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LAZADA - Visa 6/6 2022

GET P200 OFF WITH YOUR VISA CARD! HOW TO AVAIL 1.    Download the Lazada app for free via App Store for Apple users or Google Play store for Android users. 2.    Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction 3.    Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. 4.    Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out” 5.    Input the voucher code on the checkout page to apply the discount. Enter your shipping and billing information and select the credit card as payment method. 6.    Enter your Visa Credit or Debit Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. 7.    Click “Place Order” to complete the transaction. TERMS AND CONDITIONS 1.    Discount can be used only once throughout the valid promo period. 2.    Discount is applicable to all Visa Credit and Debit Cards only. 3.    Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order. 4.    Discount is not exchangeable for cash, credit or other goods and services. 5.    Discount amount cannot be applied retroactively. 6.    Discount is not applicable to items marked “Voucher code not applicable on this item”. 7.    All cancelled orders will not be valid for re-instatement of voucher codes. 8.    Applicable only to eligible credit card BINs and eligible items. 9.    Payment codes cannot be used with other collectible or static code discount vouchers. 10.    The use of the voucher is subject to the Lazada Voucher Terms and Conditions. 11.    Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. CUSTOMER SUPPORT For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. Per DTI Fair Trade Permit No. FTEB-143248 Series of 2022.

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LANDBANK taps USB branches as Agent Banking Partners

The Land Bank of the Philippines (LANDBANK) is tapping branches of UCPB Savings Bank (USB) nationwide to serve as Agent Banking Partners in remote and underserved areas, as part of its mandate to advance greater financial inclusion in the country. A total of 57 USB branches are set to be onboarded as LANDBANK Agent Banking Partners by June 2022, of which 20 USB branches are operating in communities without any LANDBANK branch. As LANDBANK Agent Banking Partners, USB Branches will offer card sale, cash-in, cash-out, fund transfer, and bills payment services, allowing customers to enjoy lower transaction costs, improved access to financial services, greater convenience, and potentially lower travel expenses.  Beneficiaries of the National Government’s Conditional Cash Transfer (CCT) and Unconditional Cash Transfer (UCT) Programs can also withdraw their cash grants through the LANDBANK Agent Banking Partners. "Through the Agent Banking Program, LANDBANK is able to better serve its mandated sectors, particularly those in unbanked and underserved communities where financial services are scarce. We are bringing more Filipinos into the financial mainstream to foster greater financial inclusion across the nation," LANDBANK President and CEO Cecilia C. Borromeo said. As of 31 March 2022, LANDBANK has a total of 907 Agent Banking Partners nationwide. These include client cooperatives, associations, rural banks, local government units, small and medium enterprises, gasoline stations, and private entities. From January to March 2022, a total of 1.3 million transactions amounting to P4.6 million were facilitated by LANDBANK Agent Banking Partners. The LANDBANK Agent Banking Program is in compliance with Bangko Sentral ng Pilipinas (BSP) Circular No. 940 series of 2017, wherein banks are allowed to serve customers through cash agents contracted to perform selected banking services on its behalf in order to exponentially expand its reach and serve customers more efficiently.

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South Cotabato co-op makes fruitful comeback thru LANDBANK

Assistance from LANDBANK allowed Laconon 100 Multi-Purpose Cooperative (LMPC) to overcome financial losses. The T’boli based co-op now manages a 1,000 hectares of pineapple plantation in South Cotabato with an average annual production of 40,000 to 50,000 tons. T’BOLI, South Cotabato – The unexpected closure of its anchor firm and primary pineapple produce buyer pushed the Laconon 100 Multi-Purpose Cooperative (LMPC) to the brink of financial collapse in 2003. The cooperative struggled to recover and improve its operations in the years thereafter, forcing several members to pull their capital share out of the organization.  In 2017, LMPC was given a fresh start after availing of a series of loans from the Land Bank of the Philippines (LANDBANK), which were used to expand the co-op’s operations and acquire needed farm machinery, including four trucks, one tractor, one tractor implement and one service monitoring vehicle.  Finally, with the support from LANDBANK, the cooperative was able to bounce back from previous losses and started gaining new members. In a bid to further expand its operations in the municipalities of T’boli, Surallah, Lake Sebu, and Banga, and to accommodate pineapple farmers who have yet to access financing from the Bank, the co-op renewed a P160-million loan line which was further increased to P200 million in 2020.  LMPC was also granted a P7-million term loan for the purchase of five hauling trucks to address the increasing logistics requirements, especially during the harvest season. The co-op availed of another P5-million loan from LANDBANK as working capital for cassava trading operations to support members who have not qualified for the pineapple growership program of its anchor firm. From a struggling cooperative managing 300 hectares of farmland with 150 members, LMPC has since expanded its area of production to 1,000 hectares with 1,187 co-op members.  Since 2017, the timely credit of LANDBANK allowed LMPC to post steady growth in net income with an average production of 40,000 to 50,000 tons of pineapples per year—assisting the co-op to weather the economic challenges of the global pandemic.  “Hindi kami iniwan ng LANDBANK sa panahon na kailangan namin ng suporta. Nandiyan ang LANDBANK bilang aming kaagapay para makabangon sa pagkakalugmok sa mga nakalipas na pagsubok. Nakabili kami ng mga makinarya at nakapagbigay ng hanapbuhay sa aming mga miyembro at pamilya,” said LMPC Chairperson Rhoda O. Pecadizo.  LANDBANK’s relationship with LMPC continues to expand, after the co-op was certified in December 2021 as one of the Bank’s Agent Banking Partners, offering basic banking services to unbanked and underserved communities. As an accredited full-suite Agent Banking Partner, LMPC provides cash-out, cash-in, fund transfers, and bills payment services on behalf of LANDBANK, and facilitates the opening and issuance of LANDBANK Agent Banking Cards. This arrangement provides LANDBANK customers in T’boli with improved access to financial services and lower transaction costs, which is reflective of the Bank’s steadfast commitment to advancing financial inclusion in South Cotabato and the country as a whole. As LMPC celebrates its 25th anniversary this year, the co-op is looking to avail of additional term loans from LANDBANK to support its expansion plans. These include the acquisition of two tractors and the construction of a new office building and logistics facility with a gas station.  LPMC is only one of the many agricultural cooperatives supported by LANDBANK nationwide, as part of its main thrust of serving the nation. As of 31 March 2022, LANDBANK’s outstanding loans to cooperatives nationwide have reached P57.66 billion. 

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20th DPAW

LANDBANK joins the Philippine Deposit Insurance Corporation (PDIC) in celebrating the 20th Depositor Protection and Awareness Week (DPAW).  Pursuant to Proclamation No. 358, issued in 2003, DPAW is annually observed every 16 to 22 June to strengthen the protection of small, unsophisticated depositors and complement the government’s thrust for sustained economic growth and development.  As we celebrate the 20th DPAW, may we be empowered by the theme, “Deposito sa Bangko, Katuwang sa Pag-asenso.” #BankingOnTheFilipinoSpirit #ServingTheNation

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LANDBANK opens new branch in Pagadian City; eyes wider network in 2022

(left photo) LANDBANK President and CEO Cecilia C. Borromeo (3rd from left) and Pagadian City Mayor Samuel S. Co (4th from left) lead the inauguration of the LANDBANK Pagadian-Balintawak Branch in Brgy. Balintawak, Pagadian City on 26 May 2022. Joining them are LANDBANK Director Jaime L. Miralles (2nd from left), Executive Vice President Julio D. Climaco, Jr. (5th from left), Senior Vice President Charlotte I. Conde (rightmost), and Vice President Lina K. Pacio (leftmost). PAGADIAN CITY, Zamboanga del Sur – The Land Bank of the Philippines (LANDBANK) officially inaugurated its newest branch in Pagadian City, the first of 15 new branches that the state-run Bank is set to open in 2022. The LANDBANK Pagadian-Balintawak Branch is located at the President Corazon C. Aquino Regional Government Center in Brgy. Balintawak, and will provide banking services to at least 50 regional government agencies, as well as various business establishments and private customers.  The new branch complements the operations of the LANDBANK Pagadian Branch located in Santiago District, and will assist in servicing depositors from over 300 combined barangays of Pagadian City and seven nearby municipalities, namely San Miguel, Lakewood, Tigbao, Vincenzo Sagun, Dinas, Tabina, and Margosatubig.   The two onsite automated teller machines (ATMs) of the LANDBANK Pagadian-Balintawak Branch will also help facilitate cash payouts for over 71,000 beneficiaries of the Conditional and Unconditional Cash Transfer programs of the Department of Social Welfare and Development (DSWD) in the area.  LANDBANK President and CEO Cecilia C. Borromeo and Pagadian City Mayor Samuel S. Co led the inauguration rites for the LANDBANK Pagadian-Balintawak Branch on 26 May 2022. They were joined by LANDBANK officials, namely Director Jaime L. Miralles, Executive Vice President Julio D. Climaco, Jr., Senior Vice President Charlotte I. Conde, and Vice President Lina K. Pacio.  “Our new LANDBANK branch in Pagadian reflects our unwavering support to the development of the City and the whole Province of Zamboanga del Sur. We will continue to provide greater banking convenience and accessibility to our growing customers in the Province,” said President and CEO Borromeo.  Mayor Co thanked LANDBANK for opening the Pagadian-Balintawak Branch to help sustain future developments in the regional center. “Your presence here gives us more confidence, gives us great relief that sooner or later, this regional center will continue to develop and expand,” he said.  LANDBANK now operates a total of five branches and a lending center in Zamboanga del Sur. This is complemented by 29 ATMs and three cash deposit machines (CDMs) spread across the Province. The state-run Bank is targeting to open 14 more branches and branch-lite units in key strategic areas nationwide before the year ends, including 230 new ATMs and 50 CDMs. To widen its reach in unbanked and underserved communities, LANDBANK is also gearing up to onboard 24 new Agent Banking Partners (ABPs) and install additional 120 point-of-sale (POS) terminals under its Agent Banking Program.  LANDBANK is the only bank present in all 81 provinces in the country with a total of 607 branches and 58 lending centers as of 31 May 2022, servicing the requirements of a diverse customer base, including unbanked and underserved areas.

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LANDBANK, MULTISYS seal deal for LGU payment solution

LANDBANK President and CEO Cecilia C. Borromeo (2nd from right) and MULTISYS President and CEO David L. Almirol, Jr.  (3rd from right) sign a Memorandum of Agreement on 24 May 2022 for the integration of LANDBANKPay and Smart City App to facilitate digital payment and collection for local fees and charges. Witnessing the signing are LANDBANK Senior Vice President Randolph L. Montesa (rightmost) and MULTISYS e-Government Head Lyka Pelonio (leftmost). The Land Bank of the Philippines (LANDBANK) has partnered with software solutions firm MULTISYS Technologies Corporation to provide local government units (LGUs) with an efficient digital payment and collection solution for local fees and charges. Under the partnership, the state-run Bank’s all-in-one mobile wallet LANDBANKPay will be integrated with MULTISYS’ Smart City App, to allow residents to settle their financial obligations to LGUs without visiting the local offices.  These financial obligations include payments for real property tax, business tax, community tax certificate, local civil registry, health and business permits, and licenses.   LANDBANK President and CEO Cecilia C. Borromeo and MULTISYS President and CEO David L. Almirol, Jr. led the ceremonial signing of the Memorandum of Agreement (MOA) on 24 May 2022 at the LANDBANK Plaza in Malate, Manila to formalize the partnership. They were joined by LANDBANK Senior Vice President Randolph L. Montesa and MULTISYS e-Government Head Lyka Pelonio. “The integration of LANDBANKPay and the Smart City App will help boost LGU collection rates and generate operational cost savings in the long run. More importantly, we will be providing greater convenience and security to residents when settling local government fees,” said LANDBANK President and CEO Borromeo. MULTISYS President and CEO Almirol said that the Smart City App is now being utilized in 75 LGUs nationwide, with the firm set to expand its deployment this year. The MOA also covers the integration of the LANDBANKPay with other similar applications that the MULTISYS may develop in the future, wherein the LANDBANK app will function as the primary electronic wallet of the MULTISYS-developed applications. “We believe that this initiative is very vital not only on a local scale but also on a national scale. And we know that LANDBANK is our key partner to really accomplish this,” said MULTISYS President and CEO Almirol. LANDBANK’s partnership with MULTISYS builds on its broader thrust of serving the nation through the delivery of innovative financial products and services powered by digital banking platforms. From January to March 2022, LANDBANK facilitated a total of 39.14 million transactions amounting to P567.61 billion through its major digital banking channels. 

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Visa - ZALORA Big Fashion Sale

Get 40% off with Visa using the code VISABFS Promo Period: June 17 to 27, 2022 Promo Mechanics: 1. Promo period is from June 17 to 27, 2022. 2. Promo is open to all ZALORA customers who will purchase on ZALORA PH and check out with Visa within the promotion period using the voucher code VISABFS 3. The said voucher code entitles the customer to a 40% off discount for a minimum spend of P2,499 on ZALORA in a single purchase. Maximum discount P2,000, 1x use per account. 4. Orders fulfilled locally by ZALORA are entitled to receive a free limited edition Visa tote bag until supplies last. 5. How to avail of discount: a. Log-on to www.zalora.com.ph or the ZALORA mobile app. b. Select product and click on Add to Bag. c. Once finished, click Checkout Now to proceed. d. Log in or register by Signing in via Facebook or email. Input customer information such as name, mobile number and delivery address. e. Select Card as Payment Method and input Visa card details. f. Click Apply Promo Code: VISABFS g. Enter promo code then click Apply. h. Click Order Now to finalize order. i. Discount will be deducted from subtotal. 6. Brand and category exclusions apply. Discount is not valid on the following categories and brands: (full list: www.zalora.com.ph/faq-non-sale). 7. Any dispute concerning the products or services related to the Promo offer shall be settled directly between the cardholder and ZALORA with the concurrence of the DTI. DTI Fair Trade Permit No. FTEB-145089 Series of 2022

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Mastercard - Ayala Malls Z!ng

MASTERCARD® 10X Bonus Points for Father’s Day Weekend: Terms & Conditions 1. The promotion is open to all customers registered as Zing Plus Members. 2. This promotion may be availed of by Zing Plus Members transacting with ZingMall, Cinemas and Zing Participating Merchants in the following participating Ayala Malls   Mall Name LOCATION 1 Abreeza Davao 2 Alabang Town Center Muntinlupa 3 Ayala Center Cebu Cebu 4 Bonifacio High Street Taguig 5 Capitol Central Bacolod 6 Cebu Central Bloc Cebu 7 Centrio Cagayan de Oro 8 Circuit Makati 9 Cloverleaf Quezon City 10 Fairview Terraces Quezon City 11 Feliz Marikina 12 Glorietta Makati 13 Greenbelt Makati 14 HarborPoint Subic 15 Legazpi Legazpi 16 Manila Bay Paranaque 17 Marikina Marikina 18 Market! Market! Taguig 19 MarQuee Pampanga 20 One Bonifacio High Street Taguig 21 Serendra Taguig 22 Serin Tagaytay 23 Solenad Laguna 24 The 30th Pasig 25 The District Imus Imus 26 Trinoma Quezon City 27 UP Town Center Quezon City 28 Vertis North Quezon City 3. The promotion period is from June 18 until June 19, 2022. 4. To be eligible under this promotion, the following conditions must concur: a) The customer can be an existing or new Zing Plus Member at the time of the promotion b) The customer must have completed the registration process under the Zing application to become a Zing Plus Member by linking at least one Philippine issued MASTERCARD® - branded credit card (a maximum of three credit cards may be linked under Zing); c) The Zing Plus Member must use his/her linked Philippine issued MASTERCARD® - branded credit card to settle his/her transaction with any of the Zing Participating Merchants; d) The Zing Plus Member’s transaction in the relevant Zing Participating Merchant must be processed and completed within the relevant promotion period, i.e., from 12:00AM of June 18, 2022 up to 11:59PM of June 19, 2022; and e) A Zing Plus Member earns one (1) Zing point for every transaction worth Php200.00. With this promotion, a Zing Plus Member can earn an additional nine Zing bonus points for every Php 200.00. To be entitled to the additional nine bonus points under this promotion, the Zing Plus Member must spend at least Php2,500.00 on a single transaction under one official receipt with any of the Zing Participating Merchants. The bonus points will be awarded to the old or new Zing Plus Member using the linked Philippine issued MASTERCARD® - branded credit card within the relevant promotion period. f) Regardless of the active and applicable promotions on a given day, a customer can earn a maximum of 500 Zing Points in a single transaction. There is also a maximum of 10,000 points that can be earned in a calendar year for Base Points (non-promotional) and another 10,000 Bonus Points that a customer can earn from sponsored or promotional programs For this promotion, here are the sample computations of minimum and maximum points that can be earned in different purchase amounts. At minimum spend in Zing Participating Merchants at Ayala Malls: If Spend at Zing Points Points Earned ₱1,500     Base Points 2,500/200 = 12.5 points 12.5 points Bonus Points 12.5 points x 9 = 112.5 points 112.5 points Total Points Earned   125 points If spending in Zing Participating Merchants at Ayala Malls will reach the cap of Bonus Points: If Spend at Zing Points Points Cap Points Earned ₱30,000       Base Points 30,000/200 = 150 points   150 points Bonus Points 150 points x 9 = 1350 points capped at 500 500 points Total Points Earned     650 points Earning with multiple promotions reaching cap: If Spend at Zing Points Points Cap Points Earned ₱120,000       Fixed Points 300 Points   300 points Base Points 120,000/200 = 600 points capped at 500 500 points Birthday Points (120,000/200) x 1 = 600 points capped at 500 500 points Bonus Points 600 points x 9 = 5400 points capped at 500 500 points Total Points Earned     1800 points a. Zing at Ayala Malls shall have a period of 14 days within which to validate the transaction between the Zing Plus Member and the relevant Zing Participating Merchant before the Zing bonus points are awarded. After Zing validates the transaction, the Zing bonus points under this promotion shall be credited to the Zing Plus Member’s account. 5. In the event that several MASTERCARD® Zing Bonus points multiplier promotions coincide with each other, only the highest points multiplier will be applied to the Zing Plus Member’s eligible transaction. All transactions are subject to the Zing Terms & Conditions a copy of which is accessible through the Zing application and/or at https://www.ayalamalls.com/. 6. This promotion may be applied in conjunction with other MASTERCARD® Bonus Points Promotions, Zing Bonus Points and the Zing Birthday promotion as long as the eligible spend is done within the active period of each promotion. 7. Fraud, abuse or any unauthorized action relating to the participation and availment of this promotion may result in the disqualification of the Zing Plus Member from the promotion. The matter of disqualification is subject to the sound discretion of ACCI.` 8. Points Redemption: a. The Zing Plus Member can use the points earned under this promotion to redeem rewards from the Zing application. b. Points redemption is subject to the Zing Terms & Conditions, a copy of which is accessible through the Zing application and/or at https://www.ayalamalls.com/. All related provisions of Zing at Ayala Malls shall continue to apply. Per DTI Fair Trade Permit No. FTEB-143719 Series of 2022

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LANDBANK opens first-ever commercial bank in Real, Quezon

(left photo) LANDBANK President and CEO Cecilia C. Borromeo (3rd from left), Real Mayor Diana Abigail D. Aquino (4th from left), and Infanta Credit and Development Cooperative Chairman Fr. Francis B. Lucas (2nd from left) lead the unveiling of the official marker of the newly inaugurated LANDBANK Real Branch. Joining them are LANDBANK Executive Vice President Julio D. Climaco, Jr. (rightmost), and Senior Vice Presidents Randolph L. Montesa (leftmost) and Althon C. Ferolino (5th from left). REAL, Quezon – In line with its aggressive thrust to promote financial inclusion in the country, the Land Bank of the Philippines (LANDBANK) officially inaugurated a new branch in the first-class municipality of Real—the first-ever commercial bank in the town. LANDBANK President and CEO Cecilia C. Borromeo, Real Mayor Diana Abigail D. Aquino, and Infanta Credit and Development Cooperative (ICDeC) Chairman Fr. Francis B. Lucas led the inauguration rites for the LANDBANK Real Branch on 03 June 2022. They were joined by LANDBANK Executive Vice President Julio D. Climaco, Jr., and Senior Vice Presidents Randolph L. Montesa and Althon C. Ferolino.  “With the LANDBANK Real Branch, we are looking to support the fast-paced developments in Real and its neighboring towns. We hope that this will draw more investors to the Province and spur local economic activities,” said President and CEO Borromeo. The LANDBANK Real Branch, located in Barangay Poblacion 1, Real, will provide banking services to the 50 combined barangays of Real, Polillo and Burdeos, as well as the unbanked and underserved communities in Panukulan, Patnanungan, and Jomalig. The newly inaugurated Branch has two onsite automated teller machines (ATMs) to cater to the cash requirements of local residents, including more than 7,500 beneficiaries of the Conditional and Unconditional Cash Transfer (CCT/UCT) programs of the Department of Social Welfare and Development (DSWD), as well as government employees, teachers, and students, among others.  The LANDBANK Real Branch also features a Digital Corner where customers can open a deposit account in only 15 minutes or less using the Bank’s Digital Onboarding System (DOBS). Opening an account via DOBS provides automatic enrollment to LANDBANK’s digital banking channels for safe and convenient online transactions.  LANDBANK currently operates a total of 13 branches and a lending center in the Province of Quezon, complemented by 64 ATMs and cash deposit machines (CDMs) to facilitate fast, safe, and timely cash withdrawals and deposits. LANDBANK is the only bank present in all 81 provinces in the country, with a network of 607 branches and 58 lending centers as of 03 June 2022.   The state-run Bank’s continued expansion across the country underscores its commitment to bring banking services closer to its priority sectors, especially in unbanked and underserved areas.

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DOST-TAPI lauds LANDBANK support to Filipino inventors

LANDBANK Assistant Vice President Generoso S. David (center) receives the Plaque of Appreciation from DOST-TAPI Director Atty. Marion Ivy D. Decena (left) and Chief Science Research Specialist and Division Chief Romeo Javate (right) for the Bank’s contribution to science and technology development in the country. The Department of Science and Technology–Technology Application and Promotion Institute (DOST-TAPI) conferred a plaque of appreciation to the Land Bank of the Philippines (LANDBANK) for its contribution to the development of science and technology in the country. LANDBANK received the recognition for the Innovation and Technology (I-Tech) Lending Program, which aims to support the commercial production of patented Filipino inventions, utility models and industrial designs. As of March 31, 2022, the Program has five approved borrowers with loans totaling P25.55 million.  “LANDBANK is one with the DOST in advancing the country’s development agenda through technology and digital innovations. This forms part of our expanded mandate of supporting various sectors and serving the nation,” LANDBANK President and CEO Cecilia C. Borromeo said. Program Management Department II Head, Assistant Vice President Generoso S. David received the award on behalf of LANDBANK during DOST-TAPI's Roadmap Launching and Stakeholders' Recognition held on 13 May 2022 in Quezon City. The I-Tech Lending Program is a partnership program between LANDBANK and DOST-TAPI, designed to assist Filipino innovators and inventors in commercializing their patented innovations and inventions through credit financing using the Bank’s financial strength and DOST-TAPI’s technological expertise.  Under the Program, borrowers are required to have their inventions or projects evaluated by the DOST-TAPI for technical viability before being endorsed to LANDBANK for credit assessment on their financial and commercial feasibility and sustainability. Inventor-borrowers can get funding for up to 85% of their total project cost with a 45-40-15 project cost-share. LANDBANK will finance up to 45% of the overall project cost at a 5% rate per year, TAPI-IGF will shoulder up to 40% of the cost with 0% interest rate, while the remaining 15% will serve as the borrowers’ equity. Interested borrowers of the I-Tech Lending Program may contact the nearest LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.

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Foreign Exchange Rates

As of Tue, July 22, 2025


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