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Deposit Products


List of deposit products

Savings

Easy Savings Plus (ESP)

A premium savings account which offers higher interest rates than a regular savings account and are tiered based on ADB levels.

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High Yield Savings Account (HYSA)

High Yield Savings Account (HYSA) is a peso account wherein funds of a specific amount are given pre-determined competitive rates for a fixed term. Passbook also serves as a proof of deposit. HYSA account is offered to institutional clients only.

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Regular Passbook Savings Account

An interest-bearing peso account which requires presentation of a passbook for deposit and withdrawal transactions.

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Current

Current Account with ATM Access

A non-interest bearing peso account wherein deposit transactions are made over-the-counter or via Cash Deposit Machine (CDM).

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Peso E.A.S.Y. (Earning Access & Sure Yield) Check with ATM Access

An interest-bearing peso account wherein deposit transactions are made over-the-counter or via Cash Deposit Machine (CDM).

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Regular Current Account

A non-interest bearing peso account, also known as Checking or Demand Deposit Account wherein deposits are made over-the-counter, while withdrawals are made through the issuance of a check.

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Time Deposit

Regular Peso Time Deposit

A specific amount of funds in peso which earns interest at a pre-determined competitive rate for a fixed period of time/term with a “Certificate of Time Deposit” (CTD) as proof of deposit. This is offered to individuals and institutions with peso denominated funds which may be locked-in with the bank for at least thirty (30) days.

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