Mastercard x SM Malls Online Promo (until March 29, 2023)

SHOP, WATCH, & WIN WITH MASTERCARD PROMO (SM MALLS ONLINE) I.  PROMO MECHANICS Promo is open to all new and existing Mastercard Cardholders nationwide. Promo is open to all Mastercard Cardholders with new or existing account in SM Malls Online app. Promo is available on both iOS and Android versions of SM Malls Online app. Interested to join must first save their Mastercard as payment method in SM Malls Online app. Cardholder who saved their Mastercard will automatically receive unique Voucher Code 1 via registered e-mail in SM Malls Online app within seven (7) days.  To redeem Voucher Code 1, Cardholder will simply enter unique Voucher Code under SM Vouchers tab upon Checkout and corresponding discount will be deducted accordingly. Upon redeeming Voucher Code 1, Cardholder who saved their Mastercard will automatically receive unique Voucher Code 2 via registered e-mail in SM Malls Online app within seven (7) days. To redeem Voucher Code 2, Cardholder will simply enter unique Voucher Code under SM Vouchers tab upon Checkout and corresponding Delivery Fee will be waived accordingly. Cardholder who saved their Mastercard are also qualified to avail Free One (1) Regular Popcorn for every four (4) tickets purchased via Cinema tab in SM Malls Online app. (Ticket Price may vary per movie per branch.) E-Ticket and E-Voucher can be only redeemed at these SM Cinema branches: SM North EDSA, SM Megamall, SM Mall of Asia, SM Aura Premier, SM Southmall, SM City Fairview, SM City Marikina, SM City San Lazaro, SM City Sucat, SM City Bacoor, SM City Dasmariñas. Mastercard Cardholders who redeemed any voucher will automatically get one (1) e-raffle entry Mastercard Cardholders will be notified on their e-raffle entries via registered e-mail in SM Malls Online app. Mastercard Cardholders can receive unlimited number of e-raffle entries, but may only win once. Total of 100 Winners will be drawn during the raffle, who will each win PHP 5,000 shopping credits in SM Malls Online app. SM Malls Online will notify each Winner via their registered e-mail in the app. Winners must submit scanned copies of two (2) Valid IDs (i.e. government-issued, company-issued) via e-mail prior to claiming of prize. Shopping credits (in form of unique Voucher Code) will be sent directly to each Winner via registered e-mail address and home address in SM Malls Online app. II.  CUSTOMER JOURNEY How To Save Mastercard in SM Malls Online app Cardholder logs in to SM Malls Online app Cardholder finalizes cart and clicks Checkout Cardholder clicks Add Card under Saved Cards Cardholder enters account details on redirected page (iPay88) How To Redeem Voucher Code 1 (PHP 50 Off on Next Purchase) Cardholder logs in to SM Malls Online app Cardholder finalizes cart and clicks Checkout Cardholder enters unique Voucher Code under SM Voucher tab Corresponding amount will be deducted on total amount to be paid Cardholder selects Saved Card as payment mode Cardholder confirms payment How To Redeem Voucher Code 2 (Free Delivery for every PHP 1K Purchase) Cardholder logs in to SM Malls Online app Cardholder finalizes cart and clicks Checkout Cardholder enters unique Voucher Code under SM Voucher tab Waived Delivery Fee will be reflected on total amount to be paid Cardholder selects Saved Card as payment mode Cardholder confirms payment How To Redeem E-Voucher (Free 1 Popcorn for every 4 Tickets Purchased) Cardholder logs in to SM Malls Online app Cardholder clicks Cinema tab in Home Page (to be redirected to SM Cinema website) Cardholder finalizes movie ticket purchase (subject to Booking Fee) Cardholder selects Mastercard upon payment Cardholder instantly receives E-Ticket with E-Voucher via registered e-mail Cardholder presents E-Ticket and E-Voucher at Ticket Booth of same branch to claim item How To Redeem Voucher (PHP 5K Shopping Credits) Cardholder logs in to SM Malls Online app Cardholder finalizes cart and clicks Checkout (subject to Delivery Fee) Cardholder enters unique Voucher Code under SM Voucher tab Corresponding amount will be deducted on total amount to be paid Cardholder confirms payment

Isabela corn farmer enjoys bountiful harvest with LANDBANK’s aid

LANDBANK helped Isabela corn farmer Levy Mateo turn down private lenders with unfair terms. She now enjoys an affordable interest rate of only 2% per annum under the ACEF Lending Program, allowing her to save for the future and provide a more comfortable life for her family. ILAGAN CITY, Isabela – Born to a family of farmers in the remote barangay of Sindun Bayabo, corn farmer Levy Mateo learned about the value of hard work at a young age. Levy started helping out in their corn fields as a young student and eventually became a full-time farmer. She relied on the three-hectare corn field she inherited from her parents as a means to support her own family, especially in raising her three children. But despite Levy’s diligence over the years, she struggled to enjoy her earnings and save for her family’s future, as she had to allocate a large portion of her income to pay the hefty interest from loans she regularly availed from a private lender. For 12 years, Levy turned to a nearby rice and corn mill that offered loans to farmers in order to sustain her corn production. The mill charged an interest rate of 30% per annum, and as a condition to avail of a loan, required borrowers to sell all of their produce to the mill at a low price—leaving Levy and other farmers with little profit. “’Yung panggastos sana para sa pangangailangan ng aming pamilya, ibabayad pa namin sa napakalaking porsyento ng interes. Pati ang presyo ng mais na ibebenta, sila [rice mill] rin ang nag-didikta,” said Levy. At the height of the Covid-19 pandemic in 2020, Levy’s income decreased further due to the limited movement of goods and strict imposition of lockdowns in the area. She was then faced with a grim circumstance: if she continued to avail of high-interest loans from the mill, there will be almost nothing left for her family and their daily expenses. LANDBANK support It was during this time that Levy was encouraged by a fellow farmer to avail of a loan under the Agricultural Competitiveness Enhancement Fund (ACEF) Lending Program offered by the Land Bank of the Philippines (LANDBANK) and the Department of Agriculture (DA). “Nung nakahiram ako sa LANDBANK, hindi na ako lumipat sa iba. Sa LANDBANK na ako laging lumalapit para sa aming mga pangangailangan sa sakahan. Napakaganda talaga dahil ang baba ng interes ng ACEF,” said Levy. Under the Program, Levy availed of an initial loan for working capital amounting to P120,000—which has since grown to P600,000—for the purchase of farm inputs such as seedlings and fertilizers. With the Program’s affordable interest rate of only 2% per annum, Levy was able to provide a more comfortable life for her family while repaying her loan on time. She was also free to choose a buyer in the market who can offer the best price for her produce, which can reach as high as P1,000 per cavan, multiplied by Levy’s average yield of 400 cavans per harvest. Banking on her good experience as a borrower, she has encouraged fellow farmers to seek assistance from LANDBANK to finance their production, including her own daughter, who likewise ventured into farming. “Ang laki ng pasasalamat ko sa LANDBANK dahil talagang umunlad at guminhawa ang aming pamumuhay. Hindi na kami nagigipit sa pagbabayad ng interes,” she added. Under the ACEF Lending Program, farmers, fishers, their cooperatives and associations, as well as micro and small enterprises (MSEs) can borrow funds from LANDBANK to boost their agricultural productivity. Farmers and fishers can borrow up to P1 million while cooperatives, associations, and MSEs may avail of loans up to P5 million for the purchase of farm inputs and equipment, as well as the acquisition or establishment of agri-based production and processing machineries, equipment, and facilities, among others. LANDBANK has released a total of P9.2 billion in loans under the ACEF Lending Program in support of over 38,900 borrowers composed of small farmers and fishers, cooperatives, and MSMEs nationwide.

Shopee x Visa - 3.3 Promo (February 28 - March 3, 2023)

    Partner Participating Cards Duration Code Offer Validity Visa  Credit, Debit, Prepaid Cards February 28 - March 3, 2023 VISA200OFF P200 off, min spend P2,000 1x use on local shops   I. Qualifications The promo is exclusive to Visa Credit, Debit, and Prepaid cards issued in the Philippines. II. How to Avail Shop using the Shopee mobile app. Select the items you wish to purchase and click “BUY NOW”. To proceed with checkout, enter your e-mail address and shipping details. Enter promo code “VISA200OFF” upon checkout. Click “Select payment method” and choose “Credit / Debit Card” as option. Select or add your participating Visa credit, debit, or prepaid Card and click “Confirm”. Promo discount will be automatically applied to your purchase upon checkout. III. Terms and Conditions Qualified Visa cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. Promo discount is P200 off, with a minimum spend of P2,000. Promo discount is valid for eligible Shopee users during the promo duration.  Promo discount is valid for one-time use on Feb 28 - Mar 3, 2023 only. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder unless reason for cancellation is deemed valid upon investigation. (e.g. delay in receipt of OTP) Applicable on Visa credit, debit, and prepaid card transactions only. Promo discount is valid for new and existing Shopee registered customers. Promo discount cannot be applied retroactively. The offer cannot be exchanged for cash or other products. Promo discount can only be applied on purchases from Preferred Shops, Mall Shops, Free Shipping Special Sellers, and Coin Cashback Sellers that ship from the Philippines. Promo discount cannot be used on products under the “Load, Bills and eServices” category. Promo discount is valid on orders to be delivered via integrated couriers. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. Shopee reserves the right to cancel transactions of accounts that are proven to be invalid or fraudulent (i.e. abuse of system). Shopee reserves the right to vary these terms & conditions with prior approval of DTI. IV. Customer Support For any questions or clarifications, please contact Shopee’s Customer Service at (02) 88805200 or email support@shopee.ph DTI Fair Trade Permit No. FTEB-161245 Series of 2023

Mastercard X Robinsons - Shop, Tap and Win Promo (until March 15, 2023)

National Women's Month (March 2023)

The Land Bank of the Philippines (LANDBANK) joins the Philippine Commission on Women (PCW) in celebrating National Women's Month this March 2023 with the theme, "WE for gender equality and inclusive society," pursuant to Proclamation No. 224, s. 1988. The theme focuses on emphasizing the need for compassionate and harmonized networks toward gender equality and women’s empowerment. ? As we support this celebration, we encourage everyone to use the official Facebook profile frame which can be accessed here: https://twb.nz/2023nwmc #WEcanbeEquALL #NWMC2023 #ServingTheNation #BankingOnTheFilipinoSpirit

LANDBANK propels Guimaras co-op through rough waters

The MB Jordan Ferry 2 is one of four modernized vessels of the Guimaras Island Transport Multipurpose Cooperative (GITMPC) financed by LANDBANK that ply the Guimaras-Iloilo route and vice versa. The vessel features spacious seats, wide windows, modern facilities, and can carry up to 80 passengers per trip.  GUIMARAS – A little past noon of 03 August 2019, Saturday, the biggest sea mishap in this island’s history came about off Iloilo Strait that claimed the lives of 31 people, which included students, teachers, and tourists. They were onboard three passenger pump boats travelling from the Parola Wharf in Iloilo City to the towns of Jordan and Buenavista in Guimaras. Local accounts described the sea waters that day as calm coupled with fine weather, until suddenly, the clouds turned gray and strong gusts of wind battered and capsized the vessels. This tragedy still haunts local folks today as they talk about it in random daily conversations, still gripped in fear and grief.  The tragic incident raised serious concerns on the safety of wooden-hulled pump boats as the means of transportation going to and from Guimaras and Iloilo. More importantly, it prompted operators to comply with the prior circular issued by the Maritime Industry Authority (MARINA) for the phase-out of wooden-hulled vessels, and to shift to steel or fiberglass-hulled ferry boats with modern and improved designs and materials. This drove the Guimaras Island Transport Multipurpose Cooperative (GITMPC), formerly Jordan Motor Banca Cooperative (JMBC), to tap the assistance of the Land Bank of the Philippines (LANDBANK) for the acquisition of four brand new fiberglass passenger boats that can accommodate about 60 to 80 passengers per trip. Apart from keeping maritime transport safe, the LANDBANK-financed vessels have helped to provide a sustainable source of income to over 50 members of the co-op who were previously operating pump boats. “We have so many plans and opportunities to expand the operations of the cooperative, including venturing into the tourism industry, but we lack working capital. That’s why we really appreciate the financial assistance that LANDBANK has been extending to us. We thank them for helping us shoulder our funding needs,” said GITMPC Chair Paglaum S. Villanueva.  Due to the mobility restrictions during the COVID-19 pandemic, the co-op’s P20-million loan from LANDBANK in 2020 yielded results only in January 2021 when the ferry boats commenced operations to service an average of 8,000 passengers daily. Safer and more comfortable maritime transport Wendys Marie Erpelua, a public school teacher from Guimaras, is one of the frequent travelers of the Guimaras-Iloilo route. Her co-teacher was among the victims of the tragic sea mishap in 2019.  Before GITMPC operated the modern ferry boats, Wendys regularly braved the sea via wooden-hulled pump boats to reach the town of Barotac Nuevo in Iloilo where she teaches. Together with other passengers and bulky cargos, she needed to fit her body in the narrow space of the boat, with limited ventilation and a roof made of tarpaulin for sunlight and rain protection. Wendys Marie Erpelua (rightmost), a public school teacher from Guimaras, now enjoys a comfortable and safer sea travel to reach the town of Barotac Nuevo in the Province of Iloilo.  Today, her day-to-day travel is more convenient with spacious seats, wide windows, and modern facilities. She feels more comfortable and safer when traveling from Guimaras to Iloilo and back, from Mondays to Fridays, to fulfill her chosen profession.  “Before, nahihirapan ako sa biyahe kasi siksikan at mahirap huminga dahil sa trapal. Ngayon, hindi mo mafi-feel ‘yung pagod kasi maluwag na, merong bintana at malinis. Siguro kung ano ‘yung comfort na nafi-feel ko, ganon din ‘yung nararamdaman ng ibang mga pasahero,” said Wendys. On top of providing a safe and comfortable ride to passengers, the operations of GITMPC has been helping the province to revive its tourism industry, which was weighed down by the sea tragedy and the pandemic.  The co-op’s new fleet has also made mobility and movement of goods for small-scale enterprises in Guimaras easier, for improved income which contributes to the local economy.  LANDBANK has always considered cooperatives as valuable partners in nation-building, in line with the Bank’s expanded mandate of providing responsive services beyond banking to all clients, publics, and stakeholders.  As of 31 January 2023, LANDBANK’s outstanding loans to the cooperative sector have reached P66.6 billion, benefiting over 1,360 co-ops nationwide.

​​​​​​​LANDBANK assures accessible funding for modern jeepneys

In support of the government’s Public Utility Vehicle (PUV) modernization program led by the Department of Transportation (DOTr) and Land Transportation Franchising and Regulatory Board (LTFRB), the Land Bank of the Philippines (LANDBANK) assured transport groups of accessible and affordable financing to help them make the shift to safer and more efficient vehicles. “LANDBANK continues to extend much-needed financial support to assist drivers and operators upgrade their fleet, in line with the National Government’s transport modernization agenda. We remain committed to the improvement of the country’s public transport system for the benefit of both transport operators and the riding public,” said LANDBANK President and CEO Cecilia Cayosa Borromeo.  Through the SPEED PUV (Special Package for Environment-Friendly and Efficiently-Driven Public Utility Vehicles) Program, LANDBANK has approved P6.9 billion in loans to 144 transport cooperatives and corporations nationwide for the purchase of over 3,120 modern jeepneys as of 31 January 2023.  LANDBANK has also raised the available program fund to P10 billion to accommodate more transport cooperatives and corporations. This is the third budget allocation hike made by the Bank from the P1.5 billion initial fund for the Program in 2017.  Under the SPEED PUV Program, eligible borrowers may loan up to 95% of the total acquisition cost of the modern public utility jeepney (PUJ), at an affordable interest rate of 6% per annum, or a minimal 0.5% per month, and payable up to a maximum of seven years. This comes with a subsidy of P160,000 per vehicle from the National Government for units classified under Class 1, 2, 3 and 4 category models.  Unlike traditional jeepneys, modern PUJs are equipped with safety and convenience features, such as air-conditioning, closed-circuit television (CCTV) systems, Wi-Fi connectivity, and Global Positioning System (GPS). Modern jeepneys likewise have minimal impact on the environment as they are compliant with the European emission standards for globally-accepted vehicle exhaust emission limits. Interested borrowers of the LANDBANK SPEED PUV Program may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.

LANDBANK digital transactions expand 126% to P5.6-T in 2022

The six major digital banking channels of the Land Bank of the Philippines (LANDBANK) posted an unprecedented P5.6 trillion in terms of value in 2022—equivalent to a 126% growth year-on-year—as the Bank continues to ramp-up efforts toward digital and inclusive banking. The state-owned Bank facilitated a total of 155.8 million digital transactions for a 14% increase over the previous year, as more customers shift to using convenient, reliable, and safe digital banking solutions. “LANDBANK’s digital channels continue to service the growing customer demand for contactless financial transactions. We are driven to support our expanding retail customer base, to deliver convenient and responsive services to more customers nationwide,” said LANDBANK President and CEO Cecilia Cayosa Borromeo. The LANDBANK Mobile Banking App (MBA) facilitated the highest number of transactions among the channels at 123.6 million amounting to P227 billion, recording jumps of 19% in transactions and 32% in value from the previous year. Meanwhile, the Bank’s online retail banking channel, iAccess, posted a 15% rise in transactions value year-on-year to P17.7 billion. The LANDBANK Link.BizPortal facilitated 5.8 million transactions amounting to P11.6 billion, equivalent to 49% and 11% increases, respectively. The web-based payment facility also onboarded 314 new partners for a total of 1,136 merchants, of which 798 are from the public sector. For corporate clients, the LANDBANK weAccess yielded a significant leap of 540% in total value over the previous year, with P3.13 trillion in transactions. For national government agency partners, the Electronic-Modified Disbursement System (eMDS) facilitated 2.5 million or 15% more transactions, amounting to P2.1 trillion representing a 22% growth rate. The LANDBANK Bulk Credit System (LBCS) facilitated 1.8 million transactions amounting to P28.5 billion, for increases of 1,526% and 697%, respectively. For 2023, LANDBANK is looking to grow its digital transactions by at least 60% in terms of both volume and value. The Bank is also implementing an intensified communication campaign through its social media channels to help protect customers from phishing scams and other forms of online banking fraud. LANDBANK posts weekly #SafeModeMonday, #FraudFreeFriday and #ScamAlert featuring reminders and best practices on its social media channels, to regularly provide the public with tips on spotting cyberattacks, how to prevent different forms of phishing, and keeping online credentials confidential, among other online security measures.

LANDBANK okays P41.3-B pandemic aid for MSEs, co-ops

Three years since the country was placed under a state of calamity due to the COVID-19 pandemic, the Land Bank of the Philippines (LANDBANK) has approved loans totaling P41.3 billion as of 31 January 2023 to fast-track the recovery of local businesses and cooperatives. Through the I-RESCUE (Interim REhabilitation Support to Cushion Unfavorably affected Enterprises by COVID-19) Lending Program, LANDBANK has assisted a total of 825 borrowers nationwide, composed of 549 micro and small enterprises (MSEs), 134 cooperatives, 7 microfinance institutions, and 135 large enterprises. “LANDBANK remains committed to support the resurgence of pandemic-hit businesses and cooperatives. We will continue to serve their financial requirements to further advance the country’s ongoing economic recovery,” said LANDBANK President and CEO Cecilia Cayosa Borromeo. LANDBANK first launched the I-RESCUE Lending Program at the onset of the pandemic, designed to provide borrowers timely financial aid at concessional terms, which include a longer repayment period, moratorium on principal and interest payments and lower interest rates. Under the Program, eligible borrowers may loan up to 85% of their emergency or permanent working capital requirements, with an interest rate of 7% fixed for one year and subject to annual repricing thereafter. LANDBANK has extended the I-RESCUE Lending Program until December 2023 to accommodate more potential borrowers. Interested borrowers may contact the nearest LANDBANK Lending Center or Branch nationwide or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.   

MASTERCARD x Card on File Rewards Promo (March 15- June 30, 2023 )

Promo Mechanics: Qualified Cards: Mastercard Credit, Debit and Prepaid Cards (including all issuing banks) OFFER: MASTERCARD x Card on File Rewards Promo Period: March 15 – 20, 2023; April 15 – 20, 2023; May 15 – 20, 2023; June 15 – 20, 2023 The Promotion is open to all issuing banks of active Mastercard Principal or Supplementary Credit, Debit, and Prepaid Cardholders. Promo Offer: Save your Mastercard credit, debit, or prepaid card on Lazada from and get PHP 100 OFF! The Promo is valid on regular and sale items at Lazada. Saving credit or debit cards must be made on promo periods indicated from 12:00 am to 11:59 pm Philippine time. Open for up to 5,000 voucher redemptions with option to top up. Saving credit or debit cards must be done on either the My Account or Lazada Wallet pages only. Cards saved upon checkout will not be eligible for the voucher reward. PHP 100 discount applies for a minimum transaction amount of PHP 2,000 charged to the Mastercard Credit/Debit/Prepaid Card. Minimum spend applies to the total amount in cart prior to any discounts. The discount will be available in the voucher wallet immediately upon saving the card on the Lazada platform. Redemption period of voucher reward is from March 15, 2023 – May 20, 2023; April 15 – June 20, 2023; May 15 – July 20, 2023; June 15 – August 20, 2023. Voucher is valid for one-time use for transactions at the Lazada mobile app only. Discount will apply when the voucher is selected at the Payment Page and the eligible Mastercard Credit/Debit/Prepaid Card is selected as the payment option. Customer must check if voucher is applied before proceeding to final check-out. Card on File Rewards vouchers can be used with other static and collectible vouchers and voucher codes. TERMS AND CONDITIONS: Only customers who save their card within the promo period are eligible for card on file rewards. Discount can be used once throughout the valid redemption period. Discount is applicable to all Mastercard cardholders. Voucher can be applied at the checkout only when the customer has met the minimum spend requirement and has selected Mastercard as the payment method. Discount is not exchangeable for cash, credit or other goods and services. Discount cannot be applied retroactively. Discount is not applicable to items marked “Discount not applicable on this item”. All cancelled orders will not be valid for re-instatement of Instant Off discounts. The use of discount is subject to the Lazada Voucher Terms and Conditions. CUSTOMER SUPPORT For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. Per DTI Fair Trade Permit No. FTEB-161340 Series of 2023.