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The First PH Polymer Banknote Series

PDIC Notice to Depositors

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PDIC Notice to Depositors

10-Year Fixed Rate Treasury Notes due 2025

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Shopee 10.10

  I. Qualifications  ● The promo is exclusive to Visa Credit, Debit, and Prepaid cards.  II. How to Avail  1. Shop using the Shopee mobile app.  2. Select the items you wish to purchase and click “BUY NOW”. 3. To proceed with checkout, enter your e-mail address and shipping details. 4. Enter promo code “VISA200OFF” upon checkout.  5. Click “Select payment method” and choose “Credit / Debit Card” as option. 6. Select or add your participating Visa credit, debit, or prepaid Card and click “Confirm”.  7. Promo discount will be automatically applied to your purchase upon checkout.  III. Terms and Conditions  1. Qualified Visa cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period.  2. Promo discount is P200 off, with a minimum spend of P2,000. 3. Promo discount is valid for eligible Shopee users during the promo duration. 4. Promo discount is valid for one-time use from October 8 to 10, 2021 only. 5. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder.  6. Promo discount is valid for new and existing Shopee registered customers. 7. Promo discount cannot be applied retroactively.  8. The offer cannot be exchanged for cash or other products. 9. Promo discount can only be applied on purchases from Preferred Shops, Mall Shops, Free Shipping Special Sellers, and Coin Cashback Sellers that ship from the Philippines.  10. Promo discount cannot be used on products under the “Load, Bills and eServices” category.  11. Promo discount is valid on orders to be delivered via integrated couriers. 12. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. 13. Shopee reserves the right to cancel transactions of accounts that are suspected to be invalid or fraudulent (i.e. abuse of system). 14. Shopee reserves the right to vary these terms & conditions with prior approval of DTI.  IV. Customer Support  ● For any questions or clarifications, please contact Shopee’s Customer Service at (02) 88805200 or email support@shopee.ph

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Shopee 10.15

  I. Qualifications The promo is exclusive to Mastercard Credit, Debit, and Prepaid cards. II. How to Avail Shop using the Shopee mobile app. Select the items you wish to purchase and click “BUY NOW”. To proceed with checkout, enter your e-mail address and shipping details. Enter promo code “MCPAYDAY” upon checkout. Click “Select payment method” and choose “Credit / Debit Card” as option. Select or add your participating Mastercard credit, debit, or prepaid card and click “Confirm”. Promo discount will be automatically applied to your purchase upon checkout. III. Terms and Conditions Qualified Mastercard cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. Promo discount is P150 off, with a minimum spend of P1,500. Promo discount is valid for eligible Shopee users during the promo duration.  Promo discount is valid for one-time use on October 15, 2021. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder. Promo discount is valid for new and existing Shopee registered customers. Promo discount cannot be applied retroactively. The offer cannot be exchanged for cash or other products. Promo discounts are only valid on preferred and Shopee Mall stores excluding products under the “Load, Bills, and eServices” category. Promo discount is valid on orders to be delivered via integrated couriers. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. Shopee reserves the right to cancel transactions of accounts that are suspected to be invalid or fraudulent (i.e. abuse of system). Shopee reserves the right to vary these terms & conditions with prior approval of DTI. IV. Customer Support For any questions or clarifications, please contact Shopee’s Customer Service at (02) 88805200 or email support@shopee.ph DTI Fair Trade Permit No. FTEB-128816 Series of 2021

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LANDBANK’s P50-M loan ‘links’ La Union town to a promising future

  ARINGAY, La Union – The Land Bank of the Philippines (LANDBANK) has approved a P50-million term loan of the Municipal Government of Aringay for the construction of a three-span bridge which is expected to boost growth and progress for the town’s underdeveloped areas. The new bridge will be built between Barangay San Juan East and Barangay San Juan West to connect seven isolated barangays of Aringay to the town proper, thereby making the transport of agricultural goods and access to essential services safer, easier, and more efficient. Upon completion of the bridge, farmers from the seven barangays can conveniently transport their harvests directly to Aringay’s public market instead of bringing these to Baguio City in Benguet. They will also no longer need to cross a river using a raft or pass through other perilous routes during heavy rains that often add to costs. The more than 14,800 residents from the seven barangays can also safely reach the town proper to access essential services, such as medical assistance, without the risk that comes with crossing the river. The P50-million term loan of the Municipal Government of Aringay was approved under the LANDBANK RISE UP LGUs (Restoration and Invigoration Package for a Self-sufficient Economy towards UPgrowth for LGUs) Lending Program, designed to support local government units (LGUs) in the implementation of their respective economic recovery plans. “LANDBANK is fully committed to servicing the infrastructure requirements of our LGU partners to fast-track the recovery of local communities. These projects are crucial to spur economic activities towards inclusive and sustainable development,” said LANDBANK President and CEO Cecilia C. Borromeo. As of 31 August 2021, LANDBANK has approved loans for 322 LGUs under the RISE UP LGUs Program totaling P88.42 billion.  “Napakalaking tulong ang maibibigay ng tulay para sa pagpapaunlad ng produktong agrikultura at sa ikabubuti ng mga residente ng Aringay. Tatlumpung taong hinanapan ng pondo ang proyektong ito para ito’y maisakatuparan. Nagpapasalamat kami sa programa ng LANDBANK at sa kanilang matiyagang paggabay at pagsubaybay dahil nabigyan kami ng pagkakataong matupad ang adhikaing matagal naming minimithi,” said Aringay Mayor Eric O. Sibuma. LANDBANK is one with LGUs nationwide in implementing various development projects and in serving the nation as it threads the path to recovery and resiliency amid the ongoing pandemic.

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LANDBANK retail dollar bond sales top US$205-M

  The Land Bank of the Philippines (LANDBANK) contributed US$205.27 million or close to 13% of the US$1.593 billion generated from the maiden Retail Dollar Bond (RDB) offering of the Bureau of the Treasury (BTr). The proceeds will fund infrastructure projects and boost health services to fast-track the country’s ongoing economic resurgence, after suffering from debilitating effects of the COVID-19 pandemic. From 15 September to 1 October 2021, the state-run Bank sold the RDB offer through various investment channels, which allowed Filipino retail investors worldwide to participate in the said offering safely and conveniently. Of LANDBANK’s total RDB sales, US$95 million was raised during the rate-setting auction at the launch event held on September 15. The remaining US$109.94 million and US$329,700 were facilitated via over-the-counter placements at LANDBANK branches and online channels, respectively. About US$203,500 of LANDBANK’s RDB sales online was facilitated through the mobile banking application (MBA) of the Overseas Filipino Bank (OFBank)—the official digital bank of the Philippine government and a subsidiary of LANDBANK. Likewise, US$107,800 was transacted using the LANDBANK MBA, while the remaining US$18,400 was processed through the BTr’s Online Ordering Facility via LANDBANK’s Link.BizPortal. “A significant draw to the RDB offering was the availability of various investment channels that provided greater convenience and accessibility to retail investors worldwide. The wide participation in this offering also demonstrates the increasing appreciation for the government’s affordable and higher-yielding investment instruments that spur economic recovery and development,” said LANDBANK President and CEO Cecilia C. Borromeo. The RDBs are United States (US) dollar-denominated bonds offered at a minimum investment of US$300 and increments of US$100 thereafter, with annual interest rates of 1.375% and 2.25% for the five- and 10-year bonds, respectively. Interest payments will be paid quarterly during the term of the bond. LANDBANK is Joint Lead Issue Manager for the RDB issuance, as part of its continued support to advance greater financial inclusion and raise state resources for timely and responsive recovery and development initiatives.

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LANDBANK certified anew to ISO standards amid pandemic

  State-run Land Bank of the Philippines (LANDBANK) has secured continuous certification for ISO 9001:2015 Quality Management System (QMS) and ISO 14001:2015 Environmental Management System (EMS) standards until December 2022, underscoring the Bank’s steadfast commitment to delivering quality financial and support services towards promoting sustainable and inclusive development. Certification International Philippines, Inc. (CIP)—a local consulting company that specializes in ISO recognition—completed the remote second surveillance audit of the Bank’s Head Office, 13 branches, and four field units from July to September 2021. “This recognition is in line with our thrust to promote excellent customer service as part of serving the nation. Next year, we will raise the bar even higher by expanding our performance commitments to include the continued certification to the EMS standards to fully comply with the Sustainable Finance Framework of the Bangko Sentral ng Pilipinas (BSP),” said LANDBANK President and CEO Cecilia C. Borromeo. During the closing meeting on 29 September 2021, CIP commended LANDBANK’s Management System and personnel for its adaptability to the changing demographics, risks, market demands, and innovations in the industry while navigating the challenges of the COVID-19 crisis. “The commitment of the competent LANDBANK personnel is a key driver in its successful maintenance of the Integrated Management System (IMS). LANDBANK remains very strong and is even stronger during the pandemic,” CIP said. CIP also gave positive feedback to the Bank’s regular conduct of Management Review and Field Unit staff meetings, which was classified as an excellent way of constantly reviewing the Bank’s performance. The Bank was also commended for its consistency in upholding internal policies and procedures from the head office to the field units, as sampled units continued to achieve high targets despite the challenging task of physically reporting for work at the height of the pandemic. ISO 9001:2015 is an international standard dedicated to Quality Management Systems (QMS). It outlines a framework for improving quality and a vocabulary of understanding for any organization looking to provide products and services that consistently meet the requirements and expectations of customers and other relevant interested parties in the most efficient manner possible. LANDBANK’s continued certification to the QMS standards is part of its 2021 performance commitments to the Governance Commission for GOCCs (GCG), while the EMS standards signifies the Bank’s continued commitment to the preservation of the environment and the efficient management of its resources.

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Shopee Payday - 10.30

I. Qualifications - The promo is exclusive to Mastercard Credit, Debit, and Prepaid cards issued in the Philippines. II. How to Avail 1. Shop using the Shopee mobile app. 2. Select the items you wish to purchase and click "BUY NOW" 3. To proceed with checkout, enter your e-mail address and shipping details. 4. Enter promo code ?MC?A?DA?? upon checkout? 5. Click "Select payment method" and choose "Credit  / Debit Card" as option 6. Select or add your participating Mastercard credit, debit, or prepaid card and click "Confirm" 7. Promo discount will be automatically applied to your purchase upon checkout. III. Terms and Conditions 1. Qualified Mastercard cardholders are entitled to avail of the promo discount from Shopee within the applicable promo period. 2. Promo discount is P150 off, with a minimum spend of P1,500. 3. Promo discount is valid for eligible Shopee users during the promo duration. 4. Promo discount is valid for one-time use on October 30, 2021. 5. Promo discount cannot be reapplied after a qualified order has been cancelled by the cardholder. 6. Promo discount is valid for new and existing Shopee registered customers. 7. Promo discount cannot be applied retroactively. 8. The offer cannot be exchanged for cash or other products. 9. Promo discounts are only valid on preferred and Shopee Mall stores excluding products under the "Load, Bills, and eServices" category 10. Promo discount is valid on orders to be delivered via integrated couriers. 11. By joining this promo, the user confirms that he/she has read, understood, and agreed to the promo mechanics and its terms & conditions. 12. Shopee reserves the right to cancel transactions of accounts that are suspected to be invalid or fraudulent (i.e. abuse of system). 13. Shopee reserves the right to vary these terms & conditions with prior approval of DTI. IV. Customer Support - For any questions or clarifications, please contact Shopee's Customer Service at (02) 88805200 or email support@shopee.ph DTI Fair Trade Permit No. FTEB-129560 Series of 2021

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LANDBANK backs Misamis Occidental co-op’s agri initiatives amid pandemic

  TANGUB, Misamis Occidental – As the COVID-19 pandemic continues to affect livelihoods and employment throughout the country, the Lorenzo Tan Multi-Purpose Cooperative (LTMPC) has remained responsive to the financial needs of its members, with help from the Land Bank of the Philippines (LANDBANK). The P300-million rediscounting loan line from the state-run Bank in 2020 allowed LTMPC to sustain its lending operations and finance the needs of its nearly 80,000 members, of whom 31,000 are farmers, fishers, and agrarian reform beneficiaries (ARBs). The loan helped LTMPC support farmers and fishers in purchasing production requirements, such as farm inputs and seedlings. It also provided for the needs of micro and small entrepreneurs, Overseas Filipino Workers (OFWs), and pensioner-members amid the economic challenges brought about by the pandemic. “LANDBANK recognizes the essential role of cooperatives in promoting economic recovery and resiliency in their local communities. We stand ready to bolster their support interventions as we continue to rise together in the new normal,” said LANDBANK President and CEO Cecilia C. Borromeo. With an assured source of funds, LTMPC has also provided its members with essential goods, such as groceries and rice, including free medical check-ups at the LTMPC Community Hospital in Zamboanga del Sur, which is owned by the cooperative. A LANBANK partner since 1991, LTMPC has expanded its operations from its lone branch in Tangub City, Misamis Occidental to 22 branches across the provinces of Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay, Misamis Oriental, and Lanao del Norte. “Taos-puso akong nagpapasalamat sa tulong, walang-sawang pagsuporta, at tiwalang ipinagkaloob ng LANDBANK sa aming kooperatiba. Ang pampinansyal at teknikal na tulong, at abot-kayang interes ay malaking tulong sa kooperatiba lalo na sa aming mga miyembrong magsasaka,” said General Manager Lusminda S. Cubero. As of end-September 2021, LANDBANK’s outstanding loans to the agriculture sector have reached P228.21 billion, of which P21.53 billion directly benefited small farmers and fishers channeled through cooperatives and farmers’ associations. LANDBANK continues its intensified support to partner cooperatives towards ramping-up the implementation of recovery and resiliency strategies under the new normal.

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LANDBANK app now allows direct payments to merchants via QR code

  The Land Bank of the Philippines (LANDBANK) has enhanced its Mobile Banking App (MBA) to allow users to make quick, convenient, and secure payments using quick response (QR) code to over 20,000 participating merchants nationwide. The LANDBANK MBA has adopted the Bangko Sentral ng Pilipinas’ (BSP) QR Ph Person-to-Merchant (P2M) feature to benefit both customers and merchants with a convenient and secure digital payment option, in line with the Government’s thrust of promoting digital transactions in the country. With this new QR feature, clients can pay for goods and services directly to merchants such as department stores, pharmacies, supermarkets, and restaurants. “LANDBANK is one with the BSP in making and receiving payments a more convenient, reliable, and seamless experience through the national QR code standard or QR Ph. This contactless payment feature builds on our timely and relevant digital initiatives to keep clients safe, as we continue to follow strict health protocols in the new normal,” said LANDBANK President and CEO Cecilia C Borromeo. Apart from having a wide set of merchants that accept QR payments, LANDBANK clients who will use the QR payment feature will also benefit from having cost-effective transactions, minimized encoding errors, and encrypted payment information and data transfers. “QR Ph empowers consumers by giving them the freedom to choose their digital payment service through its interoperable feature, and this is aligned with the United Nations principle on responsible use of digital payments,” said BSP Governor Benjamin E. Diokno during the virtual launch of the QR Ph P2M on 12 October 2021. The LANDBANK MBA continues to record a surge in usage in the first three quarters of 2021, as transactions grew 50% to 73.26 million with a significant 124% rise in amount facilitated to P119.65 billion, year-on-year.  LANDBANK’s digital banking platforms power the delivery of responsive and innovative financial products and services towards greater financial inclusion.

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VISA-LAZADA 11.11

Promo Mechanics: Qualified Cards: Visa Credit, Debit and Prepaid Cards (including all issuers) LAZADA x VISA 11.11 BIGGEST ONE-DAY SALE Promo Period: November 11, 2021 1. The Promotion is open to all issuers of active Visa Principal or Supplementary Credit, Debit and Prepaid Cardholders. 2. Promo Offer: Shop at Lazada using your Visa card on Lazada’s 11.11 Biggest One-Day Sale & enjoy Php 300 OFF on LazMall items! • The Promo is valid on regular and sale items from LazMall sellers at Lazada. • Purchase must be made on November 11, 2021 from 12:00 am to 11:59 pm Philippine time. • Discount applies with a minimum spend of P3,500, charged to Visa Credit, Debit and Prepaid Card. Discount is capped at P300. • Discount can be availed through a voucher code to be applied on purchases in Lazada and is open to new and existing Lazada customers. Customers should use the voucher code VISA1111 to avail the discount. • Discount will apply when the voucher is entered at the Payment Page and the eligible Visa Credit, Debit and Prepaid Card is selected as the payment option. Customer must check if voucher is applied before proceeding to final check-out. • Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. 1. Purchase must be made using an eligible Visa Credit, Debit and Prepaid Card on November 11, 2021. 2. Payment codes cannot be used with other collectible or static code discount vouchers. 3. Transaction must be made within the Promo Period to avail of the Promo. 4. The Promo is valid at Lazada Philippines Smartphone mobile app and website. HOW TO AVAIL 1. Open the Lazada website (www.lazada.com.ph) or download the Lazada app for free via App Store for Apple users or Google Play store for Android users. 2. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction 3. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. 4. Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click “Check Out” 5. Input the voucher code on the checkout page to apply the discount. Enter your shipping and billing information and select the credit card as payment method. 6. Enter your Visa Credit/Debit/Prepaid Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. 7. Click “Place Order” to complete the transaction. TERMS AND CONDITIONS: 1. Discount can be used once throughout the valid promo period. 2. Discount is applicable to all Visa Credit/Debit/Prepaid Cardholders. Maximum discount is P300. 3. Discount is applied automatically at the checkout only when the voucher has been successfully applied on the order. 4. Discount is not exchangeable for cash, credit or other goods and services. 5. Discount amount cannot be applied retroactively. 6. Discount is not applicable to items marked “Voucher code not applicable on this item”. 7. Applicable only to eligible Visa card BINs and eligible items. 8. All cancelled orders will not be valid for re-instatement of voucher codes. 9. Payment codes cannot be used with other collectible or static code discount vouchers. 10. The use of the voucher is subject to the Lazada Voucher Terms and Conditions. CUSTOMER SUPPORT For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. Terms and conditions apply. Per DTI Fair Trade Permit No. FTEB-xxxxxx Series of 2021

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LANDBANK funds expansion of Nueva Ecija-based rice mill

With LANDBANK's support, RVR Ricemill is regularly supplying aromatic rice varieties to Metro Manila and various provinces, while providing stable employment to almost 100 employees and a market for 6,000 rice farmers to sell their palay produce at premium prices. LUPAO, Nueva Ecija – Spouses Glenda and Alex Rommel Romano have come a long way from initially trading only a few sacks of palay and milled rice two decades ago. Now, they run a thriving rice milling business which regularly supplies Metro Manila and various provinces with tons of aromatic rice varieties. The couple’s RVR Ricemill business also provides stable employment for about 100 residents of this third-class municipality, as well as a market for up to 6,000 small rice farmers to sell their palay produce at premium prices. The expansion of the Romanos’ business operations in the last five years was made possible through loans from the Land Bank of the Philippines (LANDBANK) in 2016 and 2017. Aside from boosting their working capital, the couple used the funds for the construction of a rice mill complex and warehouse, including modern machinery and drying facilities. “The agribusiness sector is a primary driver in the country’s road to recovery. LANDBANK will continue to service their requirements toward boosting food security and generating employment opportunities, especially in the countryside,” said LANDBANK President and CEO Cecilia C. Borromeo. Through the increased capital and improved operations, the RVR Rice Mill now buys more palay directly from small farmers and supplies milled rice to different markets every day—far from having only two deliveries per month before expanding their business. “Dito sa business namin, kapag malaki ang puhunan, mas malaki ang napapaikot na pera at mas maraming rice farmers ang natutulungan. Napakalaking tulong ng LANDBANK kasi kung hindi dahil sa tiwala at suportang ibinibigay nila, hindi po lalaki ang business namin,” said Mr. Romano. For the first nine months of 2021, LANDBANK’s outstanding loans to small, medium and large agribusiness enterprises have reached P145.75 billion. These involved loans to private enterprises in agri-processing, aqua-business, and other related industries engaged in the food and agriculture value chain. LANDBANK remains steadfast in helping agribusiness enterprises expand their operations as part of its main mandate to deliver intensified support to the agriculture sector.

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Foreign Exchange Rates

As of Tue, May 13, 2025


Buying Selling
USD 55.4 56
JPY 0.368188 0.383152
EUR 60.582563 63.046928
GBP 71.954083 74.881016
HKD 7.082795 7.625072

Unit Investment Trust Funds

As of Tue, May 13, 2025


UITF NAVPU
Cash Management Fund 1.560612
Money Market Fund 1.313231
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PERA Money Market Fund 1.025194
Medium-Term Bond Fund 2.478377
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PERA Bond Fund 1.208199
Balanced Fund 2.684491
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Equity Fund 0.814516
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US$ Money Market Fund 1.433912
Global $ Fund 1.526909

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