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Search Results for: mobile banking


Serving the digital demand: LANDBANK’s digital platforms record 42% rise to P8.8T in value

The Land Bank of the Philippines (LANDBANK) recorded a significant 42% growth or P8.8 trillion in digital transaction value in 2023 as compared to P6.2 trillion in 2022, facilitated by its digital banking channels and driven by growing customer preference for digital solutions.   The 42% surge was propelled by a 48% jump in total transaction volume of 92.9 million from 62.6 million year-on-year, facilitated through the Bank’s digital banking channels, including the LANDBANK Mobile Banking App (MBA), iAccess, weAccess, Link.BizPortal, i-Easy Padala, Electronic Tax Payment System (eTPS), Electronic Modified Disbursement System (eMDS), and LANDBANK Bulk Crediting System (LBCS). “LANDBANK continues to leverage technology to level-up service delivery and drive financial inclusion across the country. In step with growing customer demand, we are set to expand our innovative offerings to further contribute to the nation's digital transformation journey,” said LANDBANK President and CEO Lynette V. Ortiz. For retail clients, i-Easy Padala, LANDBANK’s real time web-based remittance system for overseas Filipinos, facilitated 3.3 million transactions for P4.33 trillion in value, which covers almost half of the total recorded value for the year. The LANDBANK Mobile Banking App (MBA) led the growth in digital transactions with a 44% increase to 55.2 million transactions amounting to P316.8 billion. The Bank’s web-based payment channel, Link.BizPortal, likewise facilitated 7.65 million transactions for a 33% increase, with total value of P11.5 billion. The payment channel also saw a substantial 53% rise in government agency partners, bringing the total number of Link.Biz merchants to 1,193 as of December 2023. LANDBANK’s alternative payment channel, eTPS, facilitated P134 billion in value; while the Bank’s online retail banking channel, iAccess, recorded P18.36 billion. For institutional clients, the LANDBANK eMDS internet facility for national government partners generated P2.95 trillion in value for a 38% increase year-on-year, facilitating 3.2 million transactions. LANDBANK's electronic bulk disbursement facility, the LBCS, recorded a total volume of 7.1 million transactions amounting to P67.86 billion, translating to unprecedented expansions of 296% and 138%, respectively. Lastly, the LANDBANK corporate internet banking platform, weAccess, recorded a 53% increase in transactions and 57% increase in value, facilitating over 14.4 million worth P952.1 billion, respectively.  LANDBANK remains committed to further enhancing its digital platforms and expanding its reach, to better serve diverse customer needs and contribute to growing the Philippines' digital economy. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to provide responsive and meaningful services beyond banking, while leveraging on innovative technology for safe, convenient, and accessible digital banking solutions.

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LANDBANK eyes digital expansion, enhanced customer experience in 2024

The Land Bank of the Philippines (LANDBANK) is ramping up its digital transformation efforts this year to streamline operations and deliver top-notch customer experience.  Since assuming leadership in May 2023, LANDBANK President and CEO Lynette V. Ortiz has prioritized the adoption of new technologies across the Bank’s operations to elevate customer convenience and accessibility to financial services.  “We are heavily investing in enhancing our digital infrastructure to ensure seamless service delivery across our online banking channels and traditional touchpoints. Our priority remains steadfast in delivering solutions and exceptional service to our valued customers,” said President and CEO Ortiz. This year, LANDBANK aims to reduce over-the-counter transactions in its branches by encouraging customers to maximize the Bank’s digital banking channels. These include the LANDBANK Mobile Banking App, the iAccess online retail banking channel, and the Link.BizPortal web-based payment channel for retail clients.  The Bank targets to onboard additional government agencies, local government units (LGUs), private merchants, and other qualified institutions as billers in its digital channels, enabling more customers to make direct online payments.  LANDBANK is also poised to intensify its marketing efforts to encourage wider digitalization adoption among institutional clients. Digital solutions include the eMDS internet facility for national government partners, the LBCS electronic bulk disbursement facility, and the weAccess corporate internet banking platform.  As part of LANDBANK’s phygital strategy, selected branches across the country will implement an automated queuing management system with a teller interface to further cut processing time for over-the-counter transactions. The next phase of this project will allow customers to set appointments via an online pre-booking facility before visiting the branch.  LANDBANK has been implementing since 2018 the Digital Onboarding System (DOBS), which has helped simplify the account enrolment process and reduced the account opening time of customers from 45 minutes to 15 minutes or less. Starting April of this year, interested customers may also open a LANDBANK account without visiting a branch through the new straight-through account opening feature of the LANDBANK Mobile Banking App. This will provide customers instant access to the Bank’s digital services, such as fund transfers, bills payment, e-commerce transactions, and cardless withdrawals.  For LANDBANK loan availers, the state-run Bank will likewise introduce innovative online lending platforms that will cater to LGUs and Micro, Small, and Medium Enterprises (MSMEs). These platforms will allow borrowers to apply for loans anytime, anywhere and enjoy a more streamlined loan process.  LANDBANK assures its clients that it will continue to invest in both technological solutions and human resources to proactively secure its systems and infrastructure.  “Ensuring data security and privacy is likewise a top priority for us at LANDBANK. We are implementing multi-layered security controls in our systems to provide safe and frictionless solutions for our customers,” said President and CEO Ortiz.  The Bank continues to remind and educate clients on cybersecurity best practices by consistently sharing security and anti-fraud tips on its social media channels. These include the “Cyber Sigurista” campaign that utilizes various hashtags like #SafeModeMonday, #FraudFreeFriday, and #ScamAlert to raise awareness about emerging online scams and other fraudulent activities. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to provide responsive and meaningful services beyond banking, while leveraging on innovative technology for safe, convenient, and accessible digital banking solutions.

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LANDBANK digital banking services to stay available during Holy Week

As part of its commitment to provide uninterrupted access to essential banking services, all digital channels of the Land Bank of the Philippines (LANDBANK) will remain up and running throughout the upcoming Holy Week. The Bank's clients can perform banking transactions during the four-day long weekend using the LANDBANK Mobile Banking App (MBA) and the Bank’s online retail banking platform, the iAccess. Other LANDBANK digital platforms will also remain available, including the LANDBANK Link.BizPortal for online payments, WeAccess for institutional clients, and the Electronic Tax Payment System (eTPS) for tax payments. Fund transfers from and to LANDBANK and Overseas Filipino Bank (OFBank) accounts, regardless of amount, remain free of charge via LANDBANK MBA and iAccess. The Bank also continues to waive fees for online fund transfers worth P1,000 and below to other banks via InstaPay and PESONet for the first three transactions in a day. Meanwhile, in observance of the Holy Week, all LANDBANK branches nationwide will be closed from March 28 (Maundy Thursday) to March 31 (Easter Sunday), with operations resuming on Monday, 1 April 2024. To service cash requirements, LANDBANK assures its clients of sufficient cash availability in all of the Bank's ATMs throughout the long weekend. As of February 2024, LANDBANK has a total of 3,101 ATMs, complemented by 3,095 ATMs in partner 7-11 convenience stores nationwide. While prioritizing accessibility and convenience, LANDBANK is also reminding clients to stay vigilant against scams and security threats, by not clicking links from dubious sources and unknown senders. The Bank also encourages clients to remain cautious and proactive in safeguarding their username or log-in ID, password, OTP and other account information. Clients are advised to access the official LANDBANK iAccess site via the official LANDBANK website (https://www.landbank.com) or typing the correct URL in their browser (https://www.lbpiaccess.com), and avoid accessing the platform through search engines, such as Google. For more cybersecurity tips and updates, please visit and subscribe to LANDBANK's official social media pages @LANDBANKOfficial. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to provide responsive and meaningful services beyond banking, while leveraging on innovative technology for safe, convenient, and accessible digital banking solutions.

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LANDBANK sees rise in online investors after RTB-30 sales surge

Demand among Filipino retail investors to utilize digital investment platforms is growing, as the Land Bank of the Philippines (LANDBANK) sold significantly more online placements in the recently concluded Retail Treasury Bonds Tranche 30 (RTB-30) issuance of the National Government.  The Bank sold close to half a billion or P438 million worth of RTB-30 investments through its online channels, which is almost three fold of what it sold in the last RTB-29 offering in 2023.  LANDBANK’s online sales represent two-thirds of the total RTB-30 online sales worth P664 million. “The significant increase in online placements for RTB-30 reflects the growing confidence of retail investors in using our digital solutions. LANDBANK will remain committed to providing Filipinos with secure and convenient ways to participate in the financial market and contribute to nation-building,” said LANDBANK President and CEO Lynette V. Ortiz.  The RTB-30 digital placements worth P438 million were sold through the LANDBANK Mobile Banking App and the mobile banking app of the Overseas Filipino Bank (OFBank)—the official digital bank of the Philippine government and a subsidiary of LANDBANK. The RTB-30 was also sold through the LANDBANK Link.BizPortal, a web-based payment channel, via the Online Ordering Facility of the Bureau of the Treasury (BTr).  The National Government raised a total of P585 billion for the RTB-30 issuance making it the largest domestic fund-raising issue to date. As Lead Issue Manager, LANDBANK sold and contributed almost 30% of total sales.  RTB-30 offers a very attractive investment return with a coupon rate of 6.25% per annum, with a minimum placement of P5,000. Interest payments will be paid quarterly within a five-year term. LANDBANK is one of the Joint Lead Issue Managers of RTB-30, designed to raise funds in support of the National Government’s sustainable and inclusive development agenda.  The proceeds of the issuance will be used for enhancing the country’s infrastructure, strengthening the agriculture and other essential sectors, and improving the healthcare system, among other national development priorities. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. It is committed to supporting the National Government’s fundraising initiatives to boost public resources for the country’s development plans and programs.

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Scheduled Apple iOS Version Update on 02-03 May 2024

  There is a scheduled Apple iOS version update of the LANDBANK Mobile Banking App (MBA) that may affect its availability tonight, 02 May 2024 at 8:00 PM (PHT) until tomorrow, 03 May 2024 at 12:00 NN (PHT). Meanwhile, Over-the-Counter (OTC) transactions during banking hours, LANDBANK iAccess facility through our website, ATMs, POS, and other digital banking channels are available for your immediate banking needs. Thank you.

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LANDBANK launches GoBayani digital deposit account for OFWs

Land Bank of the Philippines (LANDBANK) is launching its new GoBayani savings account designed to financially empower OFWs and overseas Filipinos with secure and reliable banking services. LANDBANK GoBayani is a digital deposit account that provides Filipinos abroad access to the Bank’s digital banking services and conveniently perform their transactions online, such as sending money to their families via fund transfer. Accountholders can also perform e-commerce transactions and receive remittance via Visa Direct through Visa partners abroad. GoBayani users can also digitally pay bills and other dues, which will soon include monthly contributions to Pag-Ibig Fund, Social Security System (SSS), and PhilHealth.  “We are cheering on our kababayans abroad to save and grow their money through LANDBANK GoBayani. We want to support every step of their journey towards financial independence for them and their families back home,” said LANDBANK President and CEO Lynette V. Ortiz. LANDBANK is set to visit overseas Filipinos in United Arab Emirates, Japan, Hong Kong and Taiwan in June to promote LANDBANK GoBayani and other digital banking services.  Open a GoBayani account via the LANDBANK app Overseas Filipinos can fully open a LANDBANK GoBayani savings account with no initial deposit and maintaining balance via their smartphones within minutes, through the new straight-through account opening feature of the LANDBANK Mobile Banking App (MBA). “Investing in our digital infrastructure forms part of our response to the increasing demand for convenient digital solutions. We are continuously enhancing our digital offerings to deliver a seamless banking experience to our customers and expand financial access to all,” said LANDBANK President and CEO Ortiz. Aside from GoBayani, customers can also open a LANDBANK PISO Plus basic deposit account and a regular LANDBANK Visa debit account through the MBA to help build their savings and start their financial journey.      The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payment, balance inquiry, and salary loan services. Using the MBA, LANDBANK customers also enjoy free fund transfers to other banks via InstaPay and PESONet for the first three transactions in a day worth P1,000 and below.  To open a LANDBANK account, interested clients need only their smartphones downloaded with the latest version of the LANDBANK MBA, a secure Internet connection, and any of the following valid identification cards: Philippine Passport, Driver’s License, SSS, UMID, PRC ID, or PhilSys ID.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. The Bank is present in all 82 provinces in the country, committed to providing accessible and affordable financial support to key players and industries as part of its broader thrust of serving the nation.

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LANDBANK Mobile App gets account-opening upgrade; usage up 96% in Q1 2024

Customers can now open a Land Bank of the Philippines (LANDBANK) savings account completely online via smartphones, as the Bank continues to serve the growing preference of customers for digital solutions and promote financial inclusion.  LANDBANK has upgraded its Mobile Banking App (MBA) with a new straight-through account opening feature which allows customers to open a digital account instantly from anywhere, at any time, without visiting a LANDBANK Branch.  Through the MBA, customers can open a LANDBANK PISO Plus basic deposit account, a regular LANDBANK Visa debit account, and the new GoBayani savings account designed for overseas Filipinos, to help build their savings and start their financial journey.  To open a LANDBANK account, interested clients need only their smartphones downloaded with the latest version of the LANDBANK MBA, a secure internet connection, and any valid identification card such as a Philippine Passport, Driver’s License, SSS, UMID, PRC ID, or PhilSys ID. "We are dedicated to continue expanding our digital offerings to bring more Filipinos into the financial mainstream. Opening a LANDBANK account has never been easier, and we hope more customers can get to experience the benefits of our convenient and secure banking services," said LANDBANK President and CEO Lynette V. Ortiz. The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payments, balance inquiries, and salary loan services.  Using the MBA, LANDBANK customers also enjoy free fund transfers to other banks via InstaPay and PESONet for the first three transactions in a day worth P1,000 and below. Q1 2024 Digital Banking Performance The LANDBANK MBA recorded a remarkable 96% increase in usage during the first three months of 2024, as transactions soared to 20.9 million from 10.7 million recorded in the same period in 2023.  Fund transfers and bills payment transactions drove the transaction volume growth, as the MBA generated a 42% increase in total transaction value or P89.3 billion compared to P63 billion last year. The LANDBANK MBA also led the 63% growth or a total of 30.79 million transactions across all of the Bank’s major digital channels, reaching P1.95 trillion in total transaction value.  The state-run Bank’s other digital channels include iAccess, an online retail banking channel; corporate internet banking platform, weAccess; web-based payment channel, Link.BizPortal; real-time web-based remittance system for overseas Filipinos, i-Easy Padala; alternative payment channel, Electronic Tax Payment System (eTPS); facility for institutional clients and national government partners, Electronic Modified Disbursement System (eMDS); and electronic bulk disbursement facility, Bulk Crediting System (LBCS).  LANDBANK remains committed to enhancing its digital infrastructure to deliver seamless banking experiences and meet the evolving needs of customers. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. The Bank is present in all 82 provinces in the country, committed to providing accessible and affordable financial support to key players and industries as part of its broader thrust of serving the nation.  

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LANDBANK GoBayani Promo

LANDBANK GoBayani Promo Mechanics This promotion is open to participants worldwide, who will open a LANDBANKGoBayani account with the criteria specified below: •  Promo Period: July 20 to August 31, 2025 as approved by DTI-FTEB •  Eligibility Criteria: Open to all Overseas Filipinos (OFs), Overseas Filipino Workers (OFWs) and their beneficiaries who will open a LANDBANK GoBayani Account within the aforementioned promo period. •  Mode of Account Opening: Via LANDBANK Mobile Banking App (MBA) and Over-the-Counter at any LANDBANK Branch •  Prize / Incentive: PHP 100.00-credit incentive for successful account opening • Prize Redemption: The PHP 100-credit incentive will be credited to the account holder’s newly-opened LANDBANK GoBayani Account within three (3) to four (4) banking days from date of the account opening. TERMS AND CONDITIONS 1.  The Promotion is open to all Overseas Filipinos (OFs), Overseas Filipino Workers (OFWs) and their beneficiaries worldwide. 2.  Promo period is from June 1 to June 30, 2025. 3.  Only one account per eligible participant is allowed for the cash incentive. 4.  The cash incentive shall be credited to the newly opened LANDBANK GoBayani account within 3 to 4 banking days from the date of account opening. 5.  The cash incentive is non-transferable and cannot be converted to other forms of incentives or credits. 6.  Fraudulent activities or attempts to manipulate the Promotion will result to automatic disqualification. 7.  All decisions made by the Bank regarding the Promotion, including eligibility and reward distribution, are final and binding with the concurrence of the DTI. 8.  By joining this Promotion, the participant confirms that he/she has read, understood, and agreed to the Promotion terms and conditions. 9.  To the fullest extent permitted by law, LANDBANK shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect, and whether foreseeable or unforeseeable) arising from or in connection with the usage or attempted usage of the Promotion or and/or services provided under the Promotion.  

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Activate and Pay Raffle Promo

ACTIVATE AND PAY RAFFLE PROMO MECHANICS To qualify for the raffle draw: 1. Enroll your LANDBANK account in the LANDBANK iAccess or Mobile Banking App  (MBA). 2. Pay your bills for a minimum amount of ₱100 using iAccess, MBA, or Link.BizPortal  during the promo period. Eligibility Criteria: Participants must be newly enrolled in the LANDBANK iAccess/MBA and must pay bills using  iAccess, MBA, or LinkBizPortal with a minimum payment of P100.00 during the promo period. Promo Period: June 1 to August 31, 2024 Raffle Prize: P5,000.00 each for twenty-five (25) monthly winners Eligible Accounts: All newly enrolled iAccess/MBA accounts (Savings, Checking, and Current Accounts) Schedule of Raffle Draw Promo Period Raffle Draw Date June 1-30, 2024 July 11, 2024 July 1-31, 2024 August 13, 2024 August 1-31, 2024 September 12, 2024 Venue: LANDBANK Plaza Prize Redemption: The twenty-five monthly raffle draw winners will each receive the ₱5,000  cash prize to be credited in their respective LANDBANK accounts within 2 to 3 banking days after  the raffle draw. Redemption of prizes is valid for 60 days upon receipt of notification. Control Measures: • LANDBANK Internal Audit and DTI representatives will be invited to check, test &  validate the computer system, and witness the following activities: o Loading of raffle entries in the electronic raffle program; o Generation of raffle winners • Each bill payment transaction earns one raffle entry with the Transaction Reference  Number acting as the raffle ticket. • A copy of the winners shall be signed by the DTI representative, along with a copy of the  list of winners. • Winners will be informed via registered mail and email or SMS. Other Terms: • The account must remain open and active. • Participants are eligible to win only once per monthly draw. • Non-winning entries are carried over to the next draw. • Clients whose LANDBANK accounts were enrolled in the iAccess and MBA before June 1,  2024 are disqualified. • Members of the promotional campaign committee are not eligible to participate. • The following data will be collected for the raffle entries: (1) transaction reference  numbers; and (2) account names. The qualified entries for the period shall be generated  and extracted from the LANDBANK system for the covered period. This will be loaded in  the LANDBANK e-Raffle System

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Get a P100 cashback using LANDBANK Visa Debit Card

LANDBANK Visa Debit Card Cash Back Promotional Campaign Promo Mechanics: This promotion is open to participants nationwide, who will open a LANDBANK account with the criteria specified below: Promo Period: July 1 to September 30, 2024 (extended up to 31 December 2024) Eligibility Criteria: Open to all Filipinos who will open a LANDBANK Visa Debit Card (LVDC) account and will use the card in e-commerce transactions for the first time with a minimum purchase amount of P1,500. Mode of Account Opening: Via LANDBANK Mobile Banking App (MBA) and Over-the-Counter at any LANDBANK Branch Prize / Incentive: P100.00-credit incentive  Prize Redemption: The P100-credit incentive will be credited to the account holder’s newly-opened LANDBANK Visa Debit Card Account within two (2) to four (4) days from date of e-commerce transaction. Terms and Conditions: 1. The Promotion is open to all Filipinos nationwide. 2. Promo period is from July 1, 2024 to September 30, 2024. 3. Each qualified LANDBANK Visa Debit Card account will be entitled to only one (1) cash credit/incentive, regardless of the number of e-commerce transactions that will be made using the account during the Promotion Period. 4. A client may be eligible again for a cash back if another LVDC account will be opened by the same client and will be used for an e-commerce transaction for the first time with a minimum purchase amount of P1,500 within the promo period. 5. The cash incentive shall be credited to the newly opened LANDBANK Visa Debit Card account within within 2 to 4 banking days from the date of e-commerce transaction. 6. The cash incentive is non-transferable and cannot be converted to other forms of incentives or credits. 7. Fraudulent activities or attempts to manipulate the Promotion will result to automatic disqualification. 8. All decisions made by the Bank regarding the Promotion, including eligibility and reward distribution, are final and binding with the concurrence of the DTI. 9. By joining this Promotion, the participant confirms that he/she has read, understood, and agreed to the Promotion terms and conditions. 10. To the fullest extent permitted by law, LANDBANK shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect, and whether foreseeable or unforeseeable) arising from or in connection with the usage or attempted usage of the Promotion or and/or services provided under the Promotion.

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Foreign Exchange Rates

As of Fri, August 1, 2025


Buying Selling
USD 58 58.5
JPY 0.380722 0.395403
EUR 65.512202 68.029015
GBP 75.782551 78.693924
HKD 7.386916 7.935183

Unit Investment Trust Funds

As of Thu, July 31, 2025


UITF NAVPU
Cash Management Fund 1.574664
Money Market Fund 1.324039
Money Market Plus Fund 1.236451
PERA Money Market Fund 1.031509
Medium-Term Bond Fund 2.490768
PERA Bond Fund 1.217318
Balanced Fund 2.69391
Growth Fund 2.638311
Alpha Equity Fund 3.12469
Blue Chip Equity Fund 0.967652
Equity Fund 0.816179
High Dividend Equity Fund 1.043178
US$ Money Market Fund 1.443192
Global $ Fund 1.554514
Bond Fund 2.049094

INTEREST RATES

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Customer Care Hotline
(+632) 8-405-7000

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1-800-10-405-7000

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customercare@landbank.com

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