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ADVISORY

23rd Depositor Protection and Awareness Week

The First PH Polymer Banknote Series

PDIC Notice to Depositors

Revised Terms and Conditions

10-Year Fixed Rate Treasury Notes due 2025

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    • For Farmers
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      • Agricultural and Fishers Financing Program
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      • ARISE-ARBs Program
      • DA Sikat Saka Program
      • PALAY ng Lalawigan
      • EPAHP
      • SWINE Lending Program
      • Young Entrepreneurs from School to Agriculture Program
      • RAPID Growth Credit Facility
    • For Fishers
      • Agricultural Credit Support Project
      • Agricultural and Fishers Financing Program
      • Pagsasakang Pantubig
      • Financing Program for Commercial Fishing Vessel
    • Housing and Mortgage Loan Program
      • Easy Home Loan
      • Developer's End-Buyers Financing Tie-up
      • Bahay para sa Bagong Bayani (3B)
    • General/Small & Medium Enterprises
      • Term Loan Facility
      • Working Capital and Liquidity Support Facilities
      • Exporters Production Support Facilities
      • Farm Tourism Financing Program
      • OFW  Reintegration Program (OFW-RP)
      • Innovation and Technology (I-TECH) Lending Program
      • I-RESCUE LENDING PROGRAM
      • I-RESCUE BUS Lending Program
      • SPEED PUV Loan Program
      • PFI-ACCORD
      • Lending Program for Former Rebels
      • Franchising Lending Program
      • Emerging FILIPINA Lending Program
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      • Go Green Inclusive Financing Program
      • BRIGHTNESS Program
    • For OFWs
      • OFW Reintegration Program
    • Construction/Housing/Health
      • Safeguards Framework Manual
      • Bringing Urbanization and Innovations Thru Landbank's Diverse Engineering Resources Support (BUILDERS)
      • Health Progressive Lending for Upgraded Services Program (HEALTH-PLUS)
      • Lending Program for Economic Zone Developers
    • For Local Government Units
      • Credit Facility for State Universities and Colleges (SUCs)
      • HEAL Lending Program
      • RISE UP LGUs
    • ACADEME Lending Program
    • I-STUDY
    • SMART in City Development Lending Program
    • Emerging FILIPINA Lending Program
  • CARDS
    • LANDBANK Cash Card
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Agoda x Visa Promo

Get 8% off hotel bookings with Agoda Agoda is one of the world's fastest growing online travel booking platforms. From its beginnings as an e-commerce start-up based in Singapore in 2005, Agoda has grown to offer a global network of 2 million properties in more than 200 countries and territories worldwide. Privilege: Get 8% off hotel bookings with Agoda Terms & Conditions: 1. Details of the Promotion as follows: 8% off hotel bookings made with an eligible VISA card Booking Period: until December 31, 2025 Stay Period: until March 31, 2026 Destination: worldwide 2. The Promotion is available to the qualifying and eligible cardholders of VISA cards issued in the Philippines which bears the VISA name and logo on the face of the card. Cardholders must settle payment with their valid VISA in order to enjoy the Promotion. 3. The Promotion is only applicable to the reservation of selected and designated merchant properties in certain destinations, made through a dedicated Promotion landing page only at following URL: www.agoda.com/visaph 4. Agoda reserves the right to launch selected and temporary “tactical offers” at higher discount levels for selected countries. 5. The Promotion is subject to the terms and conditions of Agoda. In case of dispute, the decision of VISA and/or Agoda shall be final. 6. This Promotion is only valid for hotels that have the “Promotion Eligible” banner on the search results page and “Pre paid”,“Pay now” and “Book Now, Pay later” room types only. Rooms that have the “Pay at the Hotel” flag do not qualify for the promotion. 7. The Promotion discount is applicable to accommodation room charges only (excluding local taxes, service fees, extra charges, personal consumptions and the like). 8. The Promotion is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified). 9. VISA and/or Agoda can change the terms of conditions at any point of time. The Promotion can be suspended or cancelled at any point in time without prior notice. 10. This Promotion is independent of, and unrelated to, any offer or arrangement between VISA and the cardholder (payment facility, etc.), which is at VISA’s sole discretion and for which VISA is solely responsible and liable. 11. The Promotion discount will only be displayed on the booking form of the Promotion landing page after entering a valid VISA card number. Redemption URL: https://www.agoda.com/visaph Promo runs from March 1, 2022 – December 31, 2025 Per DTI Fair Trade Permit No. FTEB-162661 Series of 2023

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LANDBANK launches GoBayani digital deposit account for OFWs

Land Bank of the Philippines (LANDBANK) is launching its new GoBayani savings account designed to financially empower OFWs and overseas Filipinos with secure and reliable banking services. LANDBANK GoBayani is a digital deposit account that provides Filipinos abroad access to the Bank’s digital banking services and conveniently perform their transactions online, such as sending money to their families via fund transfer. Accountholders can also perform e-commerce transactions and receive remittance via Visa Direct through Visa partners abroad. GoBayani users can also digitally pay bills and other dues, which will soon include monthly contributions to Pag-Ibig Fund, Social Security System (SSS), and PhilHealth.  “We are cheering on our kababayans abroad to save and grow their money through LANDBANK GoBayani. We want to support every step of their journey towards financial independence for them and their families back home,” said LANDBANK President and CEO Lynette V. Ortiz. LANDBANK is set to visit overseas Filipinos in United Arab Emirates, Japan, Hong Kong and Taiwan in June to promote LANDBANK GoBayani and other digital banking services.  Open a GoBayani account via the LANDBANK app Overseas Filipinos can fully open a LANDBANK GoBayani savings account with no initial deposit and maintaining balance via their smartphones within minutes, through the new straight-through account opening feature of the LANDBANK Mobile Banking App (MBA). “Investing in our digital infrastructure forms part of our response to the increasing demand for convenient digital solutions. We are continuously enhancing our digital offerings to deliver a seamless banking experience to our customers and expand financial access to all,” said LANDBANK President and CEO Ortiz. Aside from GoBayani, customers can also open a LANDBANK PISO Plus basic deposit account and a regular LANDBANK Visa debit account through the MBA to help build their savings and start their financial journey.      The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payment, balance inquiry, and salary loan services. Using the MBA, LANDBANK customers also enjoy free fund transfers to other banks via InstaPay and PESONet for the first three transactions in a day worth P1,000 and below.  To open a LANDBANK account, interested clients need only their smartphones downloaded with the latest version of the LANDBANK MBA, a secure Internet connection, and any of the following valid identification cards: Philippine Passport, Driver’s License, SSS, UMID, PRC ID, or PhilSys ID.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation and sustainable development to benefit Filipinos. The Bank is present in all 82 provinces in the country, committed to providing accessible and affordable financial support to key players and industries as part of its broader thrust of serving the nation.

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LANDBANK GoBayani Promo

  LANDBANK GoBayani Promo Mechanics This promotion is open to participants worldwide, who will open a LANDBANKGoBayani account with the criteria specified below: •   Promo Period: June 1 to June 30, 2025 as approved by DTI-FTEB •   Eligibility Criteria: Open to all Overseas Filipinos (OFs), Overseas Filipino Workers (OFWs) and their beneficiaries who will open a LANDBANK GoBayani Account within the aforementioned promo period. •   Mode of Account Opening: Via LANDBANK Mobile Banking App (MBA) and Over-the-Counter at any LANDBANK Branch •   Prize / Incentive: PHP 100.00-credit incentive for successful account opening •   Prize Redemption: The PHP 100-credit incentive will be credited to the account holder’s newly-opened LANDBANK GoBayani Account within three (3) to four (4) banking days from date of the account opening. Terms and Conditions: 1.  The Promotion is open to all Overseas Filipinos (OFs), Overseas Filipino Workers (OFWs) and their beneficiaries worldwide. 2.  Promo period is from June 1 to June 30, 2025. 3.  Only one account per eligible participant is allowed for the cash incentive. 4.  The cash incentive shall be credited to the newly opened LANDBANK GoBayani account within 3 to 4 banking days from the date of account opening. 5.  The cash incentive is non-transferable and cannot be converted to other forms of incentives or credits. 6.  Fraudulent activities or attempts to manipulate the Promotion will result to automatic disqualification. 7.  All decisions made by the Bank regarding the Promotion, including eligibility and reward distribution, are final and binding with the concurrence of the DTI. 8.  By joining this Promotion, the participant confirms that he/she has read, understood, and agreed to the Promotion terms and conditions. 9.  To the fullest extent permitted by law, LANDBANK shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect, and whether foreseeable or unforeseeable) arising from or in connection with the usage or attempted usage of the Promotion or and/or services provided under the Promotion. View or download e-brochure  

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Get a P100 cashback using LANDBANK Visa Debit Card

LANDBANK Visa Debit Card Cash Back Promotional Campaign Promo Mechanics: This promotion is open to participants nationwide, who will open a LANDBANK account with the criteria specified below: Promo Period: July 1 to September 30, 2024 (extended up to 31 December 2024) Eligibility Criteria: Open to all Filipinos who will open a LANDBANK Visa Debit Card (LVDC) account and will use the card in e-commerce transactions for the first time with a minimum purchase amount of P1,500. Mode of Account Opening: Via LANDBANK Mobile Banking App (MBA) and Over-the-Counter at any LANDBANK Branch Prize / Incentive: P100.00-credit incentive  Prize Redemption: The P100-credit incentive will be credited to the account holder’s newly-opened LANDBANK Visa Debit Card Account within two (2) to four (4) days from date of e-commerce transaction. Terms and Conditions: 1. The Promotion is open to all Filipinos nationwide. 2. Promo period is from July 1, 2024 to September 30, 2024. 3. Each qualified LANDBANK Visa Debit Card account will be entitled to only one (1) cash credit/incentive, regardless of the number of e-commerce transactions that will be made using the account during the Promotion Period. 4. A client may be eligible again for a cash back if another LVDC account will be opened by the same client and will be used for an e-commerce transaction for the first time with a minimum purchase amount of P1,500 within the promo period. 5. The cash incentive shall be credited to the newly opened LANDBANK Visa Debit Card account within within 2 to 4 banking days from the date of e-commerce transaction. 6. The cash incentive is non-transferable and cannot be converted to other forms of incentives or credits. 7. Fraudulent activities or attempts to manipulate the Promotion will result to automatic disqualification. 8. All decisions made by the Bank regarding the Promotion, including eligibility and reward distribution, are final and binding with the concurrence of the DTI. 9. By joining this Promotion, the participant confirms that he/she has read, understood, and agreed to the Promotion terms and conditions. 10. To the fullest extent permitted by law, LANDBANK shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect, and whether foreseeable or unforeseeable) arising from or in connection with the usage or attempted usage of the Promotion or and/or services provided under the Promotion.

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LANDBANK Mastercard x QATAR Airways 10% OFF

Qatar Airways Save up to 10% on your next Qatar Airways flight Rediscover the world and experience an unforgettable adventure to incredible destinations. Mastercard cardholders enjoy a special discount to explore many of the destinations you have been waiting to visit. Simply use the promotional code MASTERCARD online to save up to 10% on your next Qatar Airways flight. Offer applicable for departures from: Australia, New Zealand, Japan, South Korea, Hong Kong, China, Singapore, Malaysia, Thailand, Indonesia, Philippines, Vietnam, India, Bangladesh, Nepal, Sri Lanka, Pakistan, Cambodia. Terms & Conditions a. Promotion Period: 1 November 2023 – 31 August 2024 b. Travel Period: November 1, 2023 – 31 December, 2024. c. Terms of Promotion: 1. The blackout periods for travel in respect of the offer shall apply as per the prevailing Qatar Airways fare terms and conditions. 2. For Qatar Airways operated flights originating from these markets: 3. Australia, New Zealand, China, Hong Kong, Japan, South Korea, Cambodia, Indonesia, Malaysia, Philippines, Singapore, Thailand, Vietnam, Bangladesh, India, Nepal, Pakistan, Sri Lanka. 4. Offer valid on Qatar Airways operated flights only (not applicable on any interline or codeshare flights) to destinations in Africa, Europe, the Indian sub-continent, the Middle East, North America and South America within the Qatar Airways network. 5. Destinations may be subject to change due to operational requirements. Please review applicable destinations at the time of booking on www.qatarairways.com/mastercardap or via Qatar Airways mobile app.” 6. Saving applies to base airfare fare only. 7. Saving does not apply to taxes, surcharges and all other standard market surcharges. 8. Purchases can only be made through www.qatarairways.com by entering the promotional code MASTERCARD at the time of booking. 9. Payment must be made with an eligible Mastercard by a Mastercard issuing bank in Asia Pacific. 10. All-in fares include all taxes, fees, and surcharges which are subject to currency fluctuation. 11. Peak period surcharges may apply. 12. Qatar Airways will not be responsible for any fare differences if customers fail to enter the given promo code at the time of booking. 13. Flights eligible for the saving are clearly marked with a sales tag beside them. Please ensure only flights eligible for the saving are selected when booking. 14. Fares displayed will already include the applicable savings. 15. Customers who did not receive a saving, cannot be credited retrospectively. 16. Valid for return and one-way fares. 17. 10% discount on base fare amount in Business Class will apply to booking classes: D, I (Business Comfort) 18. 7% discount on base fare amount in Business Class will apply to booking classes: R (Business Classic) 19. 10% discount on base fare amount in Economy Class will apply to booking classes: N, S, V, L, M, K (Economy Convenience) 20.7% discount on base fare amount in Economy Class will apply to booking classes: O, T, Q (Economy Classic) 21. The following booking classes are excluded from this offer: Y, B, H (Economy Comfort), W (Economy Lite), P (Business Lite), C, J (Business Elite) and F, A (First Elite). 22. For Australia and New Zealand Cardholder Bookings Only: A credit card transaction fee of 1.5% applies in selected markets, with a maximum of AUD $80 per person for bookings in Australia and NZD $80 per person for bookings in New Zealand. There is no charge for debit cards and other forms of payment. 23. Full payment must be made via eligible Mastercard cards only. 24. Not valid in combination with any other promotion or any other market fares. 25. Changes and cancellation: see detailed fare rules at the time of booking. 26. Seats are limited and might not be available on all flights, and are subject to availability in the respective booking class at the time of booking. 27. Customers may use this offer more than once during the offer period. 28. Minimum Stay / Maximum Stay - Depends on the class booked. Please review at the time of booking. 29. For full terms and conditions, please review detailed fare rules at the time of booking. This is only eligible for cards issued in Australia, New Zealand, China, Hong Kong, Japan, South Korea, Indonesia, Malaysia, Philippines, Singapore, Thailand, Vietnam, Bangladesh, India, Maldives, Nepal, Sri Lanka, Cambodia

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LANDBANK Pamaskong Handog e-Raffle Promo

PAMASKONG HANDOG e-RAFFLE PROMO Pay via Link.BizPortal, POS terminal, or e-commerce platforms using your LANDBANK Visa Debit Card Each bill payment earns you one (1) raffle entry MONTHLY RAFFLE DRAWS: Promo Period: December 1-31, 2024 Raffle Prize: P5,000 (25 winners) Draw Date: January 14, 2025 Promo Period: January 1-31, 2025 Raffle Prize: P5,000 (25 winners) Draw Date: February 14, 2025 GRAND RAFFLE DRAW: Promo Period: December 1-31, 2024 to January 1-31, 2025 Raffle Prizes: - Grand: P100,000 - Second: P60,000 - Third: P25,000 PRIZE REDEMPTION Winners will be selected through an electronic raffle and notified through SMS, email, and registered mail. Winners’ names will be posted on LANDBANK’s official social media channels. Twenty-five (25) winners of P5,000 each will be chosen in the monthly draw.  Three (3) winners will be chosen in the grand draw:     - 1st Prize: P100,000    - 2nd Prize: P60,000    - 3rd Prize: P25,000 Cash prizes will be credited to the winners’ respective LANDBANK accounts within 2-3 banking days following the raffle draw. Each valid payment transaction made via Link.BizPortal, POS, or e-commerce platforms received before the cut-off will automatically be entered into the raffle pool for the monthly draw. Participants are eligible to win only once per draw. Monthly winners are eligible to participate in the grand draw. SELECTION PROCESS Qualified account holders who complete payment transactions will earn one (1) raffle entry for each transaction made. The promotion follows a “one transaction, one raffle entry system”, with no limit to the number of entries an account holder can accumulate. Transaction reference numbers generated through the Link.BizPortal, POS terminal, and e-commerce platforms will automatically serve as the participants’ raffle entries. Winners will be selected randomly through an automated e-raffle draw, with each draw based on the participants’ unique Transaction Reference Numbers, Account Number, and Account Name. The monthly cut-off shall be on the last day of the month. Participants are eligible to win only once per draw. All raffle entries during the promo will remain eligible for the grand raffle draw scheduled on February 14, 2025. A DTI Representative is invited to supervised the promo. The raffle draw will be held at LANDBANK Plaza, Malate, Manila The names of the raffle winners will be posted on the LANDBANK’s official social media channels. LANDBANK Employees, including relatives up tp 2nd degree of consanguinity or affinity, are disqualified to join. OTHER TERMS The deposit account of the winner must be active and not closed during the promo period until the cash prize is credited to their account. The Bank will cover all applicable taxes for the grand raffle draw winners.

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Elevating customer experience: LANDBANK inaugurates ‘phygital’ Branch

LANDBANK President and CEO Lynette V. Ortiz (6th from left) leads the ribbon-cutting ceremony for the LANDBANK Masterson Phygital Branch, alongside Cagayan de Oro City 2nd District Rep. Rufus B. Rodriguez (5th from left). Joining them are Initao Mayor Mercy Grace J. Acain (4th from left), 2nd District of Misamis Oriental Board Member Gerardo P. Sabal III (2nd from left), with LANDBANK officials including Executive Vice President Maria Celeste A. Burgos (7th from left), Senior Vice Presidents Charlotte I. Conde (8th from left) and Catherine Rowena B. Villanueva (rightmost), and First Vice President Lina K. Pacio (leftmost), with LBRDC Director Lourdes Candy R. Darimbang (3rd from left), and other local partners. CAGAYAN DE ORO CITY, Misamis Oriental – LANDBANK continues to elevate and redefine banking with the inauguration of its ‘phygital’ branch, highlighting the Bank’s commitment to delivering a more modern, convenient, and delightful customer experience. The LANDBANK Masterson Phygital Branch features a refreshed look and a blend of high-touch and high-tech banking, that provide an efficient fusion of physical and digital services to clients.   LANDBANK President and CEO Lynette V. Ortiz led the inauguration of the Masterson Phygital Branch located at the Misamis Oriental Corporate Center, Block 62, Lot 1, Xavier Estates Commercial Area, Masterson Avenue, Upper Balulang, Cagayan de Oro City (CDO) on 12 December 2024. “The LANDBANK Masterson Phygital Branch blends the warmth and reliability of traditional banking with the agility and convenience of digital innovation. This inauguration is in step with reimagining the LANDBANK banking experience, ensuring that financial services are more accessible and aligned with the evolving needs of our customers,” said LANDBANK President and CEO Lynette V. Ortiz. The LANDBANK Masterson Phygital Branch features self-service machines such as ATMs and Cash Deposit Machines that allow clients to perform transactions quickly with options for card, cardless, and biometric authentication. The Branch is also equipped with the LANDBANK Easy Access (LEA) system, which is an enhanced queuing management system that eliminates the need for filling out forms. It likewise has the LANDBANK Digital Online Banking System (DOBS) which streamlines account opening for a hassle-free start to financial management. The Masterson Phygital Branch also has an explore zone with meeting pods to provide clients with personalized assistance and opportunity to learn about LANDBANK’s wide range of products and services tailored to meet their financial goals. Following the Masterson Phygital Branch, LANDBANK is soon to launch two other phygital branches in Amlan, Negros Oriental and in Makati City in Manila. The branch also complements the operations of eleven other LANDBANK branches and branch-lite units in Balingasag, Puerto, Gingoog, Velez, Capistrano, Limketkai, Carmen, CDO Centro, CDO Cogon, and El Salvador City, including the Claveria Agri-Hub. LANDBANK remains steadfast in its commitment to provide clients with enhanced and personalized services—ensuring a banking experience that’s convenient, efficient, and focused on customer needs, empowering Filipinos to reach their financial goals. ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.

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Jollibee x LANDBANK Visa Promo

 Get a FREE treat when you tap to pay with your Visa card at Jollibee! Promo Period: December 23, 2024 to February 15, 2025 Merchant Terms and Conditions This promo is open to all Visa Credit, Debit, or Prepaid Cardholders with valid cards issued. The promo period is from December 23, 2024 to February 15, 2025. To qualify for the promo, the Cardholder should use any qualified Visa card within the promo period for a minimum food purchase of PHP 600 at any participating Jollibee stores. The Cardholder should charge the whole amount of the minimum food purchase to only one of his/her qualified Visa cards. Qualified Cardholders are entitled to one (1) FREE Jollibee treat of their choice from the list: Jolly Spaghetti, Cheesy Classic Jolly Hotdog, Chocolate Sundae Twirl, and Regular Jolly Crispy Fries. The Cardholder is allowed to participate anytime within the promo period and shall be eligible for only one (1) Reward per day.  Visa Terms and Conditions This promo is available for dine-in, take-out, and drive-thru transactions only. Online/delivery orders via Jollibee Delivery or third-party app platforms (e.g. foodpanda, GrabFood, etc.) are not included in this promo. The Minimum Food Purchase shall be inclusive or net of all applicable taxes, service charges, promos, and discounts (including government-mandated discounts, such as the Senior Citizen Discount and Person with Disability Discount). However, if the application of the government-mandated discounts would result in the Cardholder not qualifying for the free product due to not meeting the Minimum Food Purchase, then the Cardholder may, at their sole option, choose to waive his/her government-mandated discount in order to qualify for the free product, if it results in a greater benefit.  Orders cannot be cancelled once it is being processed. No refunds and cancellation will be entertained. Free product is not exchangeable for cash or credit and cannot be used in conjunction with any other promo or discount. To maintain quality and freshness, all redeemed food products must be consumed within one (1) hour from receipt thereof. raffle draw winners. All feedback/concern related to the quality of the redeemed products or in relation to this promotion must be addressed to feedback@jfc.com.ph within twenty-four (24) hours upon receipt of the products. Otherwise, Jollibee will not be liable for any claims beyond the said prescription period. All feedback/concerns related to the Promotion must be addressed to feedback@jfc.com.ph, except that all complaints relating to the Qualified Card (e.g., card declined) must be addressed to the issuing bank. Notice: During the redemption, Jollibee stores will NOT collect any information from customers. Please protect your personal information. Per DTI Fair Trade Permit No. FTEB-209454 Series of 2024  

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LANDBANK rolls out capacity-building initiative to empower agri players

LANDBANK, alongside government and private partners, and AGRISENSO Plus farmer-borrowers, launch the LANDBANK ASCEND capacity-building program that aims to support at least 10,000 small farmers, fishers, and agrarian reform beneficiaries nationwide annually starting in 2025. LAL-LO, Cagayan — In line with its continuing mission to boost the agriculture sector and accelerate rural development, LANDBANK launched a comprehensive capacity-building program to equip agricultural players with the knowledge, skills, and resources needed for sustained growth and success. The LANDBANK Agri-Fishery Support thru Capability Enhancement for Nationwide Development (ASCEND) Program addresses the critical need for tailored interventions among agricultural stakeholders to ensure productive and profitable agri-business ventures, in line with Republic Act 11901 or “The Agriculture, Fisheries, and Rural Development (AFRD) Financing Enhancement Act of 2022.”  Under the LANDBANK ASCEND, the Bank targets to support at least 10,000 small farmers, fishers, and agrarian reform beneficiaries (ARBs) nationwide annually starting in 2025. LANDBANK President and CEO Lynette V. Ortiz, alongside National Government partners Department of Agriculture (DA) Undersecretary Roger V. Navarro and Department of Agrarian Reform (DAR) Regional Office II Director Primo C. Lara, with local partner Lal-lo Vice Mayor Maria Olivia B. Pascual, led the ASCEND Program’s launch on 24 January 2025 at Lal-lo Municipal Gymnasium. The event gathered around 1,000 agriculture stakeholders from Cagayan and key representatives from other government and private partners, including the Agricultural Credit Policy Council (ACPC), National Irrigation Administration (NIA), Philippine Coconut Authority (PCA), Agricultural Training Institute (ATI), Cooperative Development Authority (CDA), Philippine Crop Insurance Corporation (PCIC), Technical Education and Skills Development Authority (TESDA), AGREA Agricultural Communities International Foundation, Inc. (AGREA), and LANDBANK Countryside Development Foundation Inc. (LCDFI). “With LANDBANK ASCEND, we aim to elevate the livelihoods of local agricultural producers, empowering them to maximize their full potential and actively contribute to national economic growth. This complements our continued efforts to provide accessible financial assistance and other meaningful support interventions across the agriculture value chain,” said LANDBANK President and CEO Ortiz. The LANDBANK ASCEND Program delivers holistic support through six integrated components. The Training and Upskilling component provides technical training to strengthen individual and organizational capabilities, while the Digital Financial Literacy component equips beneficiaries with essential skills for more effective financial management. The Program also employs Stakeholder Mapping to classify beneficiaries based on their capacity levels and financing access. Insights from this process will be utilized in Module Development to create customized training materials. The modes of training delivery include classroom sessions, virtual platforms, hands-on activities, demonstrations, coaching, and mentorships. To ensure sustainable outcomes, the Program incorporates a Monitoring and Evaluation component to assess the effectiveness of training modules and track the progress of beneficiaries. Additionally, the Market Linkage component connects beneficiaries to market opportunities through business clustering and other schemes.  LANDBANK ASCEND serves as the capacity-building component of the LANDBANK AGRISENSO Plus Program, which features expanded eligibility, lower interest rates, and simplified loan process to provide broader access to credit and other support interventions for all players in the agriculture value chain. Eligible beneficiaries of the LANDBANK ASCEND include ARBs, duly registered farmers, as well as members of their household and their micro, small, and medium enterprises (MSMEs), and agrarian reform communities.  Interested participants may visit any LANDBANK Lending Center or Branch, or contact LANDBANK’s Customer Service Hotline at 028405700 for more details.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the Philippines promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the country, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide. LANDBANK operates a total of 10 branches and branch-lite units and a lending center in Cagayan, complemented by 57 automated teller machines (ATMs), seven cash deposit machines (CDMs), 27 LANDBANKasama partners, and additional 16 ATMs in partner 7-11 convenience stores. 

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LANDBANK opens ‘phygital’ branch in Manila, eyes nationwide rollout

LANDBANK President and CEO Lynette V. Ortiz (4th from left) and Deputy Treasurer of the Philippines Ma. Nanette C. Diaz (5th from left) lead the inauguration of the LANDBANK Makati Business Center - Ayala Avenue Phygital Branch in Makati City on 30 January 2025. Joining them are (from L-R) PDIC President and CEO Robert B. Tan, LANDBANK Executive Vice President Liduvino S. Geron, GCG officials Commissioner Atty. Brian Keith F. Hosaka, Chairman Atty. Marius P. Corpus, and Commissioner Atty. Geraldine Marie Berberabe-Martinez, and Office of the Special Assistant to the President for Investment and Economic Affairs Undersecretary Jose Edwiniel C. Guilas. MAKATI CITY – LANDBANK opened its first ‘phygital’ branch in Metro Manila as part of the Bank’s nationwide rollout of modernized branches to provide Filipinos more accessible and innovative financial services. The LANDBANK Makati Business Center – Ayala Avenue Phygital Branch, located in Robinsons Summit Center on Ayala Avenue in Makati City, combines physical and digital services for a more streamlined, seamless, and delightful customer experience. LANDBANK President and CEO Lynette V. Ortiz and Deputy Treasurer of the Philippines Ma. Nanette C. Diaz led the inauguration rites for the LANDBANK Makati Business Center – Ayala Avenue Phygital Branch on 30 January 2025. Governance Commission for GOCCs (GCG) Chair Atty. Marius P. Corpus and Commissioners Atty. Brian Keith F. Hosaka and Atty. Geraldine Marie Berberabe-Martinez, and Philippine Deposit Insurance Corporation (PDIC) President and CEO Robert B. Tan also graced the event.  “Our phygital branches represent a bold and timely step forward in bridging traditional banking with digital innovation. This reflects LANDBANK’s commitment to empower Filipinos by delivering accessible, customer-focused, and inclusive financial services,” said LANDBANK President and CEO Ortiz. This latest upgraded branch is LANDBANK’s eighth phygital branch, as the Bank plans to inaugurate at least 30 more phygital branches nationwide by the end of the year. Transforming the Branch Experience  LANDBANK phygital branches feature a refreshed look with self-service machines, new queuing and tellering systems, meeting pods, and interactive zones. Each branch has a dedicated phygital ambassador to assist and guide customers to the machines or areas suitable to their needs, ensuring personalized support. Over-the-counter transactions in LANDBANK phygital branches are also simplified through the LANDBANK Easy Access (LEA) system, which eliminates the need to fill out forms. Account opening is initiated through the Digital Online Banking System (DOBS), accessible via the DOBS Corners in the branch or via the LANDBANK website for added convenience. Meanwhile, the Explore Zone offers clients the opportunity to learn more about LANDBANK’s wide range of financial products and services designed to help them achieve their financial goals. The meeting pods are specifically designed for consultations with LANDBANK marketing officers, providing clients with personalized guidance on how to maximize the benefits of the Bank’s offerings. The phygital branches are likewise equipped with automated teller machines (ATMs) and cash deposit machines (CDMs) that offer card and cardless transaction options. Soon, LANDBANK phygital branches will introduce additional features, including self-service passbook updating and ATM card issuance and updating, ATM withdrawal via quick response (QR) code, and access to DOBS via mobile and web with automatic scheduling for account opening.  As LANDBANK sets its sights on broader nationwide expansion, the phygital branch model underscores its commitment to leveraging technology to drive financial inclusion and customer satisfaction. Customers can also open a savings account online through the straight-through account opening feature of the LANDBANK Mobile Banking App (MBA), without visiting a branch. The LANDBANK MBA is a free application that offers seamless and convenient online fund transfers, bills payments, and balance inquiries, among others.  ABOUT LANDBANK LANDBANK is the largest development financial institution in the country promoting financial inclusion, digital transformation, and sustainable national development. Present in all 82 provinces in the county, the Bank is committed to provide accessible and responsive financial solutions to empower Filipinos from countryside to countrywide.  LANDBANK operates 607 branches and branch-lite units and 60 lending centers nationwide, complemented by 3,229 ATMs, 238 CDMs, 1,130 LANDBANKasama partners, and an additional 3,449 ATMs in partner 7-11 convenience stores.   

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