ENJOY A COMPLIMENTARY MAGAZINE WITH MINIMUM PURCHASE OF PHP 10,000.00 GREENBELT • Offer is valid from November 4 to 28, 2024 in all participating restaurant and retail stores at Greenbelt 3, 4, and 5, Ayala Malls, Makati City. • The offer shall be applicable to all Mastercard Credit, Debit, and Prepaid cards issued in the Philippines ("Territory"). For the avoidance of doubt, the above offer is applicable to Mastercard Credit, Debit, and Prepaid cards issued across the Philippines. • A single purchase transaction requires only one approval. Splitting of transactions will be considered fraudulent and will not be eligible for redemption. • To redeem the offer, cardholders must present the following at the Greenbelt 5 concierge desk. o Original receipt from the retail store (with a minimum single-receipt purchase of Php 10,000.00). o Charge Slip: Must be original (photocopied, faded, and unreadable slips will not be accepted). Must be the customer Copy (Duplicate/Merchant/Bank Copy will not be accepted). Name and card number printed on the charge slip must match the card presented. Transaction date must be within the Promotion Period. o Actual Mastercard used (must not be expired). o The redemption period is from November 4 to 28, 2024. o The charge slip will be stamped/marked "CLAIMED" by the redemption personnel upon release of the offer.
READ MOREPROMO: 40% OFF on Body Butter 400ml with Mastercard Credit and Debit cards PROMO PERIOD: November 1 to November 30 GUIDELINES: The 40% OFF Offer: ● is applicable to both straight and 0% installment (3 months) transactions ● will be given at point-of-sale ● not convertible to cash ● valid on in-store transactions only ● exclusive to Mastercard Cardholders ● cannot be in conjunction with other ongoing promotions of The Body Shop PARTICIPATING STORES (except for Department Stores)
READ MOREPAMASKONG HANDOG e-RAFFLE PROMO Pay via Link.BizPortal, POS terminal, or e-commerce platforms using your LANDBANK Visa Debit Card Each bill payment earns you one (1) raffle entry MONTHLY RAFFLE DRAWS: Promo Period: December 1-31, 2024 Raffle Prize: P5,000 (25 winners) Draw Date: January 14, 2025 Promo Period: January 1-31, 2025 Raffle Prize: P5,000 (25 winners) Draw Date: February 14, 2025 GRAND RAFFLE DRAW: Promo Period: December 1-31, 2024 to January 1-31, 2025 Raffle Prizes: - Grand: P100,000 - Second: P60,000 - Third: P25,000 PRIZE REDEMPTION Winners will be selected through an electronic raffle and notified through SMS, email, and registered mail. Winners’ names will be posted on LANDBANK’s official social media channels. Twenty-five (25) winners of P5,000 each will be chosen in the monthly draw. Three (3) winners will be chosen in the grand draw: - 1st Prize: P100,000 - 2nd Prize: P60,000 - 3rd Prize: P25,000 Cash prizes will be credited to the winners’ respective LANDBANK accounts within 2-3 banking days following the raffle draw. Each valid payment transaction made via Link.BizPortal, POS, or e-commerce platforms received before the cut-off will automatically be entered into the raffle pool for the monthly draw. Participants are eligible to win only once per draw. Monthly winners are eligible to participate in the grand draw. SELECTION PROCESS Qualified account holders who complete payment transactions will earn one (1) raffle entry for each transaction made. The promotion follows a “one transaction, one raffle entry system”, with no limit to the number of entries an account holder can accumulate. Transaction reference numbers generated through the Link.BizPortal, POS terminal, and e-commerce platforms will automatically serve as the participants’ raffle entries. Winners will be selected randomly through an automated e-raffle draw, with each draw based on the participants’ unique Transaction Reference Numbers, Account Number, and Account Name. The monthly cut-off shall be on the last day of the month. Participants are eligible to win only once per draw. All raffle entries during the promo will remain eligible for the grand raffle draw scheduled on February 14, 2025. A DTI Representative is invited to supervised the promo. The raffle draw will be held at LANDBANK Plaza, Malate, Manila The names of the raffle winners will be posted on the LANDBANK’s official social media channels. LANDBANK Employees, including relatives up tp 2nd degree of consanguinity or affinity, are disqualified to join. OTHER TERMS The deposit account of the winner must be active and not closed during the promo period until the cash prize is credited to their account. The Bank will cover all applicable taxes for the grand raffle draw winners.
READ MORELANDBANK Branch Banking Sector Head, Executive Vice President Liduvino S. Geron (5th from right) leads the 12 branch awardees in accepting recognition from ARTA for their outstanding service delivery during the Report Card Survey (RCS) Awards Ceremony. LANDBANK led the roster of government agencies recognized for exemplary service, with 12 of its branches earning top marks in the 2023 Report Card Survey (RCS) 2.0 by the Anti-Red Tape Authority (ARTA). The LANDBANK branches were honored at the ARTA RCS Awards Ceremony at Conrad Manila on 30 October 2024, underscoring the Bank’s collective commitment to providing efficient, high-quality services in compliance with the Ease of Doing Business (EODB) Law. “These recognitions from ARTA reflect LANDBANK’s dedication to empowering Filipinos with accessible, streamlined financial services. We remain committed to excellent customer experience as we support inclusive countryside to countrywide progress,” said LANDBANK President and CEO Lynette V. Ortiz. The ARTA RCS 2.0 is a holistic tool that measures the quality, efficiency, and adequacy of government services. Of all the Government-Owned and Controlled Corporations (GOCCs) surveyed, the LANDBANK Cauayan and Talibon branches earned the highest ratings, each receiving a Gold Award. Six other LANDBANK offices were also recognized with Gold Awards, including branches in San Isidro in Isabela, P. Ocampo in Manila, Bataan - National Highway, LANDBANK Head Office Cash Department in Manila, Cotabato City Hall, and Don M. Banzon in Balanga. Meanwhile, LANDBANK branches in Mabolo, San Carlos City in Pangasinan, Cabanatuan in Nueva Ecija, and Pasig - Sixto Antonio earned Silver Awards. These achievements reinforce LANDBANK's commitment to drive national progress by continually raising public service standards as a leader in service innovation and customer satisfaction. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MORELANDBANK President and CEO Lynette V. Ortiz (6th from left) leads the ribbon-cutting ceremony for the LANDBANK Masterson Phygital Branch, alongside Cagayan de Oro City 2nd District Rep. Rufus B. Rodriguez (5th from left). Joining them are Initao Mayor Mercy Grace J. Acain (4th from left), 2nd District of Misamis Oriental Board Member Gerardo P. Sabal III (2nd from left), with LANDBANK officials including Executive Vice President Maria Celeste A. Burgos (7th from left), Senior Vice Presidents Charlotte I. Conde (8th from left) and Catherine Rowena B. Villanueva (rightmost), and First Vice President Lina K. Pacio (leftmost), with LBRDC Director Lourdes Candy R. Darimbang (3rd from left), and other local partners. CAGAYAN DE ORO CITY, Misamis Oriental – LANDBANK continues to elevate and redefine banking with the inauguration of its ‘phygital’ branch, highlighting the Bank’s commitment to delivering a more modern, convenient, and delightful customer experience. The LANDBANK Masterson Phygital Branch features a refreshed look and a blend of high-touch and high-tech banking, that provide an efficient fusion of physical and digital services to clients. LANDBANK President and CEO Lynette V. Ortiz led the inauguration of the Masterson Phygital Branch located at the Misamis Oriental Corporate Center, Block 62, Lot 1, Xavier Estates Commercial Area, Masterson Avenue, Upper Balulang, Cagayan de Oro City (CDO) on 12 December 2024. “The LANDBANK Masterson Phygital Branch blends the warmth and reliability of traditional banking with the agility and convenience of digital innovation. This inauguration is in step with reimagining the LANDBANK banking experience, ensuring that financial services are more accessible and aligned with the evolving needs of our customers,” said LANDBANK President and CEO Lynette V. Ortiz. The LANDBANK Masterson Phygital Branch features self-service machines such as ATMs and Cash Deposit Machines that allow clients to perform transactions quickly with options for card, cardless, and biometric authentication. The Branch is also equipped with the LANDBANK Easy Access (LEA) system, which is an enhanced queuing management system that eliminates the need for filling out forms. It likewise has the LANDBANK Digital Online Banking System (DOBS) which streamlines account opening for a hassle-free start to financial management. The Masterson Phygital Branch also has an explore zone with meeting pods to provide clients with personalized assistance and opportunity to learn about LANDBANK’s wide range of products and services tailored to meet their financial goals. Following the Masterson Phygital Branch, LANDBANK is soon to launch two other phygital branches in Amlan, Negros Oriental and in Makati City in Manila. The branch also complements the operations of eleven other LANDBANK branches and branch-lite units in Balingasag, Puerto, Gingoog, Velez, Capistrano, Limketkai, Carmen, CDO Centro, CDO Cogon, and El Salvador City, including the Claveria Agri-Hub. LANDBANK remains steadfast in its commitment to provide clients with enhanced and personalized services—ensuring a banking experience that’s convenient, efficient, and focused on customer needs, empowering Filipinos to reach their financial goals. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MORELANDBANK reaffirms its financial strength and stability, following the Bank’s P50-billion contribution to the Maharlika Investment Fund (MIF), and remains fully committed to its mandate as a reliable partner to the national government’s inclusive development agenda. The state-run Bank has consistently met and exceeded the minimum requirements of the Bangko Sentral ng Pilipinas (BSP) for Capital Adequacy Ratio (CAR)—a critical benchmark of financial health—as it stays financially robust with no urgent need for additional capital. Earlier this year, LANDBANK remitted P32.119 billion in cash dividends to the National Government—the highest among all Government Owned and Controlled Corporations (GOCCs) and in the Bank’s history. This milestone reflects the Bank's sustained financial strength and ability to generate consistent revenues while fulfilling its developmental mandate. As of 30 November 2024, LANDBANK’s CAR remains at a healthy level of 16.42% which is well above the 10% regulatory threshold, further demonstrating the Bank’s resilience against financial and operational risks. Following the P50-billion seed capital allocation to the MIF in September 2023, LANDBANK’s CAR stood at 16.20%, remaining comfortably above regulatory requirements and reflecting the Bank’s commitment to financial stability. The Bank also clarified that regulatory relief was sought from the BSP as a proactive measure to maintain resilience. LANDBANK has consistently adhered to prudent financial management practices, effectively utilizing its resources to promote agriculture, fisheries and rural development, and empower key development sectors. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREDirector Virginia N. Orogo (5th from right) accepts the award on behalf of LANDBANK for being the top GOCC in corporate governance for 2023 from Executive Secretary Lucas P. Bersamin (6th from right), GCG Chairperson Atty. Marius P. Corpus (7th from right), and GCG Commissioners Atty. Brian Keith F. Hosaka (8th from right) and Atty. Geraldine Marie Berberabe-Martinez (rightmost) during the 2024 GCG Awards Ceremony on 25 November 2024 at the PICC Complex in Pasay City. Joining them are LANDBANK Executive Vice President Liduvino S. Geron (4th from right), Senior Vice President Atty. Roderick P. Sacro (leftmost), and Vice Presidents Atty. Myra-Lyn S. Peñalosa (3rd from right), May D. Arizabal (2nd from right), and Atty. Nikkolas G. Tolentino (9th from right). (Photo credits to GCG) LANDBANK was named the top government-owned and controlled corporation (GOCC) for the second consecutive year, earning the highest rating for corporate governance in 2023 from the Governance Commission of GOCCs (GCG). The state-run Bank garnered an unprecedented rating of 104% on the GCG’s Corporate Governance Scorecard (CGS), exceeding the rating ceiling of 100%. The CGS is an evaluation tool that assesses the corporate governance practices of GOCCs, using a methodology aligned with international standards. “Being recognized anew as the top GOCC for corporate governance reflects LANDBANK’s steadfast commitment to transparency, accountability, and excellence in public service. This recognition drives us further to continuously foster a culture of good governance, ensuring that we remain a reliable and trusted partner in promoting inclusive and sustainable growth across the nation,” said LANDBANK President and CEO Lynette V. Ortiz. Executive Secretary Lucas P. Bersamin, alongside GCG Chairperson Atty. Marius P. Corpus and Commissioners Atty. Brian Keith F. Hosaka and Atty. Geraldine Marie Berberabe-Martinez, conferred the award to LANDBANK during the 2024 GCG Awards Ceremony at the PICC Complex in Pasay City. LANDBANK Director Virginia N. Orogo received the award on behalf of the Bank, along with Executive Vice President Liduvino S. Geron, Senior Vice President Atty. Roderick P. Sacro, and Vice Presidents Atty. Myra-Lyn S. Peñalosa, May D. Arizabal, and Atty. Nikkolas G. Tolentino. LANDBANK also ranked among the top-ranking GOCCs in the 2023 GCG Performance Evaluation System (PES), which measures the achievements of GOCCs based on performance criteria, targets, and weighted indicators outlined in the Performance Scorecard. In addition, LANDBANK received a Sustainability Award for its outstanding commitment to sustainability values and practices. The Bank was further lauded for consistently achieving high scores in the "Responsibilities of the Board" section of the Corporate Governance Scorecard and for adhering to the Global Reporting Initiative (GRI) Standards in its Sustainability Reporting for calendar years 2021 to 2023. LANDBANK has long been committed to upholding the highest ethical standards while faithfully fulfilling its role in nation-building. In 2024, the Bank remitted a record-setting P32.119 billion in cash dividends to the National Government—the highest in the Bank’s history and among all GOCCs—to support the country’s priority infrastructure projects and socio-economic programs. From governance to sustainability, LANDBANK continues to set benchmarks for excellence in the public sector, solidifying its role as a key and reliable partner in empowering the country’s drive toward inclusive progress. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MORELANDBANK welcomed the recent passage of Republic Act No. 11954 as amendment to the Rice Tariffication Law (RTL), and expressed full support for the extension of the Rice Competitiveness Enhancement Fund (RCEF) for another seven years, aimed to accelerate modernization in the rice sector and strengthen the resilience and productivity of Filipino rice farmers. As one of the implementers of RCEF in partnership with Department of Agriculture (DA), LANDBANK delivers credit assistance at low-interest rates with simplified processes to ensure accessibility for individual rice farmers and cooperatives in major rice producing provinces. Under the Expanded Rice Credit Assistance of the Rice Competitiveness Enhancement Fund (ERCA-RCEF), LANDBANK has extended P2.89 billion in loans to support rice production and post-harvest activities from 2019 to 2024. LANDBANK’s loans have benefitted 17,767 individual rice farmers and 270 cooperatives with more than 47,100 member-beneficiaries, which were channeled for palay production, milling and trading, re-lending, and the acquisition of farm machineries. Notably, 98% of LANDBANK’s direct borrowers under the program are individual rice farmers. “LANDBANK fully supports the RCEF extension towards strengthening our collective efforts to empowering Filipino rice farmers and boosting agricultural competitiveness. This significant step will bolster food security and sustainability, and the Bank stands ready to continue its active role in supporting this initiative,” said LANDBANK President and CEO Lynette V. Ortiz. LANDBANK has remained faithful to its social mandate of promoting inclusive and sustainable development as the biggest credit provider to the agriculture sector servicing all components of the agriculture value chain. As of October 2024, the Bank has extended outstanding loans amounting to P769.68 billion in support of agriculture, fisheries and rural development under Republic Act No. 11901, otherwise known as “The Agriculture, Fisheries and Rural Development Financing Enhancement Act of 2022.” LANDBANK’s investments in promoting countryside development of P769.68 billion represents 55.5% of the Bank’s total P1.387 trillion gross loan portfolio. The Bank has also assisted a total of 3.93 million small farmers and fishers nationwide through loans and various support interventions. ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MORELANDBANK President and CEO Lynette V. Ortiz (3rd from left) and Sugar Regulatory Administration (SRA) Administrator Pablo Luis S. Azcona (4th from left) lead the signing of the Revised Implementing Rules and Regulations (IRR) of the Socialized Credit Program under the Sugarcane Industry Development Act (SCP-SIDA) on 16 December 2024 at the SRA Sugar Center Building, North Avenue Diliman, Quezon City. The streamlining of the Program's processes aims to provide more accessible and affordable credit support, in line with the Bank's commitment to empowering Filipino sugarcane farmers and boosting the country's agriculture sector. As of end-November 2024, LANDBANK has approved loans under the SCP-SIDA amounting to P1.32 billion, benefitting over 4,000 individual borrowers, including six block farms and four common service centers nationwide. Joining the event are LANDBANK Executive Vice President Ma. Celeste A. Burgos (2nd from left), Department of Agriculture Assistant Secretary for Logistics Daniel Alfonso N. Atayde (leftmost), together with SRA Board Members Ma. Mitzi V. Mangwag (2nd from right) and David Andrew L. Sanson (rightmost). ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.
READ MOREGet a FREE treat when you tap to pay with your Visa card at Jollibee! Promo Period: December 23, 2024 to February 15, 2025 Merchant Terms and Conditions This promo is open to all Visa Credit, Debit, or Prepaid Cardholders with valid cards issued. The promo period is from December 23, 2024 to February 15, 2025. To qualify for the promo, the Cardholder should use any qualified Visa card within the promo period for a minimum food purchase of PHP 600 at any participating Jollibee stores. The Cardholder should charge the whole amount of the minimum food purchase to only one of his/her qualified Visa cards. Qualified Cardholders are entitled to one (1) FREE Jollibee treat of their choice from the list: Jolly Spaghetti, Cheesy Classic Jolly Hotdog, Chocolate Sundae Twirl, and Regular Jolly Crispy Fries. The Cardholder is allowed to participate anytime within the promo period and shall be eligible for only one (1) Reward per day. Visa Terms and Conditions This promo is available for dine-in, take-out, and drive-thru transactions only. Online/delivery orders via Jollibee Delivery or third-party app platforms (e.g. foodpanda, GrabFood, etc.) are not included in this promo. The Minimum Food Purchase shall be inclusive or net of all applicable taxes, service charges, promos, and discounts (including government-mandated discounts, such as the Senior Citizen Discount and Person with Disability Discount). However, if the application of the government-mandated discounts would result in the Cardholder not qualifying for the free product due to not meeting the Minimum Food Purchase, then the Cardholder may, at their sole option, choose to waive his/her government-mandated discount in order to qualify for the free product, if it results in a greater benefit. Orders cannot be cancelled once it is being processed. No refunds and cancellation will be entertained. Free product is not exchangeable for cash or credit and cannot be used in conjunction with any other promo or discount. To maintain quality and freshness, all redeemed food products must be consumed within one (1) hour from receipt thereof. raffle draw winners. All feedback/concern related to the quality of the redeemed products or in relation to this promotion must be addressed to feedback@jfc.com.ph within twenty-four (24) hours upon receipt of the products. Otherwise, Jollibee will not be liable for any claims beyond the said prescription period. All feedback/concerns related to the Promotion must be addressed to feedback@jfc.com.ph, except that all complaints relating to the Qualified Card (e.g., card declined) must be addressed to the issuing bank. Notice: During the redemption, Jollibee stores will NOT collect any information from customers. Please protect your personal information. Per DTI Fair Trade Permit No. FTEB-209454 Series of 2024
READ MOREAs of Wed, April 30, 2025
| Buying | Selling | |
|---|---|---|
| USD | 55.65 | 56.2 |
| JPY | 0.385778 | 0.401043 |
| EUR | 62.490666 | 64.971977 |
| GBP | 73.573295 | 76.494663 |
| HKD | 7.146032 | 7.685968 |
As of Tue, April 29, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.558207 |
| Money Market Fund | 1.311334 |
| Money Market Plus Fund | 1.223712 |
| PERA Money Market Fund | 1.024099 |
| Medium-Term Bond Fund | 2.472408 |
| Bond Fund | 2.025804 |
| PERA Bond Fund | 1.201165 |
| Balanced Fund | 2.608032 |
| Growth Fund | 2.586644 |
| Alpha Equity Fund | 3.002682 |
| Blue Chip Equity Fund | 0.964111 |
| Equity Fund | 0.784247 |
| High Dividend Equity Fund | 1.009083 |
| US$ Money Market Fund | 1.432428 |
| Global $ Fund | 1.529753 |
