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Regular Passbook Savings Account


An interest-bearing peso account which requires presentation of a passbook for deposit and withdrawal transactions.

BASIC FEATURES (for both individual and corporate accounts)

MINIMUM INITIAL DEPOSIT ₱ 10,000
REQUIRED MINIMUM AVERAGE DAILY BALANCE (ADB) ₱10,000
INTEREST RATE (PER ANNUM) 0.05% (effective on 01 August 2020)
REQUIRED DAILY BALANCE TO EARN INTEREST ₱10,000
MONTHLY SERVICE CHARGE BELOW MINIMUM ADB ₱200 Note: Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter. Monthly collection to start at the end of the second month.
MONTHLY DORMANCY FEE ₱30 Note: Accounts with no depositor-initiated financial transaction for one (1) year for Demand Deposit Accounts and two (2) years for Savings Deposit Account and which fall below the required ADB. Monthly collection to start on the 5th year reckoned from the date of last financial transaction.
FEE IF CLOSED WITHIN ONE (1) MONTH FROM OPENING DATE ₱300

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