Experience Effortless Banking


Current Account with ATM Access

A non-interest bearing peso savings account wherein deposit, withdrawals, and cashless purchase can be done through various channels.



  • Existing depositors of good business standing
  • New depositors with referral from LANDBANK officers or from known and valued clients of the bank


Minimum Initial Deposit P5,000
Required Minimum ADB P5,000
Service Charge for Falling Below Minimum ADB Coverage - Accounts falling below ADB requirement for two (2) consecutive month-end and every month-end thereafter Collection - Monthly to start at the end of the 2nd month P200
Closing Fee FEE IF CLOSED WITHIN 30 CALENDAR DAYS FROM DATE OF OPENING P300.00 Effectivity Date: Dec. 1, 2017
Dormancy Fee Coverage - Accounts with no depositor -initiated financial transaction for 1 year and falling below the required ADB Collection - Monthly to start on the 5th year reckoned from the date of last financial transaction. P30.00/month Effectivity Date: April 24, 2017
PDIC Insurance P500,000 (Maximum deposit insurance per depositor)
Maximum ATM Withdrawal P50,000/day Effectivity date: July 4, 2019
Point-of-Sale (POS) - Cashless Payment P50,000/day

Checkbook Upon closure, all unused checks will be returned to the branch where the account is maintained.
Applicable LANDBANK Card LANDBANK Cards are issued to cardholders upon opening of the account; however, cards for joint accounts are issued three (3) days after account opening.

Type of Checkbook Fee
Personal Checkbook (Booklet of 50 pcs.) P300.00
Commercial Checkbook (Booklet of 100 pcs.) P600.00
MDS Checkbook (Booklet of 100 pcs.) P800.00
Continuous Form Check / Other Customized Checks To be based on the approved arrangements and design per Memorandum of Agreement

Stop Payment Order (SPO) per check requested P100
Returned Check P2,000/check
Penalty Charge for RCOCI for every P40,000 amount of check or a fraction thereof P200/day
Reprinting of Bank Statements* Private - transactions beyond two (2) months Government - transactions beyond one (1) year *reckoned from date of request P20/page
Bank Statement's Holding Fee - requested bank statements not claimed/picked-up within one (1) month P100

LANDBANK Cards LVDC (Debit Card)
Interbank ATM Withdrawal P10.00
Interbank ATM Balance Inquiry P1.00
ATM Fund Transfer LANDBANK to LANDBANK (Intrabank) P10.00
LANDBANK to Other Bank (Interbank) P25.00
Online Interbank Fund Transfer P25.00
ATM International Cash Withdrawal P150.00
ATM International Balance Inquiry P50.00
ATM Bills Payment Free
Card Replacement Fee P150.00
PIN Reprinting/Replacement* P50.00
Bank Certification on Deposit Balances (for all kinds of Bank Certification) P200.00
Bank Guarantee Against Deposit P400.00

Single Proprietorship Certificate of Registration with the DTI City/Municipal Mayor’s Permit

LANDBANK Branches Nationwide
Customer Care Center • NCR-8-405-7000 • Toll free for non-NCR- 1800-10-405-7000

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Customer Care Hotline
(+632) 8-405-7000

PLDT Domestic Toll Free

Email Address

Where to find us?

Find us! We have 607 Branches, 76 Branch-lite units, 2,810 ATMs, and 58 Lending Centers (as of December 2022).