Pay in Installments with your LANDBANK Credit Card

August 18, 2023

Terms and Conditions for Pay in Installments

  1. The LANDBANK Credit Card’s Pay in Installments allows the Cardholders to pay for goods and services on installment basis with partner merchants for a specified term according to the Terms and Conditions specified by LANDBANK.
  2. The Pay in Installments is available to all Principal and Supplementary Cardholders (except for DOSRI and Corporate accounts) whose cards are active, in good credit standing, and have available credit lines.
  3. LANDBANK Credit Cardholders can enjoy 0% interest on installments in various partner establishments in both Instore or Online stores bearing the Pay in Installments logo. The list of partner merchants is found in the LANDBANK website under Credit Cards menu.
  4. The Pay in Installments is valid on a single-receipt purchase transaction of at least PhP3,000, payable up to 24-month installment term. However, merchants have sole discretion on the installment terms and minimum spend requirement to qualify for installment which may vary per item and merchant. Partner merchant may set a higher spend requirement which may vary per term, item and outlet. No maximum amount for the transaction as long as it is within the Cardholder’s available credit limit.
  5. Qualified Cardholders can amortize at 0% interest on the total price of the items purchased under Pay in Installments for the duration of the installment plan, available at 3, 6, 12, and 24-month installment terms or as otherwise specified by the merchant offering Pay in Installments. 
  6. Applicable installment terms vary per merchant/partner establishment or per outlet or item. It can be applicable on selected items only, at the option of the merchant, and may differ on product models per establishment. 
  7. LANDBANK does not guarantee the quality of the product or service subject of the installment charge slip or installment contract. Any defect or damage on the product or service shall not affect or excuse Cardholders’ obligation to pay his/her account. 
  8. The cash price and credit card price for 0% interest on Installment transactions shall be the same.
  9. All decisions made by LANDBANK Credit Cards or partner merchants regarding transactions made hereunder are considered final. 
  10. Purchases are subject to approval based on the available credit limit of the Cardholder at the time of purchase. 
  11. All transactions are subject to LANDBANK Credit Cards’ transaction authorization rules. 
  12. The approved installment transaction is automatically deducted from the Cardholder’s available credit limit. 
  13. The first monthly amortization will be reflected on the next cut-off date once the transaction is posted.
  14. Each monthly installment amount forms part of the Minimum Amount Due on Cardholder’s Statement of Account. 
  15. The Cardholder incurs no additional fees for using the Pay in Installments. The Cardholder, however, may pre-terminate its availment of 0% interest installment by calling the LANDBANK Customer Care Hotline. In case of pre-termination, Cardholder must settle the full amount of the remaining principal balance, as well as pay a pre-termination fee of 5% of the remaining balance or Php300, whichever is higher. 
  16. Any two (2) unpaid amortizations shall constitute default and shall result to the remaining unpaid installments to become due and demandable. Any unpaid amount shall incur interest and surcharges in accordance with the Terms and Conditions governing the issuance and use of the LANDBANK Credit Card.
  17. The Cardholder’s use of Pay in Installment shall be considered as his/her acceptance to be bound by these Terms and Conditions and such amendments hereof as may be made by LANDBANK Credit Cards and advised from time to time.
  18. LANDBANK Credit Cards Installment purchases are subject to the standard Terms and Conditions Governing the Issuance and the Use of LANDBANK Credit Cards.

Download: Frequently Asked Questions

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PROMO MECHANICS I. Qualification: This promo is open to all Security Bank, AUB, and Landbank Mastercard cardholders who will purchase on the ZALORA website or ZALORA app within the promo period using installment as the payment option. II. Promo Period and Discount: 1. Promo period valid from June 14 – 30, 2024 2.  P1,000 off for a minimum spend of P5,000 and paid via installment.  III. How to avail of discount: 1. Log-on to 3. Select the product. 4. Select size and click on “Add to Bag”. 5. Once finished, click CHECKOUT NOW to proceed. 6. Log in or Register by Signing in via Facebook. Input Customer Information such as name, phone number and delivery address. 7. Select Credit Card 3M/ 6M Installment as Payment Method and input Security Bank, AUB, or Landbank Mastercard card details and click installment payment. 8. Select voucher code: MASTERCARD1000 to get P1,000 off. The voucher can only be used once. For qualified cardholders who availed of the P1,000 off from May 27 – June 2, 2024, he/she is no longer entitled to avail of this promo offer. 9. Click “Order Now” to finalize order IV. Promo Exclusions: Discount is only valid for Security Bank, AUB, and Landbank Mastercard users who will pay using installment. V. Customer support: For any questions or clarifications, please contact ZALORA Philippines Facebook Page or e-mail:


Activate and Pay Raffle Promo

ACTIVATE AND PAY RAFFLE PROMO MECHANICS To qualify for the raffle draw: 1. Enroll your LANDBANK account in the LANDBANK iAccess or Mobile Banking App  (MBA). 2. Pay your bills for a minimum amount of ₱100 using iAccess, MBA, or Link.BizPortal  during the promo period. Eligibility Criteria: Participants must be newly enrolled in the LANDBANK iAccess/MBA and must pay bills using  iAccess, MBA, or LinkBizPortal with a minimum payment of P100.00 during the promo period. Promo Period: June 1 to August 31, 2024 Raffle Prize: P5,000.00 each for twenty-five (25) monthly winners Eligible Accounts: All newly enrolled iAccess/MBA accounts (Savings, Checking, and Current Accounts) Schedule of Raffle Draw Promo Period Raffle Draw Date June 1-30, 2024 July 11, 2024 July 1-31, 2024 August 13, 2024 August 1-31, 2024 September 12, 2024 Venue: LANDBANK Plaza Prize Redemption: The twenty-five monthly raffle draw winners will each receive the ₱5,000  cash prize to be credited in their respective LANDBANK accounts within 2 to 3 banking days after  the raffle draw. Redemption of prizes is valid for 60 days upon receipt of notification. Control Measures: • LANDBANK Internal Audit and DTI representatives will be invited to check, test &  validate the computer system, and witness the following activities: o Loading of raffle entries in the electronic raffle program; o Generation of raffle winners • Each bill payment transaction earns one raffle entry with the Transaction Reference  Number acting as the raffle ticket. • A copy of the winners shall be signed by the DTI representative, along with a copy of the  list of winners. • Winners will be informed via registered mail and email or SMS. Other Terms: • The account must remain open and active. • Participants are eligible to win only once per monthly draw. • Non-winning entries are carried over to the next draw. • Clients whose LANDBANK accounts were enrolled in the iAccess and MBA before June 1,  2024 are disqualified. • Members of the promotional campaign committee are not eligible to participate. • The following data will be collected for the raffle entries: (1) transaction reference  numbers; and (2) account names. The qualified entries for the period shall be generated  and extracted from the LANDBANK system for the covered period. This will be loaded in  the LANDBANK e-Raffle System


LANDBANK GoBayani Promo

LANDBANK GoBayani Promotional Campaign Per DTI-Fair Trade Permit No. FTEB-193920 Series of 2024. Terms and Conditions: 1.    The Promotion is open to Overseas Filipinos (OFs) and Overseas Filipino Workers (OFWs). 2.    Promo period is from June 3, 2024 to August 31, 2024. 3.    Only one account per eligible participant is allowed to qualify for the cash incentive. 4.    The cash incentive shall be credited to the newly opened LANDBANK GoBayani account within 3 to 4 banking days from the date of the account opening. 5.    The cash incentive is non-transferable and cannot be converted to other forms of incentives or credits. 6.    Fraudulent activities or attempts to manipulate the Promotion will result to automatic disqualification. 7.    All decisions made by the Bank regarding the Promotion, including eligibility and reward distribution, are final and binding with the concurrence of the DTI. 8.    By joining this Promotion, the participant confirms that he/she has read, understood, and agreed to the Promotion terms and conditions.