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ADVISORY

23rd Depositor Protection and Awareness Week

The First PH Polymer Banknote Series

PDIC Notice to Depositors

Revised Terms and Conditions

10-Year Fixed Rate Treasury Notes due 2025

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  • DEPOSITS
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    • Savings
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  • LOANS
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    • Truth in Lending Act
    • For Farmers
    • Sulong Saka
    • Agricultural Credit Support Project
    • Agricultural and Fishers Financing Program
    • Agricultural Competitiveness Enhancement Fund (ACEF)
    • ARISE-ARBs Program
    • DA Sikat Saka Program
    • PALAY ng Lalawigan
    • EPAHP
    • SWINE Lending Program
    • Young Entrepreneurs from School to Agriculture Program
    • RAPID Growth Credit Facility
    • For Fishers
    • Agricultural Credit Support Project
    • Agricultural and Fishers Financing Program
    • Pagsasakang Pantubig
    • Financing Program for Commercial Fishing Vessel
    • Housing and Mortgage Loan Program
    • Easy Home Loan
    • Developer's End-Buyers Financing Tie-up
    • Bahay para sa Bagong Bayani (3B)
    • General/Small & Medium Enterprises
    • Term Loan Facility
    • Working Capital and Liquidity Support Facilities
    • Exporters Production Support Facilities
    • Farm Tourism Financing Program
    • OFW  Reintegration Program (OFW-RP)
    • Innovation and Technology (I-TECH) Lending Program
    • I-RESCUE LENDING PROGRAM
    • I-RESCUE BUS Lending Program
    • SPEED PUV Loan Program
    • PFI-ACCORD
    • Lending Program for Former Rebels
    • Franchising Lending Program
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    • Power/Water/Utilities
    • Go Green Inclusive Financing Program
    • BRIGHTNESS Program
    • For OFWs
    • OFW Reintegration Program
    • Construction/Housing/Health
    • Safeguards Framework Manual
    • Bringing Urbanization and Innovations Thru Landbank's Diverse Engineering Resources Support (BUILDERS)
    • Health Progressive Lending for Upgraded Services Program (HEALTH-PLUS)
    • Lending Program for Economic Zone Developers
    • For Local Government Units
    • Credit Facility for State Universities and Colleges (SUCs)
    • HEAL Lending Program
    • RISE UP LGUs
    • ACADEME Lending Program
    • I-STUDY
    • SMART in City Development Lending Program
    • Emerging FILIPINA Lending Program
    • For Farmers
      • Sulong Saka
      • Agricultural Credit Support Project
      • Agricultural and Fishers Financing Program
      • Agricultural Competitiveness Enhancement Fund (ACEF)
      • ARISE-ARBs Program
      • DA Sikat Saka Program
      • PALAY ng Lalawigan
      • EPAHP
      • SWINE Lending Program
      • Young Entrepreneurs from School to Agriculture Program
      • RAPID Growth Credit Facility
    • For Fishers
      • Agricultural Credit Support Project
      • Agricultural and Fishers Financing Program
      • Pagsasakang Pantubig
      • Financing Program for Commercial Fishing Vessel
    • Housing and Mortgage Loan Program
      • Easy Home Loan
      • Developer's End-Buyers Financing Tie-up
      • Bahay para sa Bagong Bayani (3B)
    • General/Small & Medium Enterprises
      • Term Loan Facility
      • Working Capital and Liquidity Support Facilities
      • Exporters Production Support Facilities
      • Farm Tourism Financing Program
      • OFW  Reintegration Program (OFW-RP)
      • Innovation and Technology (I-TECH) Lending Program
      • I-RESCUE LENDING PROGRAM
      • I-RESCUE BUS Lending Program
      • SPEED PUV Loan Program
      • PFI-ACCORD
      • Lending Program for Former Rebels
      • Franchising Lending Program
      • Emerging FILIPINA Lending Program
    • Power/Water/Utilities
      • Go Green Inclusive Financing Program
      • BRIGHTNESS Program
    • For OFWs
      • OFW Reintegration Program
    • Construction/Housing/Health
      • Safeguards Framework Manual
      • Bringing Urbanization and Innovations Thru Landbank's Diverse Engineering Resources Support (BUILDERS)
      • Health Progressive Lending for Upgraded Services Program (HEALTH-PLUS)
      • Lending Program for Economic Zone Developers
    • For Local Government Units
      • Credit Facility for State Universities and Colleges (SUCs)
      • HEAL Lending Program
      • RISE UP LGUs
    • ACADEME Lending Program
    • I-STUDY
    • SMART in City Development Lending Program
    • Emerging FILIPINA Lending Program
  • CARDS
    • LANDBANK Cash Card
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    • RFID (Radio Frequency Identification Card)
    • LANDBANK Prepaid Cards
  • E-BANKING
    • Individual
    • Corporate
    • Other Digital Banking Services
    • Digital Onboarding System
    • iAccess
    • LANDBANK Mobile Banking App
    • Electronic Salary Loan (eSL)
    • eMDS
    • i-Easy Padala
    • eTPS
    • weAccess
    • Link.BizPortal
    • Cash Deposit Machine
    • EASY Check Plus
    • Globe G-Cash
    • LANDBANK Express Access Machine
    • LGU Online Collection
    • LANDBANK Agent Banking Partners
    • Online Account Opening and Updating
    • iAccess
    • LANDBANK Mobile Banking App
    • Electronic Salary Loan (eSL)
    • eMDS
    • i-Easy Padala
    • eTPS
    • weAccess
    • Link.BizPortal
    • Cash Deposit Machine
    • EASY Check Plus
    • Globe G-Cash
    • LANDBANK Express Access Machine
    • LGU Online Collection
    • LANDBANK Agent Banking Partners
    • Online Account Opening and Updating
  • TREASURY
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  • TRUST BANKING
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    • UITF Calculator
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    • UITF Updates
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    • Events
    • Trust Consciousness Week 2023
    • Trust Consciousness Week 2024
    • Money Market Funds
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    • Fixed-Income Funds
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    • Multi-Asset Fund
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    • LANDBANK Balanced Fund
    • Equity Funds
    • LANDBANK High Dividend Equity Fund
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    • Personal Equity & Retirement Account – Unit Investment Trust Funds (PERA-UITFs)
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    • UITF Account Opening and Frequently Asked Questions
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    • Special Purpose Trust
    • Bangko Sentral Registration Document (BSRD)
    • UITF Updates
      • December 2022 UITF Updates
      • September 2023 UITF Updates
      • December 2024 UITF Updates
    • Events
      • Trust Consciousness Week 2023
      • Trust Consciousness Week 2024
    • Money Market Funds
      • LANDBANK Money Market Fund
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    • Fixed-Income Funds
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      • LANDBANK Bond Fund
    • Multi-Asset Fund
      • LANDBANK Growth Fund
      • LANDBANK Balanced Fund
    • Equity Funds
      • LANDBANK High Dividend Equity Fund
      • LANDBANK Equity Fund
      • LANDBANK Blue-Chip Equity Fund
      • LANDBANK Alpha Equity Fund
    • Personal Equity & Retirement Account – Unit Investment Trust Funds (PERA-UITFs)
      • LANDBANK PERA Money Market Fund
      • LANDBANK PERA Bond Fund
    • LANDBANK i-Invest
    • LANDBANK UITF Auto-Invest Facility
    • UITF Account Opening and Frequently Asked Questions
    • UITF Key Investment and Information Disclosure Statement (KIIDS)
    • Investment Management Account
    • Personal Management Trust
    • Living Insurance Trust
    • Personal Retirement Trust Account
    • Escrow Agency
    • Employee Benefit Trust
    • Mortgage Trust Indenture
    • Facility and Loan/Paying Agency
    • Special Purpose Trust
    • Bangko Sentral Registration Document (BSRD)
  • REMITTANCE
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  • ABOUT US
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    • Integrated Management System (IMS) Policy
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    • Organizational Chart
    • Data Privacy Statement
    • LANDBANK Promise
    • LANDBANK Countryside Development Foundation Inc.
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Downloadables

Download forms, disclosures, TORs, and streamers in this page.

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UITF Account Opening Requirements and Other Related Documents

View and download the UITF FAQs, UITF Account Opening Forms, and the UITF latest KIIDS here.

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LANDBANK Agent Banking Partners

LANDBANK Agent Banking (AB) Partners are one of the retail channels of LANDBANK to promote inclusive growth through the delivery of innovative financial products and services powered by digital banking platforms. This program supports the national government’s objectives towards greater financial inclusion, through partnerships with eligible organizations that help bring selected banking services in places where banks are not accessible. Agent Banking (AB) is a form of branchless banking wherein the Bank enters into an agreement with an AB Partner (ABP) to perform limited financial services on behalf of the Bank.

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Forms

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LANDBANK opens 10th branch in South Cotabato

Tupi Mayor Reynaldo Tamayo Jr. and spouse Mrs. Rochelle Tamayo (fourth and fifth from left) pose with LANDBANK President and CEO Cecilia C. Borromeo (third from left), Executive Vice President for Branch Banking Liduvino Geron (left-most), and First Vice President for East Mindanao Branches Group Camilo Leyba (fifth from right). With them are Tupi Branch Head Mary Beth Kalabud (second from left), Vice Mayor Noel Escobillo (third from right) and other Tupi LGU officials. Tupi, South Cotabato Mayor Reynaldo Tamayo Jr. and LANDBANK President and CEO Cecilia C. Borromeo led the inauguration of the Bank’s new branch in Tupi located at the Municipal Hall Compound in Barangay Poblacion. This was Mrs. Borromeo’s first branch inauguration since she re-joined LANDBANK as its President and CEO last March 1. “The opening of this new branch forms part of our aggressive thrust to expand our network as we seek to bring banking services closer to our clients,” said Borromeo. LANDBANK Tupi Branch is the first commercial bank in the municipality, and is the Bank’s 10th in the province. This brings its nationwide branch network to 398, which is targeted to reach 410 by the end of the year – with 12 more new branches in the pipeline. Digitization thrust In line with LANBANK’s commitment to provide accessible and responsive customer service, Borromeo said among the Bank’s priority thrusts this year is to improve branch operations through digitization. Part of the Bank’s efforts towards digitization is the implementation of the Digital Onboarding System (DOBS), a web application it launched in 2018 that enables clients to accomplish account enrolment forms online, thereby shortening account opening time. Within four months of implementation, DOBS is now utilized in 104 of the Bank’s branches across the country which reported significant reduction in account opening time from 30 minutes to 10-15 minutes. The Bank targets full implementation of DOBS Phase 1 to all its branches by third quarter of the year. DOBS Phase 2 will link the system to the Bank’s website which will allow individual (including Overseas Filipinos) and institutional clients to fill out account opening forms and upload IDs and documents online, prior to proceeding to the branch to complete the account opening process. The implementation of DOBS makes LANDBANK the first universal bank in the country that offers this service to both individual and institutional clients, including government agencies. Borromeo further urged the local government of Tupi and other clients of the branch to avail of the LANDBANK Link.Biz Portal, especially this tax payment season. Link.Biz Portal is an electronic payment facility that allows payment for taxes, application fees, and other dues and charges in government and non-government institutions. “These are just some of our initiatives but we will continue to make the best use of technology to streamline our processes, improve operational efficiency, and provide our clients with faster, safer and more convenient service,” Borromeo added.

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THE ASIAN BANKER

LANDBANK Officer-in-Charge Cecilia C. Borromeo accepts the “SME Product of the Year” award for the Bank’s BUILDERS loan program. With her are (from left): The Asian Banker Managing Director Foo Boon Ping, LANDBANK Executive Vice President Julio D. Climaco, Jr., LANDBANK Senior Vice President Edward John T. Reyes, Startupbootcamp FinTech Co-Founder and Global COO Markus Gnirck, and FinFabrik CEO Alex Medana. LANDBANK’s BUILDERS program was awarded “Best SME Product” at The Asian Banker’s Philippine Country Awards 2016. The awards ceremony was held in conjunction with the Philippine International Banking Convention at the Shangri-La at the Fort, Bonifacio Global City. The Bringing Urbanization and Innovations thru LANDBANK’s Diverse Engineering Resource Support or BUILDERS program provides business loans to SMEs in the local construction market. It forms part of the Bank’s contribution to the Public-Private Partnership projects of the national government by extending credit support to private and public sector players in the industry. “This award is an affirmation of what we at LANDBANK are doing to help the SME sector and other major development players, whom we consider as allies in promoting economic growth. Through the BUILDERS program, we help contribute to the government’s thrust to promote inclusive growth through infrastructure development and also help create jobs in the process,” said LANDBANK Officer-in-Charge Cecilia C. Borromeo. Launched in 2014, the program crossed the billion-mark just a year after it was launched, with the bank’s SME loan book and deposits recording double-digit growth in the same year. As of June 2016, the program generated roughly one-third or 29% of the outstanding revenue of the Bank’s SME business with loan releases amounting to P19.6 billion lent to 230 contractors. This helped fund various projects, including farm-to-market roads and bridges, telecommunications infrastructure, residential units, commercial buildings, sanitary landfills, water and sewerage systems, sea walls, among other development projects. The Asian Banker Philippine Country Awards recognizes the most outstanding financial products, services, and organizations in the country and forms part of the prestigious awards programmes ran by The Asian Banker, covering the full spectrum of topics and areas that constitute the financial services industry. LANDBANK also bagged both the first and second places in the inaugural Talent Bank Philippines 2016 held as part of the Philippine Country Awards. The LANDBANK Operations Sector Chorale got the top prize with their all-original a cappella arrangement. They will be representing the Philippines to compete in the Talent Bank Asia at The Asian Banker Summit 2017 in Singapore.  The LANDBANK Got Talent All Stars with their modern hip-hop rendition of traditional Filipino dances meanwhile won second place. Talent Bank Asia is a new initiative launched by The Asian Banker this year to bring together and recognize the creativity and talent of people in the financial services industry. 

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Shop and dine with Visa at SM Supermalls for a Maldives Getaway!

Participating SM Supermalls:   Aura – Lanang Premier – Mall of Asia – Megamall – North EDSA – The Podium – Seaside Cebu City - Southmall Promo runs April 1- June 30, 2019   Mechanics: 1. Promo runs from April 1 to June 30, 2019.   2. Shop and Dine at select SM Supermalls using your Visa debit, credit, or prepaid card and get a chance to win 1 out of 5 trips for 2 to the Maldives.   3. Each winner will take a trip for two (2) inclusive of the following: a. Two (2) way/ roundtrip air fare for two (2) b. 4 days/ 3 nights hotel accommodation c. Travel is valid for 6 months from receipt of prize   4. Present a single receipt with a minimum purchase of PHP 5,000 from any of the retail stores or restaurants in the participating SM Supermall to receive one (1) raffle coupon. Double your raffle entries when you Tap to Pay with Visa.   5. Customer must input the following info: Full Name, Home Address, Contact Number Email Address, and affix signature. Drop in drop boxes located at SMVisa redemption booths in SM Aura Premier, SM Megamall, SM North EDSA, SM Mall of Asia, SM Southmall, The Podium, SM Seaside City Cebu, SM Lanang Premier. Deadline of submission of entries is on June 30, 2019 at 10 PM or mall’s closing hours.   6. Raffle draw will be held on July 1, 2019, Monday at SM Megamall’s Admin Office, 6:00 PM. A DTI representative will be invited to witness the raffle draw. All drawn winning accounts shall be validated; in case any information is incorrect, the entry will be disqualified. a. Winners can only be drawn once. In case a name was drawn more than once he/she will get the prize of higher value. b. Passport should be valid at least six (6) months before travel date. c. All out-of-pocket expenses are the responsibility of the individual prize winner and, where applicable, their nominated guest. d. Participants shall be solely responsible for travel documents, visa and any taxes or duties payable by them as a result of participation in the Promotion or winning or using the Prize. e. SM Supermalls and Visa reserve the right to verify the eligibility of the winning entry. (that is, the winner’s Visa card account must be active and in good standing for the duration of the Raffle Draw and the 60-day redemption period).   7. Winner will be notified via registered mail or phone call through contact details given, and announced via posters and social media sites of participating SM Supermalls. Winner will be given sixty (60) days from receipt of notification to claim the prize. After the 60-day claiming period, unclaimed prize will be forfeited in favour of SM Supermalls’ participating malls with prior approval of DTI. a. Upon claiming his/her prize, winner must present registered mail, winning claim stub and two (2) valid forms of identification or government-issued I.D. Merchant Offers Resource Center Content Downloaded On: March 25, 2019 09:47 3 (any of the following Driver’s License, SSS I.D., Passport, Birth Certificate, TIN). b. Winner must present his/her winning VISA credit card upon claiming his/her prize. c. Requirement of winner’s representative in claiming the prize – an authorization letter from the winner, winner’s registered mail, winning claim stub, photocopy of winner’s VISA credit card and valid identification (Passport, Driver’s License or SSS I.D. of both the winner and his/her representative). The winner’s representative must also present original copies of the same required valid forms of identification and a copy of the winner’s TIN. d. Prizes can be claimed at the respective Admin Office of the participating mall where purchase was made, between 4:00PM to 7:00PM only, Mondays to Saturdays. e. Winner will shoulder the 20% Prize Tac for prizes exceeding PHP 10,000.00 f. The prize is transferable but not convertible to cash or any other item. Prize may be transferred to the winner’s nominated recipient who is able to satisfy the requirements for the claiming of prize. g. All participating malls and Visa reserve the right to disclose and publish name, photos and other information of the winner in any mode or manner, as relevant to the Promotion, in any mode or manner as they may deem appropriate. h. SM Supermalls and Visa reserve the right to disclose and publish name, photos and other information of the winner in any mode or manner, as relevant to the Promotion, in any mode or manner as they may deem appropriate. i. Employees, Management and Board of Directors of Shopping Center Management Corp. and VISA and its accredited advertising agencies and their relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. j. The promo organizer’s decision with regards to the Promo Mechanics, winners and prizes, with the concurrence of DTI, is final.   8. Get an instant prize for every single receipt with a minimum purchase of PHP 5,000 through straight payment made at retail stores or restaurants of participating mall. Only one (1) gift will be given per single receipt. Redemption period of prizes is valid until August 30, 2019 or 60 days after promotion.   9. Promo, instant prizes and raffle entries may be claimed/ registered at the following venues: SM Aura Premier, SM Southmall, SM Megamall, the Podium, SM North EDSA, SM Mall of Asia, SM Seaside City Cebu, SM Lanang Premier   PER DTI-FTEB Permit No. 4878 Series of 2019.

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Use Visa at Caltex for a chance to win 1 million pesos!

Use your Visa at Caltex for a chance to win 1 million pesos and a year's worth of free gas!   Offer Validity Dates: Apr 21, 2017 - Jul 31, 2017    I. Eligibility The Promotion is open to all principal and supplementary holders of Philippine issued Visa Credit, Debit, and Prepaid cards. No minimum spend is required. Participating products are Caltex gasoline and diesel products. Only transactions made through locally-issued Visa Credit, Debit, and Prepaid Cards in participating Caltex stations are eligible for the Promotion. Cardholders whose accounts are suspended or terminated are not eligible to join.   II. Promotion Mechanics and Conditions The Promo period starts on April 21, 2017 12:01 a.m. and ends on July 31, 2017, 11:59 p.m. (Philippine time). Eligible Cardholders have two (2) ways of winning:  Raffle Draw The card terminal will generate a raffle coupon which will serve as the entry to the Raffle draw. Purchases of participating Caltex product within the promo period from any of the participating Caltex stations, using Visa Credit, Debit, and Prepaid Cards shall entitle the Cardholder to get electronic raffle entry. An increment of Php 500 fuel purchase will add up to the number of raffle entries that a customer can get. •Transaction Amount: 1-500 - Contact Transaction: 1 raffle entry   •Transaction Amount: 501-1000 - Contact Transaction: 2 raffle entries   •Transaction Amount: 1001-1500 - Contact Transaction: 3 raffle entries One (1) winning Cardholder will be drawn for each raffle draw date. •1st Raffle Draw: - Raffle Draw Date: May 26, 2017 - Covered Period: April 21, 2017, 12:01 a.m. – May 22, 2017,11:59 p.m - Prizes: 1 winner of 1-year supply of Caltex fuel in a form of StarCash worth Php100k   •2nd Raffle Draw: - Raffle Draw Date: June 30, 2017 - Covered Period: April 21,2017, 12:01 a.m. – June 26, 2017, 11:59 p.m - Prizes: 1 winner of 1-year supply of Caltex fuel in a form of StarCash worth Php100k   •3rd Raffle Draw and Grand Draw: - Raffle Draw Date: August 4, 2017 - Covered Period: April 21, 2017, 12:01 a.m. – July 31, 2017, 11:59 p.m - Prizes: 1 winner of 1-year supply of Caltex fuel in a form of StarCash worth Php100k, 1 winner of Php1.00 Million credit to Visa card Every eligible Cardholder must keep the original Visa transaction slip used for the entry as physical proof of purchase. The last four digits of the Visa card number date and amount of the transaction must be stated on the charge/transaction slip. Customer may win only once for each draw date but he/she will still be eligible for the grand draw. All non-winning entries during after each draw will be included in the next draws.   All entries remain the sole property of Caltex. Information provided by Cardholders for the Promotion will be used by Caltex and Visa and its agencies for administering the Promotion. Caltex and its agency may pass such information to its authorized service providers for management of the Promotion, data processing, prize redemption management and analysis and other purposes related to the Promotion. After the Promotion is completed, all data in hard and soft copy will be securely disposed of at all its data sources in the presence of an external auditor within sixty (60) days after the end of the Promotion. By accepting these Terms and Conditions and participating in the Promotion, Cardholders have consented and are deemed to have consented to such use. Cardholders authorize Chevron Philippines Inc. and Visa and/or any of its representatives to disclose and publish their names, photos and other particulars determined by Chevron to any person/s and in any mode or manner as Chevron may deem appropriate and to take part in any promotion or publicity exercise as part of the Promotion III. Determination of the Raffle Prize Winner The electronic raffle draws to select the Raffle Draw winners will take place at Equitable Computer Services, Inc.’s office with address: 2/F Maxicare Tower Bldg., 203 Salcedo St., Legaspi Village, Makati City, Philippines, 4:00 p.m. on the dates above. Drawn winner will have his/her entry verified through his/her bank to confirm that they are based on valid transactions. The raffle entry details should match details from his/her bank such as the approval code, date of transaction, amount of transaction and card number to be considered as a bonafide transaction. Once validated, Winners will be notified through registered mail, phone, published on Caltex Philippines official Facebook page. Winners may claim their prize at Chevron Philippines Inc., 6/F, 6750 building, Ayala Ave. Makati City, Philippines (Mondays-Fridays 9AM to 6PM), and must present - 2 valid IDs along with the original transaction slip, the Visa Card used in the transaction, and the notification letter from Caltex. Prizes of winners outside Metro Manila area will be sent via courier to the Winners’ registered address. The period during which the prizes can be claimed is sixty (60) days from the receipt of notice via registered mail. Prizes not claimed within this 60-day period will be forfeited prior approval from DTI. Winners must fill up the necessary forms and claim required by Caltex to certify that prize awarded has been received. All Prizes are non-convertible to cash. All taxes for the prize shall be shouldered by Chevron Philippines Inc. once the requirements are fulfilled for validation. Caltex will not bear any transportation or other incidental costs incurred by the winner in traveling to the location indicated for redemption and/or for submitting proof of identification. The Cardholder’s Card account must be existing, valid and in good credit standing at the draw date to be eligible for the Promotion and prize. Caltex together with Visa reserves the right to verify if the drawn entries are from eligible Cardholders. A principal Card account is treated separately from the supplementary Card account. Entries for the principal account will be considered separate from entries of the supplementary account and vice versa. Bulk purchases and local account transactions are qualified with a cap of Php 10,000 of the total amount of transaction. Employees of Chevron Philippines Inc., Visa Worldwide Singapore Pte. Limited, all Caltex service stations, advertising agencies, Caltex retailers and suppliers/contractors and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the promotion. 13. Decisions made by Chevron Philippines Inc, in accordance with these terms and conditions as well as with applicable rules and regulations, on all matters relating to this promotion will be at its absolute discretion and will be final and binding on all participants, with prior concurrence of the DTI. Per DTI-FTEB Permit No. 4157 Series of 2017

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LANDBANK, CHED-UniFAST team-up for student subsidy program

LANDBANK President and CEO Cecilia C. Borromeo and CHED and UniFAST Governing Board Chairman J. Prospero de Vera III lead the signing of the Memorandum of Agreement for the Tertiary Education Subsidy (TES) Program. With them were (L-R) Association of Local Colleges and Universities (ALCU) Vice President Elena E. Presnedi, UniFAST OIC Executive Director Atty. Carmelita Yadao-Sison, and LANDBANK Branch Banking Sector OIC, Senior Vice President Ramon R. Monteloyola. In line with its thrust of extending access to formal banking services, the Land Bank of the Philippines (LANDBANK) has partnered with the Commission on Higher Education (CHED) and the Unified Student Financial Assistance System for Tertiary Education (UniFAST) to provide efficient and convenient financial support to poor but deserving students. LANDBANK President and CEO Cecilia C. Borromeo and CHED and UniFAST Governing Board Chairman J. Prospero de Vera III formally signed the Memorandum of Agreement (MOA) to co-implement the Tertiary Education Subsidy (TES) Program last December 27 at the Centro Escolar University in Manila.   Under the TES Program, more than 400,000 student-grantees from public and private higher education institutions nationwide will be issued LANDBANK Cash Cards for their monthly stipends to cover expenses for supplies, transportation, room and board, and other personal and school needs. The collaboration is aligned with LANDBANK’s continuous commitment to promote financial inclusion and widen access to banking facilities by reaching more underserved Filipinos all over the country. “Through the use of our LANDBANK Cash Cards, students will enjoy the ease and convenience of receiving their monthly allowances via our automated teller machines (ATMs) and branches nearest them. More importantly, this ensures the safe and efficient delivery of their stipends for school needs and education-related expenses on time and without any delays,” President Borromeo said. Student-beneficiaries under the TES Program will be able to access their allowances via LANDBANK’s network of 2,195 ATMs and 409 branches nationwide, as well as point-of-sale (POS) facilities. In addition, student-beneficiaries are qualified to use LANDBANK’s phone banking and online banking facilities and services for easier and faster financial transactions. “Rest assured that we will do our share to make this Program successful. We are one with CHED and UniFAST in helping provide inclusive and quality education that will help shape the lives of the country’s future generations,” President Borromeo added. LANDBANK will receive the list of student-beneficiaries from UniFAST, which includes beneficiaries under the ongoing Expanded Students’ Grant-in-Aid Program for Poverty Alleviation (ESGP-PA) and students belonging to poor or near-poor households based on the Listahanan 2.0 of the Department of Social Welfare and Development (DSWD), among others.   The TES Program forms part of the implementation of Republic Act 10931 or the Universal Access to Quality Tertiary Education Act.

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Visa - SM Supermalls Olympic Games Tokyo 2020 Promo

Use your Visa and get the chance to witness greatness at the Olympic Games Tokyo 2020! Spend at least P3,000 with your Visa at participating SM Supermalls until February 15, 2020 for a chance to witness greatness at the Olympic Games Tokyo 2020, courtesy of Visa. Merchant Terms & Conditions 1. Promo runs from November 11, 2019 to February 15, 2020. 2. Shop and dine at participating SM Supermalls using your Visa debit, credit, or prepaid card and get a chance to win 1 out of 4 trips for two to Tokyo for the 2020 Olympics. Each winner will receive: i. Round-trip Economy Flight for Two (2) to Tokyo, Japan ii. 3 nights’ hotel accommodation (4-star) at the Intercontinental Tokyo Bay iii. Airport Transfers in Tokyo iv. Daily Breakfast v. 2 Olympic Events (skateboarding and basketball) vi. Transportation to/from Olympic events and activities vii. Group Activity viii. Visa Prepaid Product - $300 USD Value per package ix. Guest amenity/ gift - $400 USD Value per package x. Access to the Visa Everywhere Lounge (offsite) xi. Visa Concierge located at the hotel + Visa event support staff Merchant Offers Resource Center Content Downloaded On: November 26, 2019 01:39 2 Exclusions include but are not limited to: train, car, taxi, or other travel costs aside from above mentioned; any meal, event and/or activity outside of program schedule including transportation; translation services; athlete appearances; guest travel insurance, any applicable taxes; tourist entry visas and passports; hotel incidentals (e.g. phone, mini-bar, laundry, etc) 3. Receive 1 raffle entry for every PHP 3,000 presented in single or accumulated receipts. Triple your chances of winning when you purchase at an SM affiliate. Customer will not be allowed to combine receipts between affiliate and non-affiliate to triple raffle entry. *Receipt for bills payment and services not included in raffle entries. 4. Also get a chance to win 1 out of 200 Visa Olympics merchandise when you exclusively purchase at an SM affiliate. 5. Participating affiliates are: The SM Store, Ace Hardware/ Ace Builders, Our Home, Toy Kingdom, Pet Express, Kultura, Surplus Shop, Sports Central, Adidas/Nike Shop/ New Balance, Levi’s Mall, The Body Shop, Crocs, Miniso, Bata, Under Armour, Innisfree, Dyson, Crate & Barrel, Baby Company, Joseph, CK Platinum. 6. Fill out the e-raffle with complete name, age, address, contact number, first digit and last 4 numbers on credit card in SM-Visa raffle booths located in SM Aura Premier, SM Megamall, the Podium, SM North EDSA, SM Mall of Asia, SM Southmall, and SM Seaside City Cebu. Deadline of submission of entries is on February 15,2020 at 10 PM or mall’s closing hours. 7. Customer must be 18 years old or older to join the promo. 8. Raffle draw will be held on February 27, 2020, Thursday at SM Aura Premier’s Admin Office, 6:00 PM. A DTI representative will be invited to witness the raffle draw. All drawn winning accounts shall be validated; in case any information is incorrect, the entry will be disqualified. Prizes may be claimed until April 26, 2020 or 60 days from receipt of notification. i. Winners can only be drawn once. In case a name was drawn more than once, he/she will get the prize of higher value. ii. Passport should be valid at least six (6) months before the travel date. iii. All out-of-pocket expenses are the responsibility of the individual prize winner and, where applicable, their nominated guest. iv. Participants shall be solely responsible for travel documents, visa, and any taxes or duties payable by them as a result of participation in the promotion or winning or using the prize. v. SM Supermalls and Visa reserve the right to verify the eligibility of the winning entry. That is, the winner’s Visa card account must be active and in good standing for the duration of the raffle draw and the 60-day redemption period. 9. Winners will be notified via phone call through contact details given, and announced via social media sites of participating SM Supermalls. Winners will be given sixty (60) days from receipt of notification to claim the prize. After the 60-day claiming period, unclaimed prize will be forfeited in favour of SMM Supermalls’ participating malls with prior approval of DTI. i. Upon claiming his/her prize, winner must present registered mail, two (2) valid forms of identification or government-issued I.D. (any of the following: Driver’s License, SSS I.D, Passport, Birth Certificate, TIN). ii. Winner must present his/her winning VISA credit card upon claiming his/her prize. iii. Requirement of winner’s representative in claiming the prize – an authorization letter from the winner, winner’s registered mail, winning claim stub, photocopy of winner’s VISA credit card and valid identification (Passport, Driver’s License or SSS I.D. of both the winner and his/her representative). The winner’s representative must also present original copies of the same Merchant Offers Resource Center Content Downloaded On: November 26, 2019 01:39 3 required valid forms of identification and a copy of the winner’s TIN. iv. Prizes can be claimed at the respective Admin Office of the participating mall where purchase was made, between 4:00PM to 7:00PM only, Mondays to Saturdays. v. Winner will shoulder the 20% Prize Tax for prizes exceeding PHP 10,000.00 vi. The prize is transferable but not convertible to cash or any other item. Prize may be transferred to the winner’s nominated recipient who is able to satisfy the requirements for the claiming of prize. vii. All participating malls and VISA reserve the right to disclose and publish name, photos and other information of the winner in any mode or manner, as relevant to the Promotion, in any mode or manner as they may deem appropriate. viii. SM Supermalls and Visa reserve the right to disclose and publish name, photos and other information of the winner in any mode or manner, as relevant to the Promotion, in any mode or manner as they may deem appropriate. ix. Employees, Management and Board of Directors of Shopping Center Management Corp. and VISA and its accredited advertising agencies and their relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion. x. The promo organizer’s decision with regards to the Promo Mechanics, winners and prizes, with the concurrence of DTI, is final. xi. By participating in the promotion and/or accecpting the prizes, the promotion cardholder agrees to hold Visa and SM free and harmless from any loss, injury, or damage caused by or arising from his/her participating in the promotion or caused by or arising from his/her acceptance in the promo. DTI Fair Trade Permit No. FTEB-20477, Series of 2019

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Foreign Exchange Rates

As of Thu, June 19, 2025


Buying Selling
USD 56.85 57.55
JPY 0.386465 0.401335
EUR 64.363801 66.848651
GBP 75.253664 78.158931
HKD 7.215887 7.75286

Unit Investment Trust Funds

As of Wed, June 18, 2025


UITF NAVPU
Cash Management Fund 1.567055
Money Market Fund 1.318249
Money Market Plus Fund 1.230686
PERA Money Market Fund 1.027957
Medium-Term Bond Fund 2.481467
Bond Fund 2.026902
PERA Bond Fund 1.201009
Balanced Fund 2.674433
Growth Fund 2.643801
Alpha Equity Fund 3.091873
Blue Chip Equity Fund 0.976162
Equity Fund 0.814599
High Dividend Equity Fund 1.024096
US$ Money Market Fund 1.438105
Global $ Fund 1.537131

INTEREST RATES

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