Agriculture Growth and Resource Integration through Strategic and Enhanced Delivery of Support and Opportunities (AGRISENSO) Plus Lending Program

The Program aims to provide accessible, adequate, affordable, and timely credit assistance to small farmers and fishers, ARBs, Micro, Small and Medium Enterprises (MSMEs) and  other  players/stakeholders  in  the agricultural value chain that will improve agricultural productivity.

Eligible Borrowers

• •  SFFs and ARBs
• •  MSMEs
• •  FFCAs and ARBOs
• •  Large Enterprises / Anchor Firms
• •  Agriculture Graduates

Loan Purpose

• •  Crop Production
• •  Fisheries Production
• •  Farm Equipment and Inputs Acquisition
• •  Acquisition and Construction of 
• •  Agri-based Pre and Post Harvest Facilities
• •  Pond development/improvement
• •  Working Capital for Trading Purposes
• •  Relending and Rediscounting Facilities

Loanable Amount

• •  For Production Loan – up to 90% of the total production cost
• •  For Fixed Asset Acquisition – up to 80% of the acquisition cost and/or total project cost

Interest Rate 

• •  4.0% fixed for SFFs and ARBs (for Direct Lending) under blended funding
• •  For FFCAs, ARBOs, MSMEs, and Large Enterprises/Anchor Firms:
  • ○  Prevailing BVAL rate at the time of availment plus minimum spread based on the credit rating of the borrower, subject to (monthly, quarterly, semi-annually, or annually) repricing, but not lower than 6.5% p.a. for STL and 7.0% p.a. for TL
• •  For Agriculture Graduates:
  •  ○  STL/STLL - Prevailing BVAL rate at the time of availment but not lower than 7.0% per annum (p.a.)
     ○  TL - Prevailing BVAL at the time of availment but not lower than 7.5% p.a.