Promo Mechanics: Q1 2023 - SM Store and Mastercard® Joint Promotion Get A Chance to Shop All Can Up to P200,000 1. The Promotion is open to all principal and supplementary cardholders of Mastercard credit, debit, and prepaid cards issued in the Philippines. 2. For a minimum spend of Php5,000 single-receipt transaction from SM Store paid using Philippine-issued credit, debit, or prepaid Mastercard gives the cardholder a chance to play and be one of the five instant winners of P200,000 or P1,000 SM Gift Pass. One game may be played per qualified transaction. 3. Promotion period is from January 13 to March 31, 2023. 4. Promotion is open to SM Store customers with transactions made in-store and via card-present personal shopper transactions (or personal shopper transactions done via EFT). 5. Promotion is only available in SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize. 6. There will be 5 winners of P200,000 worth of SM Gift Card and 5,000 winners of P1,000 SM Gift Pass nationwide. 7. Customer journey to play the game: a) Scan the QR Code at the cashier or go to the promo website URL to register (one-time only) with an email address or mobile number. Facebook or Google accounts can also be used for registration. b) After making a transaction, select the corresponding SM Store location (SM Store branch) then select the transaction type and input the corresponding code: ● Debit – invoice number ● Credit – approval code c) Upon successful submission, the game opens up for the customer to play. ● Customer plays by swiping a firework. If the chosen firework reveals a prize, customer wins either P200,000 SM Gift Card or P1,000 SM Gift Pass. No prize is won if the firework does not show a prize. d) The prizes that the Customer has won will be stored in the Prizes tab of the Promo Website. Customer can choose to redeem at any time within the redemption period. e) Customer can redeem the SM Gift Card/SM Gift Pass in-store by showing the Voucher Code at the SM Customer Service Counter. Customer will need to present the original charge slip for verification purpose. 6. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion. 7. Splitting of transactions is prohibited and shall not be allowed for redemption. 8. Customer may only win one prize per game and one major prize during the entire duration of the promo. 9. To claim the prize, winner must present the following at the Customer Service Counter (BCO) of the SM Store where the transaction was made: ● Screenshot of the winning voucher code with transaction details ● Original charge slip (customer copy) of the SM Store transaction ● Mastercard used ● Valid ID 10. Customer Service must verify the original charge slip made at SM Store as well as the other redemption requirements. Prizes from erroneous or mismatched transaction details may be forfeited. 11. Redemption of prizes can be made until May 31, 2023. 12. Prize is non-convertible to cash. 13. SM Store and Mastercard reserve the right to disclose and publish names, photos, videos, and other information of the winners in any mode or manner as they deem appropriate. 14. Employees of SM Store, Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. Per DTI Fair Trade Permit No. FTEB- 158220 Series of 2022.
READ MORE(left photo) The LANDBANK-financed Baculud Overflow Bridge in Ilagan City, Isabela, allows for easier and safer transportation for residents and vehicles from the City’s northeastern barangays to its Centro Poblacion Barangay Cluster. (right photo) From having a small infirmary solely catering to the medical needs of Ilagueños, the Ilagan LGU also tapped LANDBANK to fund the construction of the City of Ilagan Medical Center (CIMC) building to widen healthcare access in the City. ILAGAN, Isabela – From being one of the poorest municipalities in Isabela over a decade ago, this first-class City now boasts of a vibrant and fast-growing economy driven by major infrastructure projects financed by the Land Bank of the Philippines (LANDBANK). Under the leadership of City Mayor Josemarie L. Diaz, the local government unit (LGU) of Ilagan and LANDBANK maintain a strong partnership geared towards the development of the City, with a total loan exposure amounting to P3.5 billion. “Talagang malaki ang naitulong ng LANDBANK sa amin. Halos lahat ng improvement sa Ilagan City ay dahil sa aming pakikipagtulungan sa LANDBANK,” said Mayor Diaz. In support of Ilagan’s development plan, LANDBANK financed the construction of four essential bridges in the City, including the Baculud Overflow Bridge in Brgy. Baculud and the Cabisera 8 Overflow Bridge in Brgy. Santa Maria. These two overflow bridges significantly increased the mobility of Ilagueños, who previously used boats and bamboo rafts to travel across rivers to reach other parts of the City. The bridges also improved the access of residents from remote barangays to basic and support services, such as to their local hospital and public market. LANDBANK likewise financed the concreting of road networks in Ilagan City to enhance the connectivity between its 91 barangays, which is already 90% completed as of end-January 2023. Built with street lamps and concrete drainage, the concrete road network has made transportation safer and more efficient even in remote areas, especially for farmers who previously struggled to transport their agricultural produce to the market. Facilities for healthcare, recreation, and public services LANDBANK also supports the LGU’s priority projects to provide better healthcare and public services. At the height of the COVID-19 pandemic in 2021, the LANDBANK-financed City of Ilagan Medical Center (CIMC) was opened to initially serve as an isolation facility for COVID patients. From having a small infirmary, the enhanced 100-bed CIMC now provides advanced medical services, such as endoscopy, radiology, and hemodialysis. The hospital has already received three International Standardization Organization (ISO) Certifications for Quality Management System, Environment Management System and Occupational Health and Management System. In 2007, LANDBANK approved a P65-million loan to fund the construction of Ilagan’s Municipal Hall – now a City Hall – in Brgy. San Vicente. For the safety and convenience of its constituents and local government employees, LANDBANK likewise financed the construction of the then Ilagan Municipal Hall (now a City Hall) and multi-purpose barangay halls in the City. Other projects of the LGU backed by the Bank include a sanitary landfill for sustainable waste disposal; a new public market that serves as a central hub for vendors; and daycare centers for children. The Ilagan LGU also partnered with the Bank to finance the construction of recreational facilities in the City, including the new Ilagan Sports Complex, a local mall and hotel, as well as a multi-purpose commercial building, all of which generate significant revenue for the LGU. The modern Ilagan Sports Complex funded by LANDBANK hosts national tournaments for various sports and houses a track and field oval certified by the International Association of Athletics Federations (IAAF). P900 million of the LGU’s total loan will finance lot acquisition in the barangays of Alibagu, Marana 1st and Lullutan for various development projects, including the construction of 94 housing units in Alibagu. The loan will also be utilized for the expansion of the Ilagan City Hotel and Convention Center, as well as the establishment of CIMC’s Contagious Disease Building. This will also fund the construction of a public market building in Brgy. Hacienda San Antonio and a bagsakan center with cold storage for agricultural products in Brgy. Marana 1st. “Simula nung kami ay isang municipality pa lamang, nagtiwala na ang LANDBANK sa amin. Kasama namin ang LANDBANK na lumaki at lumago, at ngayon, we can already provide complete and quality services for the welfare of our people. Kaya malaki ang aming pasasalamat sa LANDBANK,” Mayor Diaz added. With the help of LANDBANK, the LGU’s assets grew from P700 million in 2007 to P7 billion in 2022. LANDBANK remains the biggest development partner of LGUs, in fulfilment of the Bank’s mandate to spur countryside development in stride with nation-building. As of end-2022, the Bank’s outstanding loans to LGUs nationwide have reached P91.5 billion in support of local development projects, which include agri-related infrastructure, hospitals, schools, and utilities.
READ MOREHave you received a text message asking you to click on a link to claim a prize or reward money? Beware! That could be a SMiShing scam, a way for fraudsters to get your bank account or e-wallet information! Awareness and information is key. Avoid falling victim to this kind of phishing scam by watching this short video: Facebook: https://fb.watch/jrvAl0bl9Q/ YouTube: https://youtu.be/TYEuc9WlVTs ⚠ Report any suspicious activities or transactions through our Customer Care Hotline: ☎ Call: (02) 8-405-7000 or 1-800-10-405-7000 (PLDT Domestic Toll-Free Number) ? Email: reportphishing@landbank.com #ServingTheNation #BankingOnTheFilipinoSpirit #CheckProtectReport #SMiShing
READ MOREDid you know? LANDBANK is fully committed to fight phishing scams! To better serve our clients, we now have a dedicated email address specifically for phishing reports only. ⚠️ Phishing is a technique used by fraudsters who pretend to be reputable organizations or people so they could steal your personal information and your hard-earned money. This could be in the form of email (phishing), text message or SMS (smishing), and voice call (vishing). Forward the ORIGINAL phishing email/text including all of its content to reportphishing@landbank.com. Remember, LANDBANK will never ask you to update your LANDBANK account and will never solicit card information from you. #ServingTheNation #BankingOnTheFilipinoSpirit
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READ MOREIn line with supporting the country’s coconut industry, the Land Bank of the Philippines (LANDBANK) is offering a new affordable credit facility to coconut farmers to increase production and income especially in coconut-producing communities nationwide. Under the LANDBANK Coconut Farmers and Industry Development (CFID) Lending Program, eligible coconut farmers, cooperatives and associations can access financing for various projects, including the establishment of intercrops and poultry or livestock integration in coconut farms. Individual coconut farmers can use the loan to increase production and working capital, to acquire machines and equipment, and establish necessary facilities. Coconut cooperatives and associations can also utilize the financing for relending and rediscounting to their members. The LANDBANK CFID Lending Program supports the Coconut Farmers and Industry Development Plan (CFIDP) spearheaded by the Department of Agriculture (DA) and the Philippine Coconut Authority (PCA), which outlines the policies and directions to rehabilitate and modernize the Philippine coconut industry. "The CFID Lending Program forms part of the National Government’s whole-of-nation approach towards providing meaningful investments to the coconut industry. LANDBANK remains committed to providing accessible and affordable credit to coconut farmers nationwide to help improve their livelihood," said LANDBANK President and CEO Cecilia Cayosa Borromeo. Under the CFID Lending Program, LANDBANK will provide short-term and long-term loans of at least P1 million, with a fixed affordable interest rate of 2% per annum. The loan program has a total P333.3 million fund composed of P83.3 million or 25% from LANDBANK funds and P250 million or 75% from the Credit Component Allocation under the Coconut Farmers Industry Trust Fund (CFITF) Act, which was signed by former President Rodrigo Duterte in February 2021. The LANDBANK CFID Lending Program will run until 2071 to accommodate as many players from the coconut industry as possible. Interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.
READ MOREKEEP THE MUSIC PLAYXING: Members of the Bohol Persons with Disability (PWD) Workers Multi-Purpose Cooperative (MPC) continue to play at the Tagbilaran Pier with support from the Land Bank of the Philippines (LANDBANK). BOHOL – Amidst the daily hustle and bustle in this Province’s major airport and seaport terminals, an ensemble of visually impaired musicians entertains and comforts passengers with their soothing voices and pitch-perfect harmonies. With their distinct black glasses, acoustic guitars and percussions, these talented individuals perform old to contemporary hits from early morning to seven o’clock in the evening, making the trips of visitors a memorable experience. Performing for arriving and departing passengers serves as the primary source of income for 41-year-old Junare “Jun” A. Baculio to sustain the daily needs of his family. Jun also leads fellow visually impaired performers as the general manager of the Bohol Persons with Disability (PWD) Workers Multi-Purpose Cooperative (MPC), which started in 2016 and is composed of 63 members with different disabilities. The Bohol PWD Workers MPC mainly sources funds from busking at different local airports and seaports, including the Bohol-Panglao International Airport and the Tagbilaran Airport and Pier. They also operate four massage parlors where other physically challenged members offer various massage services. The co-op’s lending services have also delivered significant relief to its members, especially when facing financial difficulties due to unexpected situations. They enjoy loans with zero interest rate for their needs, instead of previously relying on loan sharks that charge as high as 20% interest per month. The pandemic’s silencing effect However, nothing could have prepared the cooperative from the COVID-19 pandemic, which hit the tourism sector hard and drastically reduced passenger traffic. The once jam-packed airport and seaport terminals turned into deserted hubs without any signs of activity. For the members of the Bohol PWD Workers MPC, this meant putting their entertaining melodies into pause and soothing massage services on hold. And as silence filled the airports and seaports that were once alive with their music, the co-op members struggled to make ends meet and provide for their families. With their performances halted, members were left with no other source of daily income, which also cut off the co-op’s source of funding for their relending activities. “Parang huminto lahat dahil sa pandemya. Lahat kami ay nawalan ng pagkakakitaan, simula sa pagkanta sa mga terminals hanggang sa pagmamasahe. Pero tuloy pa rin ang buhay, naghanap kami ng iba pang pwedeng pagkakitaan at lumapit kami sa iba’t ibang organisasyon,” Jun Baculio recounts. LANDBANK helps show the light The Bohol PWD Workers MPC turned to the Land Bank of the Philippines (LANDBANK) to help them sustain their livelihood and endure the pandemic. As the co-op’s reliable partner over the years, LANDBANK maintains a strong relationship with the co-op, with a total loan exposure amounting to P1.1 million. LANDBANK first extended a helping hand to the co-op in 2017 through a loan worth P830,000.00, for the purchase of a service vehicle and to augment the working capital of their relending business. With their new service vehicle, the members are conveniently shuttled to the airports and seaports, including other areas and communities where they are tapped to perform. The Bohol PWD Workers (MPC) availed of a loan from LANDBANK to purchase a service vehicle to conveniently shuttle their membersfrom their respective houses to their workplaces. Since the pandemic significantly decreased their income, LANDBANK approved the restructuring of the co-op’s existing loan in 2022 under the I-RESCUE (Interim REhabilitation Support to Cushion Unfavorably affected Enterprises by COVID-19) Lending Program with a lower interest rate. The co-op’s existing rediscounting line was also converted into a term loan amounting to P300,000 under the Program, to help cover the daily necessities of the members’ families during the pandemic. “We are very much thankful to LANDBANK. They patiently catered to our financing needs to make the co-op successful, fruitful and productive. Hindi kami nahihirapang lumapit sa kanila,” said Jun. As the country reopened several tourist destinations, the cooperative also made a successful comeback to the airports and seaports, in stride with the economy’s continuing resurgence from the pandemic. Last January, the Bohol PWD Workers MPC was able to fully pay its restructured term loan with LANDBANK and partially paid in advance its converted rediscounting line. Today, the co-op looks to expand its operations by tapping the Bank’s assistance anew for lot acquisition and the construction of its new head office. LANDBANK has continued to support the financial requirements of the Bohol PWD Workers MPC along with the whole cooperative sector. As of 31 January 2023, LANDBANK’s outstanding loans to the sector have reached P66.6 billion serving over 1,360 co-ops nationwide.
READ MORE(left photo) Balingasag Mayor Alexis S. Quina (center), LANDBANK Vice President Jimmy P. Arco (2nd from left) and Assistant Vice President Josephine Mercadal (3rd from left) lead the ribbon-cutting ceremonies for the new Balingasag Public Market (rightphoto) financed by the Land Bank of the Philippines (LANDBANK) in Barangay Waterfall. BALINGASAG, Misamis Oriental – The Land Bank of the Philippines (LANDBANK) joined the inauguration of the new world-class Balingasag Public Market in Barangay Waterfall, which is expected to be a center of commerce for the people of Balingasag and its neighboring towns. Balingasag Municipal Mayor Alexis S. Quina alongside LANDBANK Vice President Jimmy P. Arco and Assistant Vice President Josephine B. Mercadal, led the inauguration on 8 March 2023 to formally open the facility to residents and vendors. LANDBANK financed the milestone infrastructure project with a P150 million loan in 2020. The building can accommodate 303 stalls, covering sections for fish, meat, vegetable, fruit, dry goods, and grocery items, among others. The new public market will also benefit more than 3,000 small farmers and fishers from the municipalities of Balingasag, Jasaan, Lagonglong and Salay. “We look forward to servicing more of Balingasag’s growth requirements to generate economic opportunities and deliver essential public services. In partnership with LGUs nationwide, LANDBANK will continue to support strategic initiatives to help advance local communities,” said LANDBANK President and CEO Cecilia Cayosa Borromeo. Throughout the years, LANDBANK has been part of the growth story and progress of the Municipality of Balingasag. It has financed various development projects of the LGU, including the Balingasag People’s Palace in 2010 and the Balingasag Bus Terminal in 2015. During the inauguration, Mayor Quina shared his appreciation and gratitude for LANDBANK's continuing trust and support for the local government, and touched on plans to tap the Bank anew for the construction of Balingasag’s Municipal Gym. LANDBANK provides convenient banking services to Balingasag residents, including payroll services to local government employees. Last December 28, 2022, the Bank inaugurated the LANDBANK Balingasag Branch, complemented by an offsite ATM located at the People's Palace. LANDBANK remains the biggest development partner of the LGU sector. As of end-December 2022, the Bank has extended a total of P91.5 billion in outstanding loans to LGUs nationwide, towards building resilient and progressive local communities.
READ MOREAs the deadline for the filing of income tax returns draws near, the Land Bank of the Philippines (LANDBANK) will be setting up accessible stations to help taxpayers settle their dues in an easy and convenient manner through LANDBANK’s online payment channels. In partnership with the Bureau of Internal Revenue (BIR), LANDBANK Hubs will be stationed within select Revenue District Offices (RDO) nationwide to facilitate online payments of Income Tax Returns (ITRs) during work days from April 1 to 17, 2023 at 8:00 AM to 5:00 PM. The LANDBANK Hubs aim to assist taxpayers to remit their taxes much easier online through the BIR’s Electronic Filing and Payment System (eFPS), and LANDBANK’s own e-Tax Payment System (eTPS) and Link.BizPortal channels. "Through these hubs, we hope to make the process of paying taxes more convenient and accessible for everyone. LANDBANK remains committed to supporting the BIR by helping taxpayers fulfill their obligations and contribute to nation-building," said LANDBANK President and CEO Cecilia Cayosa Borromeo. To accommodate more taxpayers, select LANDBANK branches nationwide will also extend regular banking hours from 3:00 PM to 5:00 PM and will be open on Saturdays from 8:30 AM to 3:00 PM to accept tax payments. The complete list of LANDBANK Hubs and branches that will be open for extended hours is available on LANDBANK’s official website (www.landbank.com) and social media accounts. The LANDBANK and BIR have been working hand in hand to boost digital tax collection and provide taxpayers efficient and convenient payment platforms. The Bank’s digital banking channels are in sync with the BIR’s tax filing facility, in line with the National Government’s Ease of Doing Business initiative. As of 31 December 2022, the LANDBANK eTPS and Link.BizPortal have facilitated a total of more than 1.2 million tax payment transactions with total value of P117.3 billion.
READ MOREDownload File LAZADA x Mastercard® Promo Mechanics: Qualified Cards: Mastercard Credit, and Debit Cards (including all issuing banks) that have been saved on user’s Lazada accounts prior to the promo period. OFFER: Mastercard Instant Off Promo Period: March 30, 2023; April 30, 2023; May 30, 2023; June 30, 2023 The Promotion is open to all issuing banks of active Mastercard Principal or Supplementary Credit and Debit Cardholders. 1. Promo Offer: Get PHP 50 OFF instantly, only with Mastercard! • Only those who have saved their Mastercard debit and credit cards on their Lazada accounts prior to the promo period will be eligible for the discount. • The promo is valid on regular and sale items at Lazada. • Purchase must be made on March 30, 2023; April 30, 2023; May 30, 2023; June 30, 2023 from 12:00 am to 11:59 pm Philippine time. • PHP 50 discount applies for a minimum transaction amount of PHP 1,000 charged to the Mastercard credit or debit card. Minimum spend applies to the total amount in cart prior to any discounts. • The discount will be automatically applied on purchases in Lazada and is open to new and existing Lazada customers. Customers should meet the minimum spend requirement, and select their Mastercard debit or credit card. • Discount is valid for one-time use at the Lazada mobile app. • Discount is not applicable to digital goods, stores with digital products, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. 2. Instant Off discounts can be used with other static and collectible vouchers and voucher codes. HOW TO AVAIL Via Lazada Mobile App TERMS AND CONDITIONS: 1. Discount can be used once each promo day. 2. Discount is applicable to Mastercard debit and credit cardholders who have saved their card to their Lazada accounts prior to the promo periods. 3. Discount is applied automatically at the checkout only when the customer has met the minimum spend requirement and has selected Mastercard as the payment method. 4. Discount is not exchangeable for cash, credit or other goods and services. 5. Discount cannot be applied retroactively. 6. Discount is not applicable to items marked “Discount not applicable on this item”. 7. All cancelled orders will not be valid for re-instatement of Instant Off discounts. 8. The use of discount is subject to the Lazada Voucher Terms and Conditions. CUSTOMER SUPPORT For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. Per DTI Fair Trade Permit No. FTEB-161348 Series of 2023.
READ MOREAs of Wed, June 18, 2025
| Buying | Selling | |
|---|---|---|
| USD | 56.45 | 56.95 |
| JPY | 0.38324 | 0.398024 |
| EUR | 63.905794 | 66.376649 |
| GBP | 74.752438 | 77.642669 |
| HKD | 7.164991 | 7.698615 |
As of Tue, June 17, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.566897 |
| Money Market Fund | 1.318109 |
| Money Market Plus Fund | 1.230559 |
| PERA Money Market Fund | 1.027876 |
| Medium-Term Bond Fund | 2.481443 |
| Bond Fund | 2.027203 |
| PERA Bond Fund | 1.200271 |
| Balanced Fund | 2.67519 |
| Growth Fund | 2.615588 |
| Alpha Equity Fund | 3.096752 |
| Blue Chip Equity Fund | 0.976566 |
| Equity Fund | 0.816152 |
| High Dividend Equity Fund | 1.019844 |
| US$ Money Market Fund | 1.437985 |
| Global $ Fund | 1.536712 |
