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Unit Investment Trust Fund

Unit Investment Trust Fund (UITF) is an open-ended pooled trust fund that is invested collectively in a diversified portfolio approved by the Bangko Sentral ng Pilipinas. It is an affordable and the best vehicle to participate in the financial markets. UITF offers a simple, more convenient, and less time-consuming method of investing in a diversified portfolio.


Investment Management Account

The Investment Management Account is an Agency Arrangement and as such, the principal shall at all times retain legal title to funds under this arrangement. This type of investment management service is available to individuals and corporate accounts with the primary objective of wealth build up or wealth accumulation.


Personal Fund Management Arrangements

A trust agreement between LANDBANK Trust Banking Group and the trustor or grantor during the lifetime of the trustor, with the purpose of providing for the financial need of the trustor and his/her designated beneficiaries.


Institutional Trust Services

LANDBANK Trust Banking Group as an Escrow Agent acts as third and impartial party to intervene or to hold in escrow contracts involving money, securities, property titles or documents in order to secure faithful compliance by either or both parties with the terms of the contract.


Personal Equity & Retirement Account - Unit Investment Trust Fund (PERA-UITF)

LAUNCHING SOON! The Land Bank of the Philippines will soon offer a number of Unit Investment Trust Fund (UITF) products under the government's Personal Equity and Retirement Account (PERA) Program. PERA offers a tax-exempt retirement system which will  help employees or self-employed individuals (referred to as Contributors) grow their finances  in preparation for eventual retirement and supplement their future benefits from pension funds such as the Social Security System (SSS) and the Government Service Insurance System (GSIS) or from their own employers. The main advantage of PERA is the tax break as that  the government provides which include an annual income  tax credit equivalent to 5% of the total contributions made for the year,  exemption from estate taxes, and tax  exemption benefits if  withdrawals are made at the age of 55 and up (after contributing for at least five years). Investments made through PERA also grow tax-free as these are exempt from withholding tax.


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