travel, food, internet, mobile load, shipment, etc.) that will be incurred during the claiming of prizes shall be c/o the winners.
  14. CIS Bayad Center, Inc. reserves the right to refuse the redemption of the raffle prize if found fraudulent or if complete requirements are not provided. Any disputes will be subject to the decision of CIS Bayad Center, Inc. in concurrence with DTI.
  15. All employees of CIS Bayad Center, Inc., along with their affiliates, and any of their contractors,
    subcontractors, service providers, their respective employees’ spouses, and relatives up to the second degree of consanguinity (including relatives by legal adoption) and all other persons connected with any of these individuals and entities are excluded from joining the promo.
  16. CIS Bayad Center, Inc. reserves the right to vary these Terms and Conditions with prior approval of DTI.

For any questions or inquiries regarding the promo, please contact Bayad Customer Care at (02) 8672-5777 or send an email at

Per DTI Fair Trade Permit No. FTEB - 157689, Series of 2022.

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