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23rd Depositor Protection and Awareness Week

The First PH Polymer Banknote Series

PDIC Notice to Depositors

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10-Year Fixed Rate Treasury Notes due 2025

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LANDBANK, COOP NATCCO Partylist meet to advance co-op cause

(seated) LANDBANK President and CEO Cecilia C. Borromeo (3rd from right) meets with COOP NATCCO Partylist Representative Hon. Felimon M. Espares (4th from right) and other partner cooperatives on 10 November 2022 to discuss areas of cooperation to respond to the issues and concerns faced by cooperatives nationwide. Land Bank of the Philippines (LANDBANK) President and CEO Cecilia C. Borromeo received COOP NATCCO Partylist Representative Hon. Felimon M. Espares and other partner cooperatives on 10 November 2022 at the LANDBANK head office, to discuss possible areas of partnership related to legislation to advance the cooperative sector in the country. President Borromeo welcomed the dialogue initiative to further strengthen LANDBANK’s continuing efforts to provide financial and technical assistance to co-ops nationwide.  During the group’s courtesy call, LANDBANK discussed available financial support to public transport cooperatives through the SPEED PUV Lending Program, which offers affordable financing for the purchase of more efficient and safer vehicles, in line with the National Government’s Public Utility Vehicle Modernization Program (PUVMP).  In partnership with the Department of Transportation (DOTr), the transport co-ops will soon utilize the Automated Fare Collection System (AFCS), to provide commuters convenient and safe cashless payments in Public Utility Vehicles (PUVs).  The state-run Bank also proposed collaborative initiatives to support the digital transformation of local cooperatives engaged in other industries, and cited various digitalization benefits by local government partners as examples of trailblazing digital programs.  Towards building stronger and more resilient communities, President Borromeo likewise expressed the continued commitment of LANDBANK to provide intensified support to the agriculture sector through co-ops represented by the Partylist group.  Rep. Espares was joined in the consultative meeting by Renato G. Dela Cruz, Vice Chairperson of San Dionisio Credit Cooperative; Brian A. Yap, CEO of the Cebu Peoples Cooperative; Edmund B. Cadavona, Chairperson of the National Federation of Transport Cooperatives; Marlene Sindayen, General Manager of Novaliches Development Cooperative and Representative of the National Anti-Poverty Commission, among other co-op partners. Meanwhile, LANDBANK President Borromeo was with Senior Vice President Filipina B. Monje, Vice President Vivian M. Cañonero, and Assistant Vice Presidents Leonardo D. Aurellana, Jr. and Generoso S. David, and Program Officer Gliceria B. Angeles.

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MC - PAL Your Window to More of the World

Promo Mechanics This is to certify that PAL will be running a Mastercard® Sale promotion from Nov 21, 2022 to December 18, 2022 with the following Terms and Conditions as enclosed below Per DTI Fair Trade Permit No. FTEB-155855 Series of 2022: PAL Terms and Conditions Promotion is valid for Philippine Airlines customers purchasing a ticket from November 21, 2022 to December 18, 2022, using a Mastercard® Philippines-Issued Credit or Debit Card for payment. Customer must enter the first six digits of a valid Mastercard® Philippines-Issued debit or credit card number as a promo code in the PAL website or mobile app. Upon doing so, they will be able to purchase discounted tickets up to 20% off exclusive to those who will pay using their Mastercard® Philippines-Issued Credit or Debit Card. Philippine Airlines will pledge to donate $2 for every ticket purchased as part of this promotion to the Priceless Planet Coalition, a sustainability project which plants trees in the Philippines and other countries (https://www.mastercard.us/en-us/vision/corp-responsibility/priceless-planet.html). Partner firms and passengers hold all liabilities for any problems arising from or related to the partner firm’s services/products provided. Passenger agrees to release and discharge PAL, its officers, directors, employees, agents, insurers, reinsurers and other parties-in-interest from any and all known and unknown claims and damages of any nature that may arise from the Partner firms services and products.  Promotion available for tickets purchased through PAL website and mobile app. Passenger must provide valid e-mail address for receipt of offers. Passengers are responsible for obtaining and holding all required travel documents and visas and for complying with all applicable laws, rules, and government regulations, and travel requirements for their travel into, through and from Singapore. Passenger agrees that the flight ticket used in availing the promotion is governed by the General Conditions of Carriage and confirms reading the same at https://www.philippineairlines.com/AboutUs/LegalNotices/GeneralConditionsOfCarriage/GeneralConditionsFullVersion . Promo valid for domestic travels On/After November 21, 2022 and international travels On/After February 15, 2023. Blackout Dates: Domestic: 01DEC22-15JAN23/16MAR23-15JUN23/18AUG23-21AUG23/25AUG23-28AUG23/28OCT23-15JAN24 International except US, Canada, Guam: OUTBOUND: 03APR23-06APR23/08APR23-10APR23/27APR23-28APR23 INBOUND: 08APR23-10APR23/30APR23-01MAY23/28OCT23-15JAN24 US, Canada, Guam: OUTBOUND: 07JUL23-17SEP23 INBOUND: 11MAY23-16JUL23 CAB Approval No. 0891-11-10-s.2022 DTI Fair Trade Permit No. FTEB-155855 Series of 2022 ASC Approval No. P104P111822PS

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MC - Lazada Instant P50 OFF Promo (2022)

Promo Mechanics Qualified Cards: Mastercard Credit, Debit Cards (including all issuing banks) that have been saved on user’s Lazada accounts prior to the promo period.  Promo Period: November 30 and December 30, 2022 Promo Period and Promo Offer The Promotion is open to all issuing banks of active Mastercard Principal or Supplementary Credit, Debit, and Prepaid Cardholders. Promo Offer: Get PHP 50 OFF instantly, only with Mastercard! Only those who have saved their Mastercard debit and credit cards on their Lazada accounts prior to the promo period will be eligible for the discount. The promo is valid on regular and sale items at Lazada. Purchase must be made on November 30 and December 30, 2022 from 12:00 am to 11:59 pm Philippine time. PHP 50 discount applies for a minimum transaction amount of PHP 1,000 charged to the Mastercard credit or debit card. The discount will be automatically applied on purchases in Lazada and is open to new and existing Lazada customers. Customers should meet the minimum spend requirement, and select their Mastercard debit or credit card. Discount is valid for one-time use at the Lazada mobile app. Discount is not applicable to digital goods, stores with digital products, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. Purchase must be made using an eligible Mastercard Credit/Debit/Promise Card during indicated redemption dates only. Dates are as follows: November 30 and December 30, 2022. Instant Off discounts can be used with other collectible vouchers and voucher codes, except for platform shipping fee vouchers. Transaction must be made within the Promo Period to avail of the Promo. The Promo is valid at Lazada Philippines Smartphone mobile app only. How to Avail via Lazada App Terms and Conditions Discount can be used once throughout the valid promo period. Discount is applicable to Mastercard debit and credit cardholders who have saved their card to their Lazada accounts prior to the promo periods. Discount is applied automatically at the checkout only when the customer has met the minimum spend requirement and has selected Mastercard as the payment method. Discount is not exchangeable for cash, credit or other goods and services.  Discount cannot be applied retroactively. Discount is not applicable to items marked “Discount not applicable on this item”. All cancelled orders will not be valid for re-instatement of Instant Off discounts. The use of discount is subject to the Lazada Voucher Terms and Conditions. Customer Support For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact.

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LANDBANK-funded ‘Cocohub’ boosts Cebu farmers’ income

The Coconut Hub of Lamac Multi-Purpose Cooperative (LMPC) at Barangay Colonia in Tuburan, Cebu produces various products made from coconuts, that has been helping increase the income of local coconut farmers while providing livelihood opportunities among women in the community. (Photos courtesy of LMPC) TUBURAN, Cebu – When Super Typhoon “Yolanda” devastated parts of the country in 2013, coconut farmers from this town struggled with lower productivity and income. They were left with damaged coconut farms, making it even harder to earn a living for their families. This dire situation pushed the Lamac Multi-Purpose Cooperative (LMPC) to support its farmer-members by establishing a production center for diverse products made from coconuts, which provides farmers with higher income from selling all parts of their produce to LMPC at a competitive price, instead of relying solely on producing copra. The Coconut Hub or ‘Cocohub’ facility, the first-of-its-kind in Cebu, commenced operations in 2020. Today, the center processes 15,000 seed nuts a day for the production of virgin coconut oil, coco sugar, coco baskets, ropes, mats, and anti-soil erosion nets, among others.  The Cocohub project benefits over 500 farmers from Tuburan and neighboring towns, while generating employment opportunities for women in the community who work full-time in the hub.  The operations of the Cocohub is backed by financial support from the Land Bank of the Philippines (LANDBANK)—a long-time development partner of the LMPC. Loans from the Bank are used as working capital for the purchase of furniture and fixtures, payment of raw materials to suppliers, and salary of the cooperative’s workers.  “Malaki ang naitutulong ng LANDBANK upang mapanatili ang operasyon ng Cocohub, lalo na at hindi ganon kabilis ang return of investment dito. Parang pamilya na namin ang LANDBANK dahil lahat ng pangangailangang pampinansiyal ng LMPC ay sila talaga ang tumutugon,” said LMPC General Manager Ma. Elena C. Limocon. The Cocohub is a joint project with the Philippine Coconut Authority (PCA), which provides the LMPC infrastructure support and essential equipment, including a decorticating machine.    Other government agencies and local government units (LGUs) are likewise supporting the project to help sustain its operations. These include the Department of Science and Technology (DOST), Department of Trade and Industries (DTI), Bureau of Fisheries and Aquatic Resources (BFAR), and the Cebu Technological University (CTU), which provide information resources, product innovations, and relevant trainings to capacitate farmers as well as for marketing of the goods.  “LANDBANK is a proud partner of the LMPC Cocohub designed to uplift the lives of coconut farmers and communities in Cebu. This project is a shining example of how government partners working under a whole-of-nation approach can build a sustainable and inclusive agricultural value chain,” said LANDBANK President and CEO Cecilia C. Borromeo.  Development partner in the countryside The LMPC has been a consistent development partner of LANDBANK in the Visayas region since 1992. It is mainly engaged in credit extension through its 56 branches, assisting more than 120,000 farmers and fishers from the provinces of Cebu, Bohol, Negros Occidental and Leyte for their livelihood and agricultural projects. LANDBANK’s unwavering support to LMPC has also allowed the co-op to take on other meaningful projects and initiatives in support of various local communities. The LMPC has participated in the Milk Feeding Program of the Department of Education (DepEd) that benefits thousands of undernourished students from Cebu and Negros Occidental. The co-op has an existing loan line from LANDBANK to augment its working capital for dairy production.  The LMPC is also instrumental in bringing basic banking services to underserved areas by equipping most of its branches with point-of-sale (POS) terminals under LANDBANK’s Agent Banking Program (ABP), to facilitate banking transactions for local residents, especially in remote communities. LANDBANK is the second largest universal bank in the country that is committed to serve the development requirements of cooperatives, thereby empowering them to become catalysts for inclusive growth in the countryside. As of end-October 2022, LANDBANK’s outstanding loans to the cooperative sector have reached P61.4 billion, helping over 1,300 co-ops nationwide.

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MC - GrabMart Promo (2022)

Promo Mechanics Promo Terms and Conditions Grab Discounts Grab Discounts GrabMart:  20% off, minimum spend P1000, maximum discount P300 Promo period from December 5 - 11, 2022 1x redemption per user Shipping Areas: Nationwide Promo Code: MC20OFFGM For every promo redeemed, Mastercard will donate P50 to Action Against Hunger PH Promo is valid to existing Grab users on the Grab app. Promo is valid to all Philippine-issued Mastercard® Credit Cards only. Grab app must be updated to the latest version to avail of the promo. Should there be any disputes, Grab’s decision shall prevail with the concurrence of DTI. These terms and conditions shall be governed by the laws of the Philippines and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of the Philippines. Customer Journey User opens the Grab app and taps on the “Food” / “Car” / “Mart” Tile. User selects preferred food/mart merchant, or books the car ride. Once the user meets the minimum spend required on the preferred Grab service, along with all the other T&Cs mentioned, the Mastercard discount will be available for them to click and apply. Users will enjoy the promo. Customer Support For questions or clarifications, users may open their Grab app and tap Account (bottom bar) and select Help Center.

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VISA - Lazada 12.12 Mega Sales! (2022)

Promo Mechanics Promo Period: December 12 - 14, 2022 Promo Period and Promo Offer The Promotion is open to all active users in good standing of the LANDBANK/OFBank Visa Debit Card. Promo Offer: Enjoy 15% OFF with Landbank and OFBank on Lazada's 12.12 Mega Sales! The promo is valid on regular and sale items at Lazada. Discount applies with a minimum spend of P1,000, charged to the LANDBANK and OFBank Visa Debit Card. Discount is capped at Php 500. Discount is redeemable from: December 12-14, 2022 with code: LBPLAZ12 Discount code is valid for three-time use per promo period on Lazada's mobile app and website. Discount will apply when the voucher is entered at the Payment Page and the eligible LANDBANK and OFBank VisaDebit Card is selected as the payment option. Customer must check if voucher is applied before proceeding to final check -out. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below(under the Milk Code) and other goods from blacklisted sellers set by Lazada. Purchase must be made using an eligible LANDBANK Visa Debit Card during the valid promo period from December 12 - 14, 2022.  Payment codes cannot be used with other collectible or static code discount vouchers. Transaction must be made within the Promo Period to avail of the Promo. The Promo is valid at Lazada Philippines Smartphone mobile app and website. How to Avail of the Discount Open the Lazada website (www.lazada.com.ph) or download the Lazada app for free via App Store for Apple users orGoogle Play store for Android users. Select the item/s you wish to purchase then click "Add to Cart". Prepare your card details for the transaction. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. Select the item/s you wish to purchase and once you have reviewed the items on your Shopping Cart, click "Check Out". Input the voucher code on the checkout page to apply the discount. Enter your shipping and billing information and select the credit card as payment method. Enter your LANDBANK/OFBank Visa Debit Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. Click "Place Order" to complete the transaction. Terms and Conditions Minimum spend of P1,000 isrequired. Minimum spend applies to the total price of selected items in cart prior to any discounts. Discount capped at P500. Valid for three-time use per promo duration per customer.  Discount is applied when customer enters eligible LANDBANK/OFBank Visa Debit Card details.  Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order. Discount is not transferable and may not be converted to cash, credit, kind or similar financial instruments.  Discount cannot be applied retroactively.  Discount is not applicable to items marked "Voucher code not applicable on this item". All cancelled orders will not be valid for re-instatement of voucher codes. Payment codes cannot be used with other collectible or static code discount vouchers. The use of promo code is subject to the Lazada Voucher Terms and Conditions Customer Support For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact.

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MC - Lazada 12.12 Grand Pamasko Sale (2022)

Promo Mechanics Qualified Cards: Mastercard Credit, Debit and Prepaid Cards (including all issuing banks) Promo Period and Promo Offer Promo Period: December 12-14, 2022 The Promotion is open to all issuing banks of active Mastercard Principal or Supplementary Credit, Debit, and Prepaid Cardholders. Promo Offer: Shop at Lazada using your Mastercard during Lazada's Mega & Double Double Sales in 2022 The promo is valid on regular and sale items at Lazada. Purchase must be made on promo periods indicated from 12:00 am to 11:59 pm Philippine time. Discount applies for a minimum transaction amount of 4,000, charged to the Mastercard Credit/Debit/Prepaid Card. Free shipping promo discount is capped at P400. The discount can be availed through collectible vouchers in 1 day before sale period on the dedicated Mastercard landing page in Lazada platform. Voucher is valid for one-time use only during each sale period at the Lazada mobile app only. Discount will apply when the voucher is selected at the Payment Page and the eligible Mastercard Credit/Debit/Prepaid Card is selected as the payment option Customer must check if voucher is applied before proceeding to final check-out. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada. Purchase must be made using an eligible Mastercard Credit/Debit/Prepaid Card during indicated sales dates only. Dates are as follows: Dec 12-14, 2022. Free shipping vouchers can be used with other collectible vouchers and voucher codes, except for platform shipping fee vouchers. Transaction must be made within the Promo Period to avail of the Promo. The Promo is valid at Lazada Philippines Smartphone mobile app only. How to Avail Via Lazada Mobile App  Download the Lazada app for free via App Store for Apple users or Google Play store for Android users. Collect Shipping fee voucher from the Mastercard landing page on Lazada. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. Select the item/s and applicable shipping fee voucher prior to checking out. Once you have reviewed the items on your Shopping Cart, click “Check Out”. Make sure to check if the discount was applied to total billing before proceeding to check out. Enter your shipping and billing information and select the credit card as payment method. Enter your Mastercard Credit/Debit/Prepaid Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. Click “Place Order” to complete the transaction. Terms and Conditions Shipping discount can be used once throughout the valid promo period. Shipping discount is applicable to all Mastercard Credit/Debit/Prepaid Cardholders. Maximum discount is P400 on shipping fee. Shipping discount is applied automatically at the checkout only when the voucher has been successfully collected. Shipping discount is not exchangeable for cash, credit or other goods and services. Shipping discount amount cannot be applied retroactively. Shipping discount is considered fully consumed regardless if total shipping fee is less than discount amount. The use of the voucher is subject to the Lazada Voucher Terms and Conditions. Applicable only to eligible credit card BINs and eligible items. Voucher can be used with other collectible vouchers and voucher codes, except for platform shipping fee vouchers. Customer Support For questions or clarifications, please contact Lazada Customer Care by clicking the chat button at http://www.lazada.com.ph/contact. Per DTI Fair Trade Permit No. FTEB-156658 Series of 2022.

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DOF, LANDBANK ink pact for efficient government purchases

Finance Secretary Benjamin E. Diokno (2nd from left) and LANDBANK President and CEO Cecilia C. Borromeo (3rd from left), together with Finance Undersecretary Bayani H. Agabin (leftmost) and LANDBANK Executive Vice President Liduvino S. Geron (rightmost), lead the signing of a Memorandum of Agreement for the Government Purchase Card (GPC) Program on 06 December 2022 at the DOF Building, Manila. The Department of Finance (DOF) and the Land Bank of the Philippines (LANDBANK) have signed a Memorandum of Agreement (MOA) for the Government Purchase Card (GPC) Program that will facilitate a more streamlined and efficient payment method for the procurement of goods and services. Under the agreement, authorized DOF employees will be provided with a LANDBANK Government Purchase Card to pay for eligible purchases, including travel and representation expenses; miscellaneous small-value purchases; hotel and lodging; computer software, services, and digital context; and fuel, automotive parts, and services, among others.  Finance Secretary Benjamin E. Diokno and LANDBANK President and CEO Cecilia C. Borromeo led the ceremonial signing on 06 December 2022 at the DOF Building in Manila. They were joined by Finance Undersecretary Bayani H. Agabin and LANDBANK Executive Vice President Liduvino S. Geron.  “The Government Purchase Card or GPC Program of LANDBANK will serve as an important tool that will eliminate procurement lead time, reduce procurement workload, facilitate quicker payments, and reduce administrative costs and time wasted in the liquidation process,” said Secretary Diokno.  For her part, LANDBANK President and CEO Borromeo said the GPC Program will further support DOF in improving operational efficiency and promoting transparency in the disbursement of public funds. “We will continue to explore ways and meaningful initiatives in accelerating the country’s digital transformation journey for improved governance,” she added.  The GPC Program is a joint initiative of the Bureau of the Treasury (BTr), Department of Budget and Management (DBM), and LANDBANK which aims to promote a convenient, transparent and efficient payment process to further drive public digital financial management.  The program helps reduce cash handling by limiting the frequency and amount of cash advances, and shorten the liquidation period of obligations to suppliers of goods and services. It also enables government agencies to develop a database of financial information derived from the transaction records of purchasing card activities that can be used to improve overall financial management.   The DOF is the second agency to implement the GPC program, following its successful pilot implementation with the BTr and approval by the Bangko Sentral ng Pilipinas (BSP) for full implementation.

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MC - SM Shop & Win (2022)

Promo Mechanic The Promotion is open to all principal and supplementary cardholders of Mastercard credit, debit, and prepaid cards issued in Philippines. Every minimum spend of Php5,000 single-receipt transaction from SM Store paid using Philippine-issued credit, debit, or prepaid Mastercard gives the cardholder a chance to play and be one of the instant winners of P100,000 Shopping Spree or P1,000 SM Gift Pass. One game may be played per qualified transaction. Promotion period is from October 12 to December 31, 2022. Promotion is open to SM Store customers with transactions made in-store and via card-present personal shopper transactions (or personal shopper transactions done via EFT).  Promotion is only available in SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize. There will be 72 winners of P100,000 (One Winner Per Branch) worth of SM Gift Card and 7,000 winners of P1,000 SM Gift Pass nationwide. Customer journey to play the game: Scan the QR Code at the cashier or go to the promo website URL – mastercardsmstorepromo.com to register (one-time only)     with an email address or mobile number. Facebook or Google accounts can also be used for registration.  After making a transaction, select the corresponding SM Store location (SM Store branch) then select the transaction type and input the corresponding code: Debit – invoice number Credit - Approval Code Upon successful submission, the game opens up for the customer to play. The Customer plays by shaking the Christmas snow globe. If the Christmas snow globe displays winning face with SM Gift Card, the Customer wins either P100,000 or P1,000 SM worth of Gift Pass/Card. If the Christmas Snowball does not show the winning face, the Customer does not win any prize. The prizes that the Customer has won will be stored in the Prizes tab of the Promo Website. Customer can choose to redeem at any time within the redemption period. Customer can redeem the SM Gift Card/SM Gift Pass in-store by showing the Voucher Code at the SM Customer Service Counter. Customer will need to present the original charge slip for verification purpose. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion.  Splitting of transactions is prohibited and shall not be allowed for redemption. Customer may only win one prize per game. To claim the prize, winner must present the following at the Customer Service Counter (BCO) of the SM Store where the transaction was made: Voucher Code Original charge slip (customer copy) of the SM Store transaction Customer Service must verify the original charge slip made at SM Store. Redemption of prizes is from October 12, 2022 until February 28, 2023. Prize is non-convertible to cash. SM Store and Mastercard reserve the right to disclose and publish names, photos, videos and other information of the winners in any mode or manner as they deem appropriate. Employees of SM Store, Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. Per DTI Fair Trade Permit No. FTEB-151868 Series of 2022.

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MC - Lazada LazBeauty Fest (2022)

Promo Mechanics Qualified Cards: Mastercard Credit, Debit and Prepaid Cards (including all issuing banks) Promo Period and Promo Offer Promo Period: Dec 21 - 23 , 2022 The Promotion is open to all issuing banks of active Mastercard Principal or Supplementary Credit, Debit, and Prepaid Cardholders. Promo Offer: Enjoy P200 OFF with Mastercard on Lazada’s LazBeauty Fest!  The Promotion is open to all active Mastercard Credit, Debit, and Prepaid Cards issued in the Philippines.  The promo can be availed by using the promo code MCBEAUTY. Discount applies for a minimum transaction amount of P2,000. Minimum spend applies to total price of selected items in cart prior to any discounts. The Promo is valid only on regular and sale items from the Beauty, Beauty Supplements and Personal Care categories at Lazada. Purchase must be made on December 21-23, 2022 Philippine time on the Lazada mobile app. Discount will apply when the voucher is entered at the Payment Page and the eligible Visa Credit, Debit, or Prepaid Card is selected as the payment option. Customer must check if discount amount is applied before proceeding to final check-out. How to Avail Via Lazada Mobile App Download the Lazada app for free via App Store for Apple users or Google Play store for Android users. Collect Shipping fee voucher from the Mastercard landing page on Lazada. Select the item/s you wish to purchase then click “Add to Cart”. Prepare your card details for the transaction. Click the Shopping Cart icon on the right, topmost portion of the screen to view all the items on your Shopping Cart. Select the item/s and applicable shipping fee voucher prior to checking out. Once you have reviewed the items on your Shopping Cart, click “Check Out”. Make sure to check if the discount was applied to total billing before proceeding to check out. Enter your shipping and billing information and select the credit card as payment method. Enter your Mastercard Credit/Debit/Prepaid Card details and make sure to check if the discount was applied to total billing before proceeding to place the order. Click “Place Order” to complete the transaction. Terms and Conditions Discount is only applicable to transactions with items from the Beauty, Beauty Supplements and Personal Care categories.  Discount voucher is valid for one-time use within each promo period.  Discount is applicable to all Mastercard Credit, Debit, or Prepaid Cards only.  Discount is applied automatically at the checkout only when the voucher code has been successfully applied on the order.  Discount is not exchangeable for cash, credit or other goods and services. Discount amount cannot be applied retroactively. Discount is not applicable to items marked “Voucher code not applicable on this item”. All cancelled orders will not be valid for re-instatement of voucher codes. Applicable only to eligible credit card BINs and eligible items. Payment codes cannot be used with other collectible or static code discount vouchers. The use of the voucher is subject to the Lazada Voucher Terms and Conditions. Discount is not applicable to digital goods, stores with digital goods product/s, milk products for 3 years old below (under the Milk Code) and other goods from blacklisted sellers set by Lazada.

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Foreign Exchange Rates

As of Thu, June 19, 2025


Buying Selling
USD 56.85 57.55
JPY 0.386465 0.401335
EUR 64.363801 66.848651
GBP 75.253664 78.158931
HKD 7.215887 7.75286

Unit Investment Trust Funds

As of Wed, June 18, 2025


UITF NAVPU
Cash Management Fund 1.567055
Money Market Fund 1.318249
Money Market Plus Fund 1.230686
PERA Money Market Fund 1.027957
Medium-Term Bond Fund 2.481467
Bond Fund 2.026902
PERA Bond Fund 1.201009
Balanced Fund 2.674433
Growth Fund 2.643801
Alpha Equity Fund 3.091873
Blue Chip Equity Fund 0.976162
Equity Fund 0.814599
High Dividend Equity Fund 1.024096
US$ Money Market Fund 1.438105
Global $ Fund 1.537131

INTEREST RATES

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