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Buguey LGU taps LANDBANK online payment facility

(seated) Buguey Mayor Licerio M. Antiporda III (left) and LANDBANK Aparri Branch Head Bernard A. Evangelista (right) sign a partnership to offer the LANDBANK Link.BizPortal to residents for the convenient payment of local fees. Joining them (standing) are Municipal Treasurer Malena Unciano (leftmost), Municipal Accountant Marizel Talla (2nd from left), and LANDBANK Aparri Executive Assistant Nico S. Callangan (rightmost).   BUGUEY, Cagayan – The Municipal Government of Buguey recently inked a partnership with the Land Bank of the Philippines (LANDBANK) to provide residents with a safe and convenient online payment platform for local government fees. Through the LANDBANK Link.BizPortal, residents from Buguey’s 30 barangays can now settle fees, dues and charges to the Local Government Unit (LGU) at their convenience with just a few clicks on their computers or mobile devices. The signing of the Memorandum of Agreement was led by Buguey Mayor Licerio M. Antiporda III and LANDBANK Aparri Branch Head Bernard A. Evangelista at the Buguey Municipal Building. They were joined by Municipal Treasurer Malena Unciano, Municipal Accountant Marizel Talla, and LANDBANK Aparri Executive Assistant Nico S.  Callangan. “We are grateful for the accessibility provided by LANDBANK, as the Link.BizPortal accepts online payments like property taxes for the LGU. The people of Buguey are really thankful to LANDBANK and its services,” said Mayor Antiporda.  The Municipal Government of Buguey joins the new 65 government merchants, 47 of which are LGUs, that have been enrolled in the Link.BizPortal system within the first two months of 2023.  As of February 2023, the LANDBANK Link.BizPortal already has a total 1,205 partner merchants nationwide composed of 863 government and 342 private partners.       The digital platform has also facilitated over 1,500,000 transactions or 64% higher year-on-year with value of almost P2.1 billion. To further provide convenient digital banking services, the LANDBANK Aparri Branch also installed the first Point–of-Sale (POS) system at the Buguey LGU-owned Crab Hotel, to allow customers to transact using Debit and Credit cards. Meanwhile, the LANDBANK ATM previously at Barangay Pattao was relocated to Barangay Centro in front of the Buguey Municipal Building, to make it more accessible to local residents and nearby municipalities.

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Towards saving for a better future: Cebu student opens LANDBANK account with one peso

Dhaemyze Wong, a Grade 7 student from Poro, Cebu, opened a LANDBANK PISO account –  her very first bank account – on 27 January 2023, with just P1.00 as initial deposit and one valid ID. PORO, Cebu – 74-year-old Jesus Abao Wong has always dreamed of teaching his granddaughter the value of saving for the future – a lasting legacy he hopes she will cherish someday.  “I have always wanted to open an ATM savings account for my granddaughter and teach her how to save for her future,” he said.   However, he was worried that his 12-year-old granddaughter, Dhaemyze, would have difficulty opening and managing her own bank account, especially in preparing and submitting the necessary documentary requirements.  So when he learned about the PISO (Perang Inimpok Savings Option) account offered by the Land Bank of the Philippines (LANDBANK), he immediately accompanied Dhaemyze to the LANDBANK Camotes Branch and successfully opened her very first bank account, with just P1.00 as initial deposit and one valid identification card. “The process was as easy as 1-2-3. As soon as we entered the premises of LANDBANK, we were promptly assisted by the personnel who helped us throughout the application process,” Jesus excitedly shared.  Launched in 2022, the LANDBANK PISO account is offered to individuals without existing deposit accounts and have no capacity to open a regular deposit savings account with higher maintaining balance and documentary requirements. With her LANDBANK PISO account, Dhaemyze can now securely keep her extra cash from her school allowance and savings, and more importantly, develop healthy financial habits at an early age with the guidance of her grandfather.  “LANDBANK personnel have always been courteous and friendly. As a customer, I am confident that they will always be ready to assist the banking needs of my granddaughter anytime,” added Jesus.  Banking the unbanked As of 31 March 2023, LANDBANK has opened close to 18,000 PISO accounts for unbanked and underserved Filipinos, including students, public utility vehicle drivers, vendors, household helpers, farmers, and fishers. This covers remote communities across the country, reaching as far as the municipalities of Basco, Batanes; Moalboal, Cebu; Mati, Davao Oriental, and Claver, Surigao del Norte, among other far-flung areas. With the LANDBANK PISO, accountholders can access the Bank’s menu of digital banking channels such as the iAccess, Link.BizPortal, and the Mobile Banking App for convenient fund transfer, bills payment, and balance inquiry services. Accountholders can also use the PISO account in any LANDBANK, BancNet, and 7-Eleven Automated Teller Machines (ATMs), domestic Point-of-Sale (POS) terminals, and for over-the-counter transactions in their respective LANDBANK branch of account. To open a LANDBANK PISO account, interested individuals only need to bring one peso and one valid ID or any Barangay certification/clearance for verification to the nearest LANDBANK Branch.

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LANDBANK agri loans jump 14.8% to P271.8-B as of Q1 2023

The Land Bank of the Philippines (LANDBANK) continues to firm up its support to the agriculture sector, with outstanding loans reaching P271.8 billion as of 31 March 2023 – a 14.8% year-on-year growth from P236.8 billion in the same period in 2022. Of the Bank’s agri loans, P42.3 billion directly benefitted small farmers and fishers, including those which were channeled through cooperatives and farmers’ associations, rural financial institutions and other conduits. “LANDBANK continues to provide accessible financing for small farmers and fishers, as well as the whole agri-value chain. We are fully committed to supporting the National Government’s efforts to ensure food security towards advancing growth that is sustainable and inclusive,” said LANDBANK President and CEO Cecilia Cayosa Borromeo. As support to other agri-value chain players, LANDBANK extended P181.2 billion to finance the requirements of small, medium and large agribusinesses. The remaining P48.3 billion in loans backed agri- and aqua-related projects of local government units (LGUs) and government-owned and controlled corporations (GOCCs). In terms of economic activities, P64.5 billion of the agri loans were channeled to boost livestock and crop production, while P120 billion accounted for loans for agri-processing and trading. Meanwhile, P87.3 billion supported the construction and improvement of essential agri infrastructures such as public markets, farm-to-market roads, warehouses, cold storages, and irrigation systems, among others. Intensified support to rice, coconut industries In support of the National Government’s thrust to boost palay production and ensure sufficient rice supply in the country, the Bank continues to ramp up its lending activities to rice farmers and other rice industry stakeholders. As of end-March 2023, LANDBANK’s outstanding loans to the local rice industry has reached P9.7 billion to finance requirements for palay production and processing, such as farm inputs, machineries, equipment, and facilities, among others. Apart from loans, the Bank has also distributed cash grants amounting to P1.5 billion to 291,241 farmer-beneficiaries nationwide under the Rice Competitiveness Enhancement Fund - Rice Farmers Financial Assistance (RCEF-RFFA) Program, in partnership with the Department of Agriculture (DA). LANDBANK likewise continues to provide responsive credit assistance to the coconut sector with outstanding loans amounting to P643 million, benefitting coconut farmers and other stakeholders engaged in the production and processing of coconut-based products. Earlier this year, LANDBANK launched its new Coconut Farmers and Industry Development (CFID) Lending Program, in support of the Coconut Farmers and Industry Development Plan (CFIDP) spearheaded by the DA and the Philippine Coconut Authority (PCA). Under the Program, eligible coconut farmers, cooperatives and associations can access financing for various projects, including the establishment of intercrops and poultry or livestock integration in coconut farms. Individual coconut farmers can use the loan to increase production and working capital, to acquire machines and equipment, and establish necessary facilities. Coconut cooperatives and associations can also utilize the financing for relending and rediscounting to their members. LANDBANK will provide short-term and long-term loans with a fixed affordable interest rate of 2% per annum.

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LANDBANK, PAGASA launch $22-M climate adaptation project

A COLLABORATIVE CLIMATE INITIATIVE – DOST Secretary Renato U. Solidum Jr. (4th from right), PAGASA Administrator Dr. Vicente B. Malano (2nd from right) and LANDBANK Vice President Esperanza N. Martinez (3rd from right) are joined by heads and representatives of other executing entities in launching the “Multi-Hazard Impact-Based Forecasting and Early Warning System for the Philippines” on 26 April 2023 in Quezon City. (Photo Courtesy of DOST-PAGASA) The Land Bank of the Philippines (LANDBANK) and the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) have joined hands to lead the establishment of an impact-based forecasting and early warning system, to enable communities take better pre-emptive measures against natural calamities.  The “Multi-Hazard Impact-Based Forecasting and Early Warning System for the Philippines” or the “IBF-Ph Project” is supported by a $10-million grant from the Green Climate Fund (GCF) and $12 million in co-financing from PAGASA, under the Department of Science and Technology (DOST).  The IBF-Ph Project aims to address the challenges related to climate hazards by communicating what the weather “will do” rather than what the weather “will be.” It will combine the best available science and local knowledge on forecasting and risk assessment, instead of generating standardized information based on thresholds and lead times.  The IBF-Ph Project will run until 2027, with the end goal of institutionalizing impact-based forecasting and integrating early warnings into investment and policy decisions. It will be piloted in the disaster-prone areas of Palo, Leyte; New Bataan, Davao de Oro; Tuguegarao City, Cagayan; and Legazpi City, Albay. “LANDBANK welcomes the opportunity of working with PAGASA and other development partners to advance sustainable finance and contribute to addressing the challenges of climate change. We look forward to the successful implementation of the IBF-Ph Project, as part of our broader thrust of promoting sustainable development,” said LANDBANK President and CEO Cecilia Cayosa Borromeo.  GCF Mitigation and Adaptation Division Director Dr. German Velasquez, along with Science and Technology Secretary Renato U. Solidum Jr. and PAGASA Administrator Dr. Vicente B. Malano, led the national launch of the IBF-Ph Project on 26 April 2023 at the Crowne Plaza Manila Galleria Hotel in Ortigas Center, Quezon City.  They were joined by Interior and Local Government Director Edgar Allan B. Tabell, Climate Change Commission Assistant Secretary Romell Antonio O. Cuenca, Office of Civil Defense Administrator Undersecretary Ariel Nepomuceno, PAGASA Deputy Administrator Dr. Esperanza O. Cayanan, and LANDBANK Vice President Esperanza N. Martinez. Also present were World Food Programme Country Director Brenda Barton, Tuguegarao City Mayor Maila Rosario Ting-Que, Legazpi City Mayor Carmen Geraldine B. Rosal, Palo Mayor Remedios L. Petilla, and other local development partners.  The IBF-Ph Project is the very first GCF-approved project in the country, with PAGASA as the lead executing entity and LANDBANK serving as a Direct Access Entity (DAE) to ensure that the project is compliant with GCF policies and standards.   Other project implementors are the Department of Interior and Local Government (DILG), Office of Civil Defense (OCD), Department of Environment and Natural Resources – Mines and Geosciences Bureau (DENR-MGB), the United Nations’ World Food Programme (WFP), and the local government units of Tuguegarao City, Legazpi City, Palo in Leyte, and New Bataan in Davao de Oro.  Project collaborators include the National Economic and Development Authority (NEDA), Department of Finance (DOF), Climate Change Commission (CCC), and the Philippine Commission on Women (PCW). 

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LANDBANK completes UCPB merger ahead of BSP deadline

Conversion complete. Former UCPB Del Monte-Bonifacio Branch in Brgy. Manresa, Quezon City was one of the first branches successfully converted into a LANDBANK Branch, following the merger of LANDBANK and UCPB on 01 March 2022.    The Land Bank of the Philippines (LANDBANK) announced the successful conclusion of the merger of United Coconut Planters Bank (UCPB) with LANDBANK, following the conversion of all UCPB branches and accounts into its system with no major operational disruption.  The conversion activities for 188 UCPB branches and over 495,000 accounts started on 09 July 2022 and were completed on 25 February 2023, ahead of the 01 March 2023 deadline set by the Bangko Sentral ng Pilipinas (BSP).  “The seamless and timely completion of the merger is a testament to LANDBANK’s commitment to providing quality and uninterrupted service. With the bolstered branch network and resources, the Bank is now more positioned to play a principal part in the development and financial inclusion agenda of the National Government,” said LANDBANK President and CEO Cecilia Cayosa Borromeo.  The merger of LANDBANK and UCPB officially took effect on 01 March 2022, pursuant to Executive Order No. 142 signed by former President Rodrigo R. Duterte on 25 June 2021.  The merger further solidified LANDBANK’s ranking as the second-largest bank in the country, with total assets reaching P3.1 trillion as of end-March 2023.  LANDBANK customers now enjoy access to wider physical touchpoints and menu of banking products and services. The Bank now has 607 branches and branch-lite units, 58 lending centers, 2,906 automated teller machines (ATMs), 224 cash deposit machines (CDMs), and 1,072 Agent Banking Partners (ABPs) nationwide. 

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LANDBANK Agri-Hub rises in Baggao, Cagayan

Baggao Mayor Leonardo C. Pattung (leftmost) and LANDBANK President and CEO Cecilia Cayosa Borromeo (5th from left) lead the inauguration rites for the LANDBANK Baggao Agri-Hub on 27 April 2023, at the Baggao LGU Compound, Brgy. San Jose, Baggao, Cagayan. Joining them are Vice Mayor Rowel B. Gazmen (3rd from left), former Cagayan 1st District Representative, Atty. Ramon C. Nolasco, Sr. (2nd from left), and from LANDBANK, Executive Vice President Liduvino S. Geron (4th from left) and Senior Vice President Ma. Belma T. Turla (6th from left).     BAGGAO, Cagayan – Towards servicing the development needs of small farmers and fishers, the Land Bank of the Philippines (LANDBANK) officially inaugurated its newest Agri-Hub in the Municipality of Baggao – the very first in the Province of Cagayan. The LANDBANK Baggao Agri-Hub provides banking, lending, and agrarian services, all under one roof, for residents of the Municipality’s 48 barangays, including over 17,500 rice and corn farmers. The location of the Agri-Hub allows Baggaoeños to conveniently perform their banking transactions without having to travel all the way to Tuguegarao City, which is more than an hour away from Baggao. Local LANDBANK customers include more than 11,000 Conditional and Unconditional Cash Transfer beneficiaries of the Department of Social Welfare and Development (DSWD). Baggao Mayor Leonardo C. Pattung and LANDBANK President and CEO Cecilia Cayosa Borromeo led the inauguration rites on 27 April 2023. They were joined by Vice Mayor Rowel B. Gazmen, former Cagayan 1st District Representative, Atty. Ramon C. Nolasco, Sr., and from LANDBANK, Executive Vice President Liduvino S. Geron and Senior Vice President Ma. Belma T. Turla.  “Kaisa po ninyo ang LANDBANK upang mas ilapit sa bawat mamamayan ng Baggao ang mga programa at proyekto ng ating pamahalaan. We look forward to more years of progressive partnership with the Baggao LGU as we explore more avenues for collaboration, in the service of Baggaoeños and the nation at large,” said President Borromeo.  Located at the Baggao LGU Compound in Brgy. San Jose, the LANDBANK Baggao Agri-Hub is headed by Elcidita J. Villaruz under the supervision of Tuguegarao (Capitol) Branch Head, Joselita S. Simeon. The newly-inaugurated Agri-Hub forms part of LANDBANK’s physical network in the province, consisting of 10 Branches and Branch-Lite Units, 54 ATMs, seven CDMs, and one mobile ATM.  “We want to convey our sincerest gratitude to LANDBANK for their unwavering assistance towards the convenience and welfare of Baggaoeños. The Baggao LGU will always be ready to support your undertakings, as we mutually fulfill our vision of providing responsive public service,” said Mayor Pattung. Strategically located in the top rice-producing provinces in the country, LANDBANK Agri-Hubs are designed to provide banking services such as account opening, withdrawals, and check encashments; lending services such as the processing of loan applications; and agrarian services such as processing of Agrarian Reform (AR) bonds and handling of agrarian-related concerns from landowners, bondholders, and Agrarian Reform Beneficiaries (ARBs). LANDBANK now operates a total of 16 Agri-Hubs nationwide, located in the Provinces of Pangasinan, Ilocos Sur, Isabela, Pampanga, Nueva Ecija, Oriental Mindoro, Camarines Sur, Negros Occidental, Iloilo, Bohol, Misamis Occidental, Misamis Oriental, Bukidnon, Sarangani, and Davao del Norte. 

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To advance digital payments for Government fees: LANDBANK onboards 72 LGU digital merchants in Q1 2023

The Land Bank of the Philippines (LANDBANK) is ramping up its campaign of advancing convenient and efficient digital payments by onboarding 72 Local Government Units (LGUs) to its Link.BizPortal payment platform in the first three months of 2023. The LGUs onboarded among others were: the Provincial Governments of Nueva Vizcaya, Marinduque, and Guimaras; the City Governments of San Carlos (Pangasinan), Bacolod, Tanjay, Guihulngan, Sagay, Pagadian, Kidapawan; and 62 municipalities nationwide. Through LANDBANK’s digital payment platform, customers can skip long queues and save time by paying online for local government fees, dues, and charges. "LANDBANK is supporting local government partners to leverage on technology and deliver convenient and responsive public services. We are also encouraging customers to adopt digital payments towards building a cash-lite society,” said LANDBANK President and CEO Cecilia Cayosa Borromeo. LANDBANK is offering a menu of digital products and services to all local governments nationwide, in support of Executive Order 170 or the Adoption of Digital Payments for Government Disbursement and Collections. In total, LANDBANK has onboarded 100 new Link.BizPortal partner merchants this year, including State Universities and Colleges (SUCs); National Government Agencies (NGAs), water districts, and private merchants.  The Link.BizPortal is LANDBANK’s web-based payment channel that allows clients to pay for products and services online to 1,236 government and private partner merchants nationwide. As of the first quarter of 2023, the LANDBANK Link.BizPortal has facilitated close to 2.2 million transactions, representing increases of 58% year-on-year. LANDBANK targets to onboard more government and private merchants to over 1,603 merchants by end-2023. LANDBANK’s digital transformation fully supports the National Government’s digital and financial inclusion agenda in line with its expanded mandate of serving the nation. 

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For the convenient and efficient delivery of public services: Negros Occidental city lauds LANDBANK’s digital facilities

Himamaylan City Treasurer Caroline Castro (left) and City Accountant Nolan Fortunado (right) use LANDBANK's WeAccess facility to conveniently manage the local government’s banking transactions online.   HIMAMAYLAN CITY, Negros Occidental – The City Government of Himamaylan has lauded the Land Bank of the Philippines (LANDBANK) and its digital banking platforms for providing meaningful support to the City’s delivery of essential public services. Himamaylan City Mayor Rogelio Raymund Tongson, Jr. cited the ease provided by the Bank in facilitating financial transactions between the LGU and its constituents, which began prior to the onset of the global health pandemic. “LANDBANK’s convenient, reliable, and efficient services have unintentionally prepared the LGU with the impacts of the COVID-19 pandemic, which posed multiple inconveniences and limitations to the day-to-day operations of the city. Since its partnership with LANDBANK, the city has faced less issues concerning security, accuracy, and time management,” said Mayor Tongson.  As of the first quarter of 2023, the LANDBANK Link.BizPortal has facilitated close to 2.2 million transactions, representing increases of 58% year-on-year. LANDBANK targets to onboard more government and private merchants to over 1,603 merchants by end-2023. LANDBANK’s digital transformation fully supports the National Government’s digital and financial inclusion agenda in line with its expanded mandate of serving the nation. 

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LANDBANK backs Cagayan inclusivity bid with new branch-lite

(left photo) LANDBANK President and CEO Cecilia Cayosa Borromeo (leftmost) and Sta. Ana Vice Mayor Catherine J. Ladrido (rightmost) lead the inauguration of the LANDBANK CEZA (Cagayan) Branch-Lite (right photo) in the Municipality of Sta. Ana in Cagayan. Joining them are CEZA representative Engr. Carlo D. Sales (2nd from right), LANDBANK Director Atty. David D. Erro (5th from right), Executive Vice President Liduvino S. Geron (3rd from right), and Senior Vice President Ma. Belma T. Turla (4th from right).   STA. ANA, Cagayan – The Land Bank of the Philippines (LANDBANK) officially inaugurated a branch-lite unit in this second-class town, in an effort to promote inclusive growth and development in the Province of Cagayan. Located on the ground floor of the Cagayan Special Economic Zone (CEZA) Corporate Center in Barangay Centro, the LANDBANK CEZA (Cagayan) Branch-Lite will provide convenient and accessible banking products and services to all the 16 barangays of Sta. Ana and the 25 barangays of Gonzaga.  The new touchpoint will ease the burden of residents, including CEZA investors and co-locators, from traveling about 80 kilometers to perform their transactions at the nearest LANDBANK branch in the town of Aparri.  LANDBANK President and CEO Cecilia Cayosa Borromeo and Sta. Ana Vice Mayor Catherine J. Ladrido led the inauguration rites for the LANDBANK CEZA (Cagayan) Branch-Lite on 28 April 2023. They were joined by CEZA Acting Head for Freeport Facility Department (FFD) and Environmental and Public Safety Department (EPSD) Engr. Carlo D. Sales, LANDBANK Director Atty. David D. Erro, Executive Vice President Liduvino S. Geron, and Senior Vice President Ma. Belma T. Turla.  “The LANDBANK CEZA (Cagayan) Branch-Lite underscores the Bank’s continuing commitment to bolster economic growth in the municipality of Sta. Ana and its neighboring towns. This touchpoint makes banking products and services more accessible to Cagayanos, in line with the National Government’s financial inclusion agenda,” said LANDBANK President Borromeo.  Meanwhile, Sta. Ana Vice Mayor Ladrido expressed her gratitude to LANDBANK for its continued support to the development of the town.  “It is really through your support that changed the lives of many of our constituents here, including the agriculture and fisheries sector. Rest assured that we have rendered all our support to LANDBANK,” she said. The newly inaugurated branch-lite is also expected to service customers from geographically isolated and disadvantaged areas, including the coastal towns of Divilacan, Maconacon, Palanan, and Dinapigue in the Province of Isabela. Customers from the barangays of Bolos Point in Gattaran and Valley Cove in Baggao—where access roads to their respective commercial towns are still being developed—will also benefit from its services.  The LANDBANK CEZA (Cagayan) Branch-Lite has an automated teller machine (ATM) and cash deposit machine (CDM) to facilitate cash withdrawals and real-time deposits for over 3,500 combined beneficiaries of the Conditional and Unconditional Cash Transfer (CCT/UCT) programs of the Department of Social Welfare and Development (DSWD), local government employees, private depositors, and other customers.  To help simplify the account enrolment process and reduce the account opening time of customers, the branch-lite also features a Digital Corner where customers can conveniently open a deposit account using the LANDBANK Digital Onboarding System (DOBS). LANDBANK is the only bank present in all 82 provinces of the country, with 607 branches and branch-lite units, 58 lending centers, 2,906 ATMs, 224 CDMs, and 1,072 Agent Banking Partners (ABPs). 

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LANDBANK Q1 digital transactions rise 30% to 735.95-B

The Land Bank of the Philippines (LANDBANK) posted a 30% growth in value for its major digital banking platforms in the first quarter of 2023 compared to the same period last year.  The increase to 735.95 billion from the previous year’s P567.6 billion was facilitated by a total of 41.2 million transactions representing a 5% rise year-on-year via the LANDBANK Mobile Banking App (MBA), weAccess, Electronic Modified Disbursement System (eMDS), Link.BizPortal, iAccess, and the LANDBANK Bulk Crediting System (LBCS).  "The growing adoption and utilization of our digital channels is a testament to LANDBANK’s steadfast commitment to provide safe and convenient banking services. We remain focused on investing in our digital infrastructure to meet the evolving and diverse needs of our customers," said LANDBANK President and CEO Cecilia Cayosa Borromeo.  The LANDBANK Link.BizPortal, the Bank’s web-based payment channel, facilitated 2.18 million transactions which translate to a 58% climb amounting to P3.0 billion in value. Both the LANDBANK weAccess and iAccess recorded value increases of 39% and 2%, amounting to P199.38 billion and P4.6 billion, respectively. The LANDBANK MBA’s facilitated value also went up by 31% to P61.79 billion with an 8% jump in total transactions of 32.2 million.  The LBCS saw the biggest increase in value at 1,402% amounting to P19.7 billion from 1.8 million recorded transactions. The Bank's eMDS platform likewise experienced significant growth in value by 22% to P447.5 billion from a total of 597,496 transactions, which is equivalent to about 85% of all disbursements of the National Government in the first three months of the year.  Meanwhile, a total of 4 million accounts have been opened via the LANDBANK Digital Onboarding System (DOBS) since 2018, which include accounts opened for clients of the Overseas Filipino Bank (OFBank), the official digital bank of the Philippine government and a subsidiary of LANDBANK. LANDBANK's continuing digital innovations has enabled it to provide convenient and accessible banking services to more Filipinos, in line with its thrust of advancing financial inclusion in the country. 

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