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LANDBANK eyes digital expansion, enhanced customer experience in 2024

The Land Bank of the Philippines (LANDBANK) is ramping up its digital transformation efforts this year to streamline operations and deliver top-notch customer experience.  Since assuming leadership in May 2023, LANDBANK President and CEO Lynette V. Ortiz has prioritized the adoption of new technologies across the Bank’s operations to elevate customer convenience and accessibility to financial services.  “We are heavily investing in enhancing our digital infrastructure to ensure seamless service delivery across our online banking channels and traditional touchpoints. Our priority remains steadfast in delivering solutions and exceptional service to our valued customers,” said President and CEO Ortiz. This year, LANDBANK aims to reduce over-the-counter transactions in its branches by encouraging customers to maximize the Bank’s digital banking channels. These include the LANDBANK Mobile Banking App, the iAccess online retail banking channel, and the Link.BizPortal web-based payment channel for retail clients.  The Bank targets to onboard additional government agencies, local government units (LGUs), private merchants, and other qualified institutions as billers in its digital channels, enabling more customers to make direct online payments.  LANDBANK is also poised to intensify its marketing efforts to encourage wider digitalization adoption among institutional clients. Digital solutions include the eMDS internet facility for national government partners, the LBCS electronic bulk disbursement facility, and the weAccess corporate internet banking platform.  As part of LANDBANK’s phygital strategy, selected branches across the country will implement an automated queuing management system with a teller interface to further cut processing time for over-the-counter transactions. The next phase of this project will allow customers to set appointments via an online pre-booking facility before visiting the branch.  LANDBANK has been implementing since 2018 the Digital Onboarding System (DOBS), which has helped simplify the account enrolment process and reduced the account opening time of customers from 45 minutes to 15 minutes or less. Starting April of this year, interested customers may also open a LANDBANK account without visiting a branch through the new straight-through account opening feature of the LANDBANK Mobile Banking App. This will provide customers instant access to the Bank’s digital services, such as fund transfers, bills payment, e-commerce transactions, and cardless withdrawals.  For LANDBANK loan availers, the state-run Bank will likewise introduce innovative online lending platforms that will cater to LGUs and Micro, Small, and Medium Enterprises (MSMEs). These platforms will allow borrowers to apply for loans anytime, anywhere and enjoy a more streamlined loan process.  LANDBANK assures its clients that it will continue to invest in both technological solutions and human resources to proactively secure its systems and infrastructure.  “Ensuring data security and privacy is likewise a top priority for us at LANDBANK. We are implementing multi-layered security controls in our systems to provide safe and frictionless solutions for our customers,” said President and CEO Ortiz.  The Bank continues to remind and educate clients on cybersecurity best practices by consistently sharing security and anti-fraud tips on its social media channels. These include the “Cyber Sigurista” campaign that utilizes various hashtags like #SafeModeMonday, #FraudFreeFriday, and #ScamAlert to raise awareness about emerging online scams and other fraudulent activities. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to provide responsive and meaningful services beyond banking, while leveraging on innovative technology for safe, convenient, and accessible digital banking solutions.

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LANDBANK digital banking services to stay available during Holy Week

As part of its commitment to provide uninterrupted access to essential banking services, all digital channels of the Land Bank of the Philippines (LANDBANK) will remain up and running throughout the upcoming Holy Week. The Bank's clients can perform banking transactions during the four-day long weekend using the LANDBANK Mobile Banking App (MBA) and the Bank’s online retail banking platform, the iAccess. Other LANDBANK digital platforms will also remain available, including the LANDBANK Link.BizPortal for online payments, WeAccess for institutional clients, and the Electronic Tax Payment System (eTPS) for tax payments. Fund transfers from and to LANDBANK and Overseas Filipino Bank (OFBank) accounts, regardless of amount, remain free of charge via LANDBANK MBA and iAccess. The Bank also continues to waive fees for online fund transfers worth P1,000 and below to other banks via InstaPay and PESONet for the first three transactions in a day. Meanwhile, in observance of the Holy Week, all LANDBANK branches nationwide will be closed from March 28 (Maundy Thursday) to March 31 (Easter Sunday), with operations resuming on Monday, 1 April 2024. To service cash requirements, LANDBANK assures its clients of sufficient cash availability in all of the Bank's ATMs throughout the long weekend. As of February 2024, LANDBANK has a total of 3,101 ATMs, complemented by 3,095 ATMs in partner 7-11 convenience stores nationwide. While prioritizing accessibility and convenience, LANDBANK is also reminding clients to stay vigilant against scams and security threats, by not clicking links from dubious sources and unknown senders. The Bank also encourages clients to remain cautious and proactive in safeguarding their username or log-in ID, password, OTP and other account information. Clients are advised to access the official LANDBANK iAccess site via the official LANDBANK website (https://www.landbank.com) or typing the correct URL in their browser (https://www.lbpiaccess.com), and avoid accessing the platform through search engines, such as Google. For more cybersecurity tips and updates, please visit and subscribe to LANDBANK's official social media pages @LANDBANKOfficial. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to provide responsive and meaningful services beyond banking, while leveraging on innovative technology for safe, convenient, and accessible digital banking solutions.

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Scheduled Apple iOS Version Update on 02-03 May 2024

  There is a scheduled Apple iOS version update of the LANDBANK Mobile Banking App (MBA) that may affect its availability tonight, 02 May 2024 at 8:00 PM (PHT) until tomorrow, 03 May 2024 at 12:00 NN (PHT). Meanwhile, Over-the-Counter (OTC) transactions during banking hours, LANDBANK iAccess facility through our website, ATMs, POS, and other digital banking channels are available for your immediate banking needs. Thank you.

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LANDBANK Mobile App gets account-opening upgrade; usage up 96% in Q1 2024

Customers can now open a Land Bank of the Philippines (LANDBANK) savings account completely online via smartphones, as the Bank continues to serve the growing preference of customers for digital solutions and promote financial inclusion.  LANDBANK has upgraded its Mobile Banking App (MBA) with a new straight-through account opening feature which allows customers to open a digital account instantly from anywhere, at any time, without visiting a LANDBANK Branch.  Through the MBA, customers can open a LANDBANK PISO Plus basic deposit account, a regular LANDBANK Visa debit account, and the new GoBayani savings account designed for overseas Filipinos, to help build their savings and start their financial journey.  To open a LANDBANK account, interested clients need only their smartphones downloaded with the latest version of the LANDBANK MBA, a secure internet connection, and any valid identification card such as a Philippine Passport, Driver’s License, SSS, UMID, PRC ID, or PhilSys ID. "We are dedicated to continue expanding our digital offerings to bring more Filipinos into the financial mainstream. Opening a LANDBANK account has never been easier, and we hope more customers can get to experience the benefits of our convenient and secure banking services," said LANDBANK President and CEO Lynette V. Ortiz. The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payments, balance inquiries, and salary loan services.  Using the MBA, LANDBANK customers also enjoy free fund transfers to other banks via InstaPay and PESONet for the first three transactions in a day worth P1,000 and below. Q1 2024 Digital Banking Performance The LANDBANK MBA recorded a remarkable 96% increase in usage during the first three months of 2024, as transactions soared to 20.9 million from 10.7 million recorded in the same period in 2023.  Fund transfers and bills payment transactions drove the transaction volume growth, as the MBA generated a 42% increase in total transaction value or P89.3 billion compared to P63 billion last year. The LANDBANK MBA also led the 63% growth or a total of 30.79 million transactions across all of the Bank’s major digital channels, reaching P1.95 trillion in total transaction value.  The state-run Bank’s other digital channels include iAccess, an online retail banking channel; corporate internet banking platform, weAccess; web-based payment channel, Link.BizPortal; real-time web-based remittance system for overseas Filipinos, i-Easy Padala; alternative payment channel, Electronic Tax Payment System (eTPS); facility for institutional clients and national government partners, Electronic Modified Disbursement System (eMDS); and electronic bulk disbursement facility, Bulk Crediting System (LBCS).  LANDBANK remains committed to enhancing its digital infrastructure to deliver seamless banking experiences and meet the evolving needs of customers. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. The Bank is present in all 82 provinces in the country, committed to providing accessible and affordable financial support to key players and industries as part of its broader thrust of serving the nation.  

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Activate and Pay Raffle Promo

ACTIVATE AND PAY RAFFLE PROMO MECHANICS To qualify for the raffle draw: 1. Enroll your LANDBANK account in the LANDBANK iAccess or Mobile Banking App  (MBA). 2. Pay your bills for a minimum amount of ₱100 using iAccess, MBA, or Link.BizPortal  during the promo period. Eligibility Criteria: Participants must be newly enrolled in the LANDBANK iAccess/MBA and must pay bills using  iAccess, MBA, or LinkBizPortal with a minimum payment of P100.00 during the promo period. Promo Period: June 1 to August 31, 2024 Raffle Prize: P5,000.00 each for twenty-five (25) monthly winners Eligible Accounts: All newly enrolled iAccess/MBA accounts (Savings, Checking, and Current Accounts) Schedule of Raffle Draw Promo Period Raffle Draw Date June 1-30, 2024 July 11, 2024 July 1-31, 2024 August 13, 2024 August 1-31, 2024 September 12, 2024 Venue: LANDBANK Plaza Prize Redemption: The twenty-five monthly raffle draw winners will each receive the ₱5,000  cash prize to be credited in their respective LANDBANK accounts within 2 to 3 banking days after  the raffle draw. Redemption of prizes is valid for 60 days upon receipt of notification. Control Measures: • LANDBANK Internal Audit and DTI representatives will be invited to check, test &  validate the computer system, and witness the following activities: o Loading of raffle entries in the electronic raffle program; o Generation of raffle winners • Each bill payment transaction earns one raffle entry with the Transaction Reference  Number acting as the raffle ticket. • A copy of the winners shall be signed by the DTI representative, along with a copy of the  list of winners. • Winners will be informed via registered mail and email or SMS. Other Terms: • The account must remain open and active. • Participants are eligible to win only once per monthly draw. • Non-winning entries are carried over to the next draw. • Clients whose LANDBANK accounts were enrolled in the iAccess and MBA before June 1,  2024 are disqualified. • Members of the promotional campaign committee are not eligible to participate. • The following data will be collected for the raffle entries: (1) transaction reference  numbers; and (2) account names. The qualified entries for the period shall be generated  and extracted from the LANDBANK system for the covered period. This will be loaded in  the LANDBANK e-Raffle System

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LANDBANK offers enhanced loans, cash support for emergencies

To address urgent financial needs during emergencies, Land Bank of the Philippines (LANDBANK) has expanded its available loan packages for businesses and individuals affected by calamities and natural disasters to help facilitate and fast-track rebuilding efforts. Under the enhanced LANDBANK CARES+ (Community Assistance and REintegration Support Plus) Lending Program, affected farmers and fishers, cooperatives, micro, small and medium enterprises (MSMEs), corporations, and electric distribution utilities may access loans to finance their recovery and restore regular business operations. Eligible borrowers may use the funds for working capital, capital expenditures, and the construction, repair or acquisition of disaster-damaged equipment, facilities and structures. Electric distribution utilities can also use the loan as short-term working capital for the incremental increase in generation and distribution expenses. “We want to boost the ability of our clients and partners to recover quickly from calamities and disasters. We have expanded our accessible financial support interventions to help build resilience and expedite response and rehabilitation efforts,” said LANDBANK President and CEO Lynette V. Ortiz. For employees of government agencies and companies with LANDBANK payrolls, the state-run Bank is also offering Electronic Salary Loan (eSL) that provides convenient and quick access to funds. Eligible borrowers can apply for the eSL online via the LANDBANK website, iAccess, or Mobile Banking App (MBA), with loan proceeds directly credited to their accounts. Existing eSL borrowers who have maintained good payment standing for at least three months can also quickly renew their loans. The Bank will also soon introduce its new “EasyCash for Emergencies” feature for LANDBANK credit cardholders, which allows clients to convert their available credit limits into emergency cash with flexible repayment options of up to 36 months. Eligible cardholders will receive an SMS and email from LANDBANK confirming their eligibility for the credit limit conversion, and the funds will be credited to their LANDBANK deposit account. Customers may also call the Bank’s Customer Care to request for the cash conversion. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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Balik Bayad and More Raffle Promo

To qualify for the raffle draw: 1.    Open to all LANDBANK Visa Debit Cardholders enrolled in iAccess 2.    Pay your bills using iAccess or Mobile Banking App (MBA) within the promo period. Eligibility Criteria:  Participants must be existing LANDBANK Visa Debit Cardholders enrolled in the iAccess/MBA and must pay their bills using the iAccess and MBA within the promo period. Promo Period: October 1 to December 31, 2024 Raffle Prize: Three (3) monthly raffle draws with ten (10) winners, one (1) third prize winner, one (1) second prize winner, and one (1) grand winner with the following details: Eligible Accounts: All enrolled iAccess/MBA accounts (Savings, Checking, and Current Accounts)  Schedule of Raffle Draw: Venue: 10th floor, LANDBANK Plaza, Malate, Manila Prize Redemption:  There will be ten (10) winners in the monthly draw who will receive a minimum of P2,000.00 and a maximum of P10,000.00 cashback prize, based on the amount of bill paid. There will be three (3) winners in the grand draw (regardless of the amount of bill). Grand winner (P30,000.00*) 2nd prize winner (P20,000.00*) 3rd prize winner (P10,000.00) Cashback prizes will be credited to the respective LANDBANK accounts of the winners within 2-3 banking days after the raffle draw.  Winners will be informed through email/SMS. *Subject to the 20% tax to be shouldered by LANDBANK Control Measures:   LANDBANK Internal Audit and DTI representatives will be invited to check, test & validate the computer system, and witness the following activities: Loading of raffle entries in the electronic raffle program; Generation of raffle winners Each bill payment transaction earns one raffle entry with the Transaction Reference Number acting as the raffle ticket. A copy of the winners shall be signed by the DTI representative, along with a copy of the list of winners. Winners will be informed via email or SMS. Other Terms:   The deposit account of the winner must be active and not closed during the promo period until the cash prize is credited to their winning source account. Participants can win only once per draw within the promo period. All raffle tickets will only be qualified for their respective monthly and grand raffle draws, e.g. bills payment made in October 2024 will only be qualified for the November 2024 monthly raffle and the January 2025 grand raffle draw and excluded in the December 2024 and January 2025 monthly draws. Each valid bill payment made before the monthly cut-off on the last day of each month is automatically entered and will form part of the pool of entries for next month’s draw. Members of the promotional campaign committee are not eligible to participate. Employees of LANDBANK including relatives up to 2nd degree of consanguinity or affinity are disqualified to join.  The following data will be collected for the raffle entries: (1) transaction reference numbers; and (2) account names. The qualified entries for the period shall be generated and extracted from the LANDBANK system for the covered period. This will be loaded in the LANDBANK e-Raffle System. LANDBANK reserves the right to pick out another winner in case any winner is subsequently found to be ineligible or disqualified to participate in the promotion with prior approval of DTI. 

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LANDBANK offers support for calamity-hit sectors

Land Bank of the Philippines (LANDBANK) has announced the availability of immediate financial assistance to businesses and individuals affected by Typhoon Kristine, reinforcing its commitment to helping rebuild communities and restore economic activity in hardly hit areas. Under the LANDBANK CARES Plus (Community Assistance and REintegration Support Plus) Lending Program, various sectors—including farmers, fishers, cooperatives, micro, small, and medium enterprises (MSMEs), large corporations, and electric distribution utilities—can access financial aid to rebuild, restore operations, and recover from disaster-related losses. “LANDBANK stands ready to provide accessible, responsive, and immediate financial assistance to sectors severely impacted by the typhoon. We are fully committed to doing our part in helping our kababayans and communities recover from this adversity while accelerating recovery efforts,” said LANDBANK President and CEO Lynette V. Ortiz. Eligible borrowers can use the loans to cover essential expenses, such as working capital, capital expenditures, and the repair or acquisition of disaster-damaged equipment, facilities and structures. Electric distribution utilities may also avail of short-term working capital to address increased generation and distribution costs following the typhoon.  LANDBANK also offers the “EasyCash for Emergencies” feature for LANDBANK credit cardholders, allowing them to convert their available credit limits into emergency cash with flexible repayment options of up to 36 months. Eligible cardholders will receive an SMS and email from LANDBANK confirming their eligibility for the credit limit conversion. Customers with available credit limit may also reach out to the Bank to request for cash conversion. The funds will be credited to their LANDBANK deposit account upon validation of their application. For employees of government agencies and companies with LANDBANK payroll services, the Electronic Salary Loan (eSL) offers quick access to funds. Eligible borrowers may apply for the eSL by contacting their HR Department or visiting their LANDBANK servicing branch. Existing eSL borrowers may also apply for early renewal if they have completed at least one month of paid amortization. LANDBANK is waiving the servicing fee for eSL applications from 28 October to 31 December 2024. LANDBANK also encourages its customers to maximize the use of its digital banking channels, such as the LANDBANK MBA, iAccess, weAccess, Link.BizPortal, and Electronic Modified Disbursement System (eMDS), to safely complete banking transactions.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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QR-to-Win Raffle Promo

PROMO DESCRIPTION: Raffle promo for LANDBANK Mobile Banking App (MBA) users who will utilize the application for merchant payments and interbank fund transfers (InstaPay) by scanning QR codes. SCOPE:  The raffle entries will be given only to individuals who will transfer funds and pay merchants using the LANDBANK MBA QR code scanning. One raffle entry per successful transaction. ELIGIBILITY CRITERIA: Participants must be existing LANDBANK accountholders enrolled in the iAccess/MBA and must meet the following criteria:  1.    Must pay merchants via QR Code scanning through LANDBANK MBA 2.    Must transfer funds to other banks (InstaPay) via QR Code scanning through MBA PROMO PERIOD: February 1, 2025 to April 30, 2025, until 11:59 PM on the last day of the monthly promo period RAFFLE PRIZES:  Monthly Draws: Three (3) monthly raffle draws. •    Monthly Prize: P5,000.00  •    Number of Winners: 25 winners per monthly draw. SCHEDULE OF THE RAFFLE DRAWS: Monthly Draws: The raffle draws will be held on the 10th floor, LANDBANK Plaza, 1598 MH Del Pilar corner Dr. J. Quintos Streets, Malate, Manila to be witnessed by a DTI representative after each month with the schedule below: February 1-28, 2025 Deadline of Transactions - February 28, 2025 at 11:59 PM Schedule of Raffle Draw - March 14, 2025 March 1-31, 2025 Deadline of Transactions - March 31, 2025 at 11:59 PM Schedule of Raffle Draw - April 14, 2025 April 1-30, 2025 Deadline of Transactions - April 30, 2025 at 11:59 PM Schedule of Raffle Draw - May 14, 2025 PRIZE REDEMPTION: Monthly Draws: Winners will receive a prize of P5,000.00 each (25 winners per draw). Prize Credit: Prizes will automatically be credited to the winners’ LANDBANK account, used to participate in the raffle, within 3-5 banking days after the raffle draw. Notification: Raffle Winners will be informed via registered mail and SMS. Posting: The names of the raffle winners will be posted on LANDBANK’s official social media channels subject to the consent of client SELECTION PROCESS: 1. Entry Pool: Individuals who transfer funds and pay merchants via QR code scanning through the MBA before the monthly cut-off will be automatically entered into the pool of entries for the corresponding monthly draw. 2. Raffle Entries: Each fund transfer and payment transaction earns one raffle entry with the Transaction Reference Number serving as the raffle ticket. 3. Winner Selection: Winners are randomly chosen through an automated raffle draw based on their Transaction Reference Number. 4. Winning Limitation: Participants can win once per draw within the promo period. All raffle tickets will only be qualified for their respective monthly raffle draws, e.g. fund transfers and payment transactions made in February 2025 will only be qualified for the March 2025 monthly raffle draw and excluded in the April 2025 and May 2025 monthly draws. 5. Account Status: The winner’s LANDBANK account must be active and not closed during the raffle draw date. 6. Disqualification:  Employees of Land Bank of the Philippines, its promo partners, organizers, including their relatives up to the second degree of consanguinity or affinity are disqualified from participating in the promo.

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Open, Pay, and Win Raffle Promo

Promo Period: March 1, 2025 to August 31, 2025   Raffle promo for opening a LANDBANK account via the Mobile Banking Application (MBA) Straight Through Account (STAO) and making bills payment transactions through MBA, iAccess, or Link.BizPortal. The raffle entries will be given only to individuals who opted to open their LANDBANK account via the MBA STAO and pay bills through MBA, iAccess, or Link.BizPortal.   Click here for the full promo mechanics and terms and conditions.   Per DTI Trade Fair Permit No. FTEB-215204 Series of 2025.    

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Foreign Exchange Rates

As of Fri, August 1, 2025


Buying Selling
USD 58 58.5
JPY 0.380722 0.395403
EUR 65.512202 68.029015
GBP 75.782551 78.693924
HKD 7.386916 7.935183

Unit Investment Trust Funds

As of Thu, July 31, 2025


UITF NAVPU
Cash Management Fund 1.574664
Money Market Fund 1.324039
Money Market Plus Fund 1.236451
PERA Money Market Fund 1.031509
Medium-Term Bond Fund 2.490768
PERA Bond Fund 1.217318
Balanced Fund 2.69391
Growth Fund 2.638311
Alpha Equity Fund 3.12469
Blue Chip Equity Fund 0.967652
Equity Fund 0.816179
High Dividend Equity Fund 1.043178
US$ Money Market Fund 1.443192
Global $ Fund 1.554514
Bond Fund 2.049094

INTEREST RATES

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(+632) 8-405-7000

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1-800-10-405-7000

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customercare@landbank.com

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