(clockwise from upper left) Department of Agrarian Reform (DAR) Bureau of Agrarian Reform Beneficiaries Development (BARBD) Director Dr. Ronald M. Gareza, CESO IV and LANDBANK Program Management Department I Head, Assistant Vice President Edgardo S. Luzano lead the fourth run of the LANDBANK AgriSenso Virtual Forum on 24 October 2022. Joining them are Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative Treasurer Sharon B. Eugenio, Southern Isabela ARB Charibel Francesca, and Batangas Egg Producers Multi-Purpose Cooperative Director Cecille A. Virtucio.
The Land Bank of the Philippines (LANDBANK) gathered small farmers and fishers, agrarian reform beneficiaries (ARBs), and their organizations to discuss the National Government’s development plan towards building sustainable and resilient agrarian reform communities.
Department of Agrarian Reform (DAR) Bureau of Agrarian Reform Beneficiaries Development (BARBD) Director Dr. Ronald M. Gareza, CESO IV and LANDBANK Program Management Department I Head, Assistant Vice President Edgardo S. Luzano led the discussions during the fourth run of the LANDBANK AgriSenso Virtual Forum on 24 October 2022.
They were joined by agriculture partners and loan availers, namely Mauanan Baluncanag Gaddangao Farmers Irrigators Credit Cooperative Treasurer Sharon B. Eugenio, Southern Isabela ARB Charibel Francesca, and Batangas Egg Producers Multi-Purpose Cooperative Director Cecille A. Virtucio, who shared how LANDBANK and DAR have assisted to enhance their productivity and income.
Director Gareza discussed the various interventions that DAR has been carrying out to help address the challenges facing ARBs in land tenure and disputes. He also underscored the importance of support services, including capacity development and credit and marketing assistance, to support and ease the burden of ARBs.
Meanwhile, AVP Luzano, together with Program Officers Glecy Angeles and Crisso Pernito, presented the features of the various credit programs being offered by LANDBANK for ARBs and their organizations.
Accessible financing for ARBs, ARBOs
LANDBANK and DAR have been working closely to extend affordable financing and support services for ARBs and their organizations.
Under the Accessible Funds for Delivery to Agrarian Reform Beneficiaries (AFFORD-ARBs) Program, LANDBANK provides direct credit assistance to individual ARBs who are not yet members of Agrarian Reform Beneficiary Organizations (ARBOs). The loans can be used for the production of rice, corn and high-value crops, and acquisition of small farm implements, such as hand tractors and power tillers.
The Bank has released a total of P506.1 million to 2,200 borrowers under the AFFORD-ARBs Program as of 30 September 2022.
LANDBANK, in partnership with DAR, also implements the Credit Assistance Program for Program Beneficiaries Development (CAP-PBD), designed for ARBOs that are not yet qualified to borrow under the regular lending window of the Bank.
The Program provides credit assistance and support services to ARBs through their respective organizations for crop production, agri-enterprise or livelihood and other agri-related projects.
LANDBANK and DAR also offer the Expanded Assistance to Restore and Install Sustainable Enterprises for Agrarian Reform Beneficiaries and Small Farm Holders (E-ARISE-ARBs), designed to assist ARBOs which and whose members were adversely affected by natural calamities or disasters, pests and diseases, and other viral infections or outbreaks.
As of September 2022, LANDBANK’s combined releases under CAP-PBD and E-ARISE-ARBs have reached P736.4 million, benefitting 219 ARBOs with more than 11,000 ARBs and small farm holder-members nationwide.
Qualified ARBOs can also avail of credit assistance under the Enhanced Partnership Against Hunger and Poverty (EPAHP) Lending Program of LANDBANK, which can be used to purchase orders or contract receivables from government agencies for the provision of needed food items.
The Program supports the government’s efforts to address hunger, poverty, food security and nutrition, through community participation in government contracts.
LANDBANK’s total loan releases under the EPAHP Lending Program have reached P9.6 million to seven agri suppliers as of September 2022.
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LANDBANK brings calamity assistance to GOCC Caravan
In support of the National Government’s thrust to deliver responsive and accessible public services, LANDBANK joined the launch of the Government-Owned or Controlled Corporations (GOCCs) Caravan, offering financial relief and recovery programs for clients affected by the recent typhoons experienced nationwide. Spearheaded by the Department of Finance (DOF), the two-day Caravan officially kicked off on 29 July 2025 at Robinsons Manila in partnership with the Bureau of Internal Revenue (BIR) and other GOCCs. “Maraming serbisyong pampubliko ang inaalok at handang ibigay ng gobyerno na lingid sa kaalaman ng ating mga mamamayan. This is our way of enabling our people to maximize the benefits the government can offer,” said Finance Secretary and LANDBANK Chairman Ralph G. Recto in a statement. LANDBANK featured at the event its emergency and calamity assistance programs designed to help fast-track recovery and rebuilding efforts. “We are committed to providing urgent and practical financial solutions for our kababayans affected by recent calamities. Whether for emergency needs or rebuilding their livelihoods and businesses, LANDBANK is here to help our clients get back on their feet and move forward,” said LANDBANK President and CEO Lynette V. Ortiz. Emergency Support Programs LANDBANK highlighted its Community Assistance and Reintegration Support Plus (CARES Plus) Lending Program, which offers financing support to affected farmers and fishers, cooperatives, micro, small and medium enterprises (MSMEs), corporations, and electric distribution utilities. Loan proceeds may be used for working capital, capital expenditures, or the repair and acquisition of disaster-damaged equipment, facilities, and structures. Electric cooperatives and utilities may also access short-term financing to address increased generation and distribution costs. LANDBANK also promoted its Electronic Salary Loan (eSL) for government and private employees with LANDBANK payroll accounts for convenient access to credit via the Bank’s digital platforms. Proceeds are credited directly to the borrower’s account, and qualified borrowers may renew their loans after three months of good payment standing. To support LANDBANK cardholders in urgent need of funds, the Bank is also offering its EasyCash for Emergencies service, allowing qualified credit cardholders to convert their available credit limit into emergency cash with repayment terms of up to 36 months. For pensioners and government employees, the Bank is also offering the Pension and Emergency Relief (PeER) Loan Facility to provide accessible credit assistance to serve urgent financial needs. Under the LANDBANK PEER facility, eligible borrowers may avail of loans ranging from P20,000 to P300,000 at a competitive interest rate of 10% per annum, to cover emergency expenses, medical needs, and other immediate requirements. To further expand access to financial services, LANDBANK also facilitated straight-through account opening through the LANDBANK Mobile Banking App (MBA) at the event, allowing customers to conveniently open a digital savings account using only their smartphones. A Concerted Government Effort Other GOCCs joined LANDBANK and BIR in the caravan, including the Philippine Health Insurance Corporation (PhilHealth), Social Security System (SSS), Government Service Insurance System (GSIS), Pag-IBIG Fund, Philippine Deposit Insurance Corporation (PDIC), and the Development Bank of the Philippines (DBP), Small Business Corporation (SBC), National Development Company (NDC), and Bases Conversion and Development Authority (BCDA). The Bank’s active participation in the GOCC Caravan reaffirms its commitment to inclusive and needs-based financial services — especially during times of crisis — towards empowering Filipinos and building resilient communities. LANDBANK is celebrating its 62nd anniversary this month marking 62 meaningful years of advancing growth, financial inclusion, and sustainability through responsive and impactful banking services. About LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide. Launched on 05 August 2025 with the theme “RTB 31 For Everyone,” this latest peso-denominated RTB offering is a five-year investment that offers a competitive annual interest rate of 6.0% per annum, paid quarterly. The BTr is offering the RTB 31 to help fund key national priorities, including agriculture, infrastructure, education, and healthcare. "Together, let us continue to broaden participation, strengthen trust in government securities, and ensure that every Filipino can become a part of our national growth story," said National Treasurer Sharon P. Almanza. During the rate-setting auction ahead of the RTB 31 launch, the BTr attracted an overwhelming P354.2 billion in total tenders — equivalent to 11.8 times the initial offer of P30 billion. Of this amount, P210 billion or 59% was awarded, underscoring sustained strong investor confidence in the National Government. “We are opening more doors for every Filipino to invest — not just in secure, high-yielding instruments like the RTB 31, but in the future of our country. Through LANDBANK’s digital platforms, we are empowering citizens here and abroad to grow their savings with ease, while helping fund critical programs that uplift lives and communities,” said LANDBANK President and CEO Lynette V. Ortiz. Investing made simple and accessible With a minimum investment of only P5,000, with subsequent investments in multiples of P5,000 thereafter, investors from the country and abroad can conveniently participate in the RTB 31 offering through the mobile banking apps of LANDBANK and the Overseas Filipino Bank (OFBank) — the official digital bank of the Philippine government and a subsidiary of LANDBANK. Investors may also use the BTr Online Ordering Facility and settle the payments via LANDBANK’s Link.BizPortal, free of charge. The public offer period for RTB 31 runs until 15 August, with the issue date on 20 August 2025 and maturity on 20 August 2030. As a Joint Lead Issue Manager, LANDBANK reinforces its commitment to financial inclusion by empowering more Filipinos to become active contributors to the nation’s long-term growth. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
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LANDBANK offers easy investing in high-yield retail treasury bonds
State-run LANDBANK is making it easier for Filipinos to grow their savings and contribute to nation-building by offering secure and convenient ways to invest in the Retail Treasury Bonds Tranche 31 (RTB 31) with Bond Exchange of the National Government through the Bureau of the Treasury (BTr). Launched on 05 August 2025 with the theme “RTB 31 For Everyone,” this latest peso-denominated RTB offering is a five-year investment that offers a competitive annual interest rate of 6.0% per annum, paid quarterly. The BTr is offering the RTB 31 to help fund key national priorities, including agriculture, infrastructure, education, and healthcare. "Together, let us continue to broaden participation, strengthen trust in government securities, and ensure that every Filipino can become a part of our national growth story," said National Treasurer Sharon P. Almanza. During the rate-setting auction ahead of the RTB 31 launch, the BTr attracted an overwhelming P354.2 billion in total tenders — equivalent to 11.8 times the initial offer of P30 billion. Of this amount, P210 billion or 59% was awarded, underscoring sustained strong investor confidence in the National Government. “We are opening more doors for every Filipino to invest — not just in secure, high-yielding instruments like the RTB 31, but in the future of our country. Through LANDBANK’s digital platforms, we are empowering citizens here and abroad to grow their savings with ease, while helping fund critical programs that uplift lives and communities,” said LANDBANK President and CEO Lynette V. Ortiz. Investing made simple and accessible With a minimum investment of only P5,000, with subsequent investments in multiples of P5,000 thereafter, investors from the country and abroad can conveniently participate in the RTB 31 offering through the mobile banking apps of LANDBANK and the Overseas Filipino Bank (OFBank) — the official digital bank of the Philippine government and a subsidiary of LANDBANK. Investors may also use the BTr Online Ordering Facility and settle the payments via LANDBANK’s Link.BizPortal, free of charge. The public offer period for RTB 31 runs until 15 August, with the issue date on 20 August 2025 and maturity on 20 August 2030. As a Joint Lead Issue Manager, LANDBANK reinforces its commitment to financial inclusion by empowering more Filipinos to become active contributors to the nation’s long-term growth. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
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UP, LANDBANK team up to boost scholarships and digital services
A Future for Inclusive Education. (seated) UP President Angelo A. Jimenez (4th from left) and LANDBANK Executive Vice President Leila C. Martin (5th from left) lead the ceremonial signing of the Memorandum of Understanding (MOU) on 01 August 2025 at UP Diliman in Quezon City, formalizing a partnership to support student scholarships, faculty development, and digital financial inclusion across the UP community. Towards advancing inclusive and quality education, and corporate social responsibility (CSR), LANDBANK and the University of the Philippines (UP) signed a Memorandum of Understanding (MOU) to provide employee-funded scholarships, faculty development grants, and campus-wide digital banking services. Under the MOU, LANDBANK will support the University’s LINGAP-ISKOLAR Program by providing scholarships to select students from geographically isolated and disadvantaged areas (GIDAs), as well as support for professorial chair and faculty grants for UP educators. The initiative is uniquely fully-funded through voluntary donations from the more than 12,000 LANDBANK employees nationwide, aligned with the Bank’s commitment to CSR. “We are proud to walk alongside UP in shaping the next generation of leaders, changemakers, and nation-builders. Whether by funding education or supporting faculty development, LANDBANK is committed to helping expand access to quality education and financial services — especially in underserved communities,” said LANDBANK President and CEO Lynette V. Ortiz in a statement. UP President Angelo A. Jimenez and LANDBANK Executive Vice President Leila C. Martin led the ceremonial signing of the MOU on 01 August 2025 at Quezon Hall, UP Diliman Campus in Quezon City. They were joined by UP Executive Vice President Leo D.P. Cubillan, Assistant Vice President for Student Affairs Ma. Shari Niña G. Oliquino, Office of Admissions Director Francisco N. De Los Reyes, and LANDBANK Senior Vice Presidents Marilou L. Villafranca and Catherine Rowena B. Villanueva as official witnesses to the partnership. CSR and Digital Access Integration The partnership reflects the shared commitment of both institutions to empower Filipino students and educators towards progressive, and inclusive national development, aligned with the Bank’s CSR Pillars of S.E.R.V.E.—Sustainability, Environment, Resilience, Volunteerism, and Education. The collaboration includes the rollout of LANDBANK’s Cash-Lite Campus initiative, which promotes cashless transactions across the UP community. The program offers students, faculty, staff, campus vendors, and public transport providers access to digital banking services, including online account opening via the LANDBANK Mobile Banking App, QR payments, and e-commerce features, ensuring faster, safer, and more convenient daily transactions. Support for Admissions and Employability LANDBANK also assisted in promoting the UP College Admission Test (UPCAT) through its branches and online channels, and provided free transportation for examinees in provincial areas during the 2 to 3 August 2025 test days. The Bank will likewise offer internship opportunities and prioritize UP graduates for employment across LANDBANK, its subsidiaries, and foundation. Meanwhile, UP will identify scholarship and grant beneficiaries and help roll out LANDBANK’s financial education and digital banking services through campus-wide engagements. About LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
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