Terms and Conditions: •Get P100 worth of Grab vouchers when you Cash-in at least P1000 to your GrabPay Wallet with your LANDBANK Mastercard credit card. •Valid for New to GrabPay Users in the Philippines with no activated GrabPay Wallet only and has an existing Grab account. •Limited to one (1) redemption per user only. •Promo runs until July 15, 2020 only. •P100 worth of vouchers are as follows: (1) P50 OFF GrabCar (min. spend P250 | GrabPay), (2) P50 OFF GrabFood (min. basket P500 | GrabPay) •GrabCar is currently live in Metro Manila and Cebu (limited areas) only. •GrabPay payment for GrabFood is available in Metro Manila and Cebu only. •Vouchers will be received within 5 hours upon successful transaction. •Vouchers can be found under ‘My Rewards’ in the Grab app. A voucher can be used by tapping “Use Now.” •Vouchers are valid for (1) year upon awarding. •Maximum of one (1) Grab account per user per device. •Users who have been determined to be fraudulent or abusive in any ongoing or completed GrabPay promotion are automatically disqualified. •GrabPay reserves the right and has authority to disqualify fraudulent transactions or promo abuse. •Questions regarding user’s qualification or eligibility for this promo shall be resolved by GrabPay at its discretion. •Should there be any disputes, GrabPay’s decision shall prevail. •This terms and conditions shall be governed by the laws of the Philippines and any dispute arising out of or in connection with promotion shall be referred to the exclusive jurisdiction of courts of the Philippines. Per DTI Fair Trade Permit No. FTEB-100630 Series of 2020
READ MOREFor a minimum investment of P5,000, interested investors may purchase the Bureau of the Treasury’s (BTr) Retail Treasury Bonds Tranche 24 (RTB-24 or Progreso Bonds) and help boost the state’s coffers for socioeconomic development initiatives. On July 16, 2020 (4:00PM), the Department of Finance (DOF) and BTr will launch through a virtual Qualified Institutional Buyers (QIB) Investor’s Briefing the five-year RTB-24 or Progreso Bonds offering with Bond Exchange, to generate at least P30 billion. The event will be streamed live via the Facebook Page of the BTr (www.facebook.com/TreasuryPh) to be shared by LANDBANK (www.facebook.com/landbankofficial) and other participating Banks. The virtual event will be led by Finance Secretary Carlos G. Dominguez and National Treasurer Rosalia V. De Leon, together with Land Bank of the Philippines (LANDBANK) President and CEO Cecilia C. Borromeo, and Development Bank of the Philippines (DBP) President and CEO Emmanuel G. Herbosa. The RTB-24 will be offered to the investing public until August 7, 2020, with state-run lenders LANDBANK and DBP as the Joint Lead Issue Managers. They will be joined by BDO Capital and Investment Corporation, BPI Capital Corporation, China Bank Capital, First Metro Investment Corporation, PNB Capital Corporation, RCBC Capital Corporation, SB Capital Corporation, and Union Bank of the Philippines as Joint Issue Managers. “LANDBANK’s participation in the RTB-24 or Progreso Bonds offering is a testament to the Bank’s unwavering support to the National Government to raise funds for its socio-economic development initiatives. Rest assured that the Bank will do its part to promote and encourage retail investors to invest in the Progreso Bonds,” LANDBANK President and CEO Borromeo said. The proceeds to be generated from RTB-24 will be utilized by the National Government to fund health initiatives, especially priority measures to respond to and recover from the COVID-19 crisis, and extend support to overseas Filipino workers (OFWs) and Small and Medium Enterprises (SMEs). Interested investors may purchase RTB-24 through the branches of LANDBANK those of participating institutions. They can also purchase the Bonds through the RTB Online Ordering Facility at the BTr’s website and through the BONDS.PH mobile application. On top of selling the new Bonds, the BTr will be allowing holders of previously issued bonds, namely, RTB 10-01, FXTN 05-73, RTB 10-02 and FXTN 07-57 to exchange and reinvest their bond holdings for the RTB-24. It will be the second time that the BTr will issue RTBs this year, after the issuance of the RTB-23 with exchange offer last February. The RTBs are generally considered low-risk investments which allow investors to earn a fixed interest quarterly during the term of the bond based on prevailing market rates. For more updates, please Follow, Like and Share the official LANDBANK Facebook and Instagram accounts (@landbankofficial) and Twitter (@LBP_Official) or visit the LANDBANK website (www.landbank.com).
READ MORE(Clockwise, from upper left) Land Bank of the Philippines (LANDBANK) President and CEO Cecilia C. Borromeo leads the virtual signing of a P250-million loan agreement with STI Education Services Group, Inc. (STI-ESGI) Executive Committee Chairman Dr. Eusebio H. Tanco and STI-ESGI Chief Executive Officer Monico V. Jacob for the LANDBANK ACADEME Lending Program to finance STI’s ‘study now, pay later’ program for its students in the coming school year 2020-2021. Signing as witnesses are STI-ESGI Chief Finance Officer and Treasurer Yolanda M. Bautista, and LANDBANK Agricultural and Development Lending Sector Officer-In-Charge Senior Vice President Ma. Celeste A. Burgos. The Land Bank of the Philippines (LANDBANK) and STI Education Services Group, Inc. (STI-ESGI) signed a P250-million Term Loan Rediscounting Line agreement under the ACADEME (ACcess to Academic Development to Empower the Masses towards Endless Opportunities) Lending Program to finance the institution’s ‘study now, pay later’ program for its students amid the financial difficulties facing families due to the COVID-19 pandemic. LANDBANK President and CEO Cecilia C. Borromeo, STI-ESGI Executive Committee Chairman Dr. Eusebio H. Tanco and STI-ESGI Chief Executive Officer Monico V. Jacob led the virtual signing, held on July 24, 2020. The event was witnessed by STI-ESGI Chief Finance Officer and Treasurer Yolanda M. Bautista, and LANDBANK Agricultural and Development Lending Sector Officer-In-Charge Senior Vice President Ma. Celeste A. Burgos. The STI-ESGI, which is the largest subsidiary of STI Holdings, is the first academic institution that availed of the ACADEME Lending Program. The institution offers secondary and tertiary programs, as well as post-graduate and associate programs. “We would like to thank Chairman Tanco and the rest of STI-ESGI management team for putting faith in LANDBANK and our ACADEME Program to finance and ensure the enrollment of around 15,000 to 25,000 students in STI colleges and academic centers this upcoming school year,” LANDBANK President and CEO Borromeo said in her message. Other academic institutions which also availed of the LANDBANK ACADEME Lending Program include Medical Colleges of Northern Philippines, Inc. (MCNP) and the International School of Asia and Pacific, Inc. (ISAP) in the province of Cagayan. And at least 80 more private educational institutions have expressed interest in accessing the credit facility. “Almost 70% of our students are supported by overseas workers, who are being repatriated during this pandemic. This LANDBANK facility provides the much needed relief. STI has also agreed not to pass on the 3% interest of this facility. We will absorb this cost, and we thank LANDBANK for being the first bank to offer a study now, pay later plan. We are committed to the education of our youth, and we are happy to work with LANDBANK to make sure their future will continue to be bright and hopeful,” STI-ESGI CEO Jacob said in his response. Launched in May 2020, the LANDBANK ACADEME Lending Program aims to provide credit support to private high schools, private technical and vocational education training institutions, as well as Higher Education Institutions (HEIs) such as colleges and universities, in providing continuing education to their students, through their parents or benefactors, under a ‘study now, pay later’ program. LANDBANK allotted P3 billion for the Program, which offers refinancing or rediscounting of promissory notes issued by the parents or benefactors of students for school loans. Eligible schools can borrow up to 70% of the sub-promissory notes on a per semester basis, and subject further to a maximum amount based on the school’s net borrowing capacity, with a very low fixed interest rate of 3% per annum, payable based on the maturity of the sub-promissory notes, but not to exceed three (3) years. For more details about the Program’s features and application requirements, interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.
READ MOREWater reservoirs in Can-avid, Eastern Samar. LANDBANK and the local government of Can-avid signed a P220-million loan agreement to finance the construction and upgrading of water system facilities in the municipality. CAN-AVID, Eastern Samar – Towards inclusive countryside development, the Land Bank of the Philippines (LANDBANK) and the municipal government of Can-avid in Eastern Samar recently signed a P220-million loan agreement to deliver better water service and minimize health hazards in the municipality. Can-avid Mayor Gil Norman Germino and LANDBANK Samar Lending Center Head Restituta Ilagan led the loan signing held last July 29, 2020, for the construction and upgrading of Can-avid’s water system facilities. Also present were Can-avid Municipal Accountant Celestino Cabanero, LANDBANK Borongan Branch Head Christopher Marco, and LANDBANK Samar Lending Center Account Officer Teofrido Lagria. According to the municipal government, the project will deliver efficient, uninterrupted, and less expensive supply of potable water to more residents in the area, while reducing the incidence of water-borne diseases caused by unsanitary water sources by as much as 80%. Can-avid’s water system will be upgraded from level II to level III to serve an additional six (6) upstream barangays previously dependent on individual deep well systems. The enhanced water system will soon benefit a total of 16 barangays covering 2,360 domestic households, 127 institutional establishments, and 190 commercial entities. The project design also has a provision for future servicing of four additional barangays along the national highway. “LANDBANK has always been a responsive and reliable partner servicing the needs of our municipality. The approval of our new loan will certainly boost the morale of local leaders as it manifests the Bank’s confidence in their leadership and serves as an affirmation of the meaningful programs that we undertake,” said Can-avid Mayor Germino. LANDBANK and the municipal government of Can-Avid have been development partners since 1992, when LANDBANK first became the depository bank of the LGU. The Bank also granted the Can-avid LGU a P14.92-million term loan in 2007 for farm-to-market roads, which opened access to remote barangays and farm areas, easing the transportation of agricultural products to the market. In May 2017, a LANDBANK Easy Access Facility (LEAF) was also opened in Can-avid located at the Municipal Building ground floor. Supporting local development LANDBANK’s financial services support local programs and projects geared towards accelerating local growth, which includes the construction of necessary infrastructure and improved delivery of basic services. In 2019 alone, LANDBANK financed more than 152,000 kilometers of farm-to-market roads, the construction and renovation of 12 hospital buildings, 33 school buildings, and 354 classrooms, and assisted 37,125 new households get connected with potable water nationwide. Aside from its regular loans, LANDBANK also helps LGUs of rice-producing provinces through the PALAY ng Lalawigan (PAlay aLAY sa Magsasaka ng Lalawigan) Program to procure palay produced by their local farmers, as well as farm machineries and post-harvest facilities. In light of the COVID-19 pandemic, LANDBANK has also allocated P10 billion under the HEAL (Help via Emergency Loan Assistance for LGUs) Program as emergency funding for provincial, city, and municipal governments for the procurement of goods and services to support their respective communities. Last July 29, LANDBANK launched another P10 billion loan program for provincial, city and municipal LGUs called the RISE UP LGUs (Restoration and Invigoration package for a Self-sufficient Economy towards UPgrowth for LGUs) Lending Program to finance the recovery and development of their local economies and communities hit hardest by the health pandemic. Interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000. For more updates, please Follow, Like and Share the official LANDBANK Facebook, Instagram and YouTube accounts (@landbankofficial), Twitter (@LBP_Official), or visit the LANDBANK website (www.landbank.com).
READ MORERice farmer Cristine T. Almero works on her 2.33-hectare rice field in Pilar, Bohol to support the financial needs of her family. She is one of the 604 small rice farmers in Bohol who availed of the low-interest Sikat Saka Program of the Department of Agriculture (DA) and Land Bank of the Philippines (LANDBANK) PILAR, Bohol – Unhappy and lonely working abroad, 38-year-old Cristine T. Almero decided to return to her hometown of Pilar to make a living by growing palay on the 2.33-hectare rice field that she inherited from her parents. But just like other small farmers in town, Almero once fell prey to informal lenders who charge high rates of 7% to 10% per month. But all that changed when she and other farmers availed of the Sikat Saka Program of the Department of Agriculture (DA) and Land Bank of the Philippines (LANDBANK), which offers low-interest loans. “Noong wala pang Sikat Saka, kung saan-saan kami humihiram ng pera pambili ng feeds, panggastos sa palayan, pangtanim, at labor. Kulang talaga yung tubo kasi ibabayad lang sa interes,” said Almero, who, like small farmers like her, need timely and affordable credit support every cropping cycle to finance their palay production. Through the assistance of LANDBANK, Almero currently enjoys reduced interest rate of 0.75% per month under the Sikat Saka Program. The low rate is a result of her good payment record for loans she obtained from the Program starting in 2014, at an initial interest rate of 1.25% per month – still a relatively low borrowing rate than those offered by informal lenders. Since she joined the formal credit system, Almero said her income has increased to about 50% more every cropping cycle, providing a better life for her family. “Malaki ‘yung naitulong. Nakaipon na kami, nagkaroon kami ng savings, at nakabili kami ng second-hand na sasakyan. Gumiginhawa ang buhay namin, hindi na kami nangungutang dun sa labas. Tsaka nakakakain na kami ng maayos,” Almero shared. Aside from low interest rates, Almero also benefits from the support services of Sikat Saka Program partner-agencies. These include market support from the National Food Authority (NFA), free irrigation services from the National Irrigation Administration (NIA), full crop insurance premium subsidy from the Philippine Crop Insurance Corporation (PCIC), and training courses on credit worthiness and financial literacy facilitated by the DA’s Agricultural Training Institute (ATI). “Gusto kong magpasalamat sa LANDBANK dahil malaki ang naitulong nila sa aming mga farmers. Sana magpatuloy pa sila sa pagtulong samin,” Almero added. Almero is only one of the 604 small rice farmers in Bohol who have availed of the Sikat Saka Program. And just like her, majority of these farmer-borrowers are already enjoying 0.75% interest rate per month for their loans. The Sikat Saka Program has helped increase palay production in the province of Bohol, particularly in areas under the Bohol Integrated Irrigation System. For the past couple of years, the province was able to contribute a substantial share to the region’s palay production, making it the “Rice Granary of Central Visayas.” Launched in 2012, the Sikat Saka Program provides a loan of up to P50,000 per hectare for small rice and corn farmers tilling at least half a hectare, but not exceeding five hectares of land, and are not members of LANDBANK-accredited cooperatives, which makes it difficult for them to secure loans from other financial institutions. For more details about the Program’s features, eligibility and application requirements, interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.
READ MOREBus operators in need of capital to modernize their fleet may avail of a new lending program being offered by the Land Bank of the Philippines (LANDBANK) The state-owned bank has initially earmarked P3 billion for its I-RESCUE for BUS Transport (Interim REhabilitation Support to Cushion Unfavorably-affected Enterprises by Covid-19 for Better Urban Services Transport) Lending Program. This targets public transport cooperatives and corporations for the purchase of modern public utility buses, in support of the Metro Manila Bus Modernization Program of the Department of Transportation (DOTr) and the Land Transportation Franchising and Regulatory Board (LTFRB). “The I-RESCUE for BUS Transport Lending Program offers responsive financing to PUB operators to invest in new buses equipped with the latest innovative technology. This also forms part of LANDBANK’s support to the DOTr and LTFRB towards building a modernized transport system that provides commuters with safe, reliable, and convenient transportation services,” LANDBANK President and CEO Cecilia C. Borromeo said. Qualified enterprises may borrow up to eighty percent (80%) of the acquisition cost of the PUB, at an affordable fixed interest rate of 5% per annum for the first three (3) years—payable up to a maximum of seven (7) years, inclusive of the two-year grace period on principal. The DOTr launched the Public Utility Vehicle Modernization Program in 2017, with the goal of making the country's public transportation system efficient and environmentally friendly. The program calls for the phasing out not just buses but also jeepneys and other public utility vehicles that are at least 15 years old and replacing them with safer, more comfortable, and more environmentally-friendly alternatives LANDBANK will make available the I-RESCUE for BUS Transport Lending Program until December 31, 2021. Interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000. For more updates, please Follow, Like and Share the official LANDBANK Facebook, Instagram and YouTube accounts (@landbankofficial), Twitter (@LBP_Official), or visit the LANDBANK website (www.landbank.com).
READ MOREGet up to Php150 off on your Food Panda transactions when you pay with Visa. Pay with your Visa card on your next Food Panda purchase. Redemption Channel: Food Panda on the App Store or Play Store. Terms & Conditions 1. This offer is open to all food panda users, or those who download the Food Panda app and use a Visa card to pay for the first time. 2. Promo period is from August 10, 2020 to September 30, 2020. Offer is available on all Mondays to Thursdays of the promo period. 3. To avail of the offer, a Visa cardholder must have a food panda app. For new users, the food panda app may be downloaded free on the on the App Store or Playstore. 4. The food panda app user must register and use a Visa card for the first time in order to avail of the offer. 5. For a minimum purchase of at least Php500, the cardholder is entitled to Merchant Offers Resource Center Content Downloaded On: August 20, 2020 07:54 2 Php100 off on his first food panda purchase; The Php100 will automatically be provided to the cardholder upon check out using the qualified Visa card. 6. Upon successful purchase, the Visa cardholder will receive a Php50 voucher on the app within 1 business day. 7. The voucher can be used on a succeeding food panda transaction, provided the transaction meets the minimum purchase requirement of Php500, and be paid using the same qualified Visa card. 8. Vouchers expire on Sept 30, 2020. The offer and voucher are for single-use only, non-transferrable and not convertible to cash.
READ MOREState-run Land Bank of the Philippines (LANDBANK) is set to issue its first-ever Sustainability Bonds offer to fund environmental and social projects. LANDBANK is looking to tap and access the capital markets to raise at least P3 Billion from the peso-denominated fixed-rate bond offering with a two-year tenor. Due in 2024, the bonds will be issued in minimum denominations of P50,000 and in multiples of P10,000 thereafter. Interest rate is expected to be set on October 23 while offer period is scheduled from October 26 to November 6, 2020. Listing at the Philippine Dealing and Exchange Corporation (PDEx) is set on November 17. Standard Chartered Bank (SCB) will be the sole lead arranger and bookrunner, while both LANDBANK and SCB will be selling agents. “With the pandemic posing both as a pressing challenge and opportunity, it strengthens LANDBANK’s commitment all the more, with a sharpened focus in supporting sectors and activities for sustainable recovery,” said LANDBANK President and CEO Cecilia C. Borromeo in her speech during the Sustainability Bonds virtual investors' briefing held on October 21. LANDBANK will utilize the proceeds from the issuance to finance various loan programs that support sustainable projects such as green and social projects, as identified in LANDBANK’s Sustainable Finance Framework—the Bank’s blueprint for developing sustainable financing instruments. Green Projects include those that contribute to environmental objectives such as climate change mitigation and adaptation, natural resource and biodiversity conservation, and pollution prevention and control, among others. Social Projects are ventures help address a social concern and seen to impact on people's lives. These include projects for basic infrastructure, food security, essential services, affordable housing, employment generation, and food security. LANDBANK’s Sustainable Finance Framework is aligned with sustainable finance principles enumerated in the Sustainability Bond Guidelines 2018 by the International Capital Market Association and the ASEAN Sustainability Bond Standards 2018 by the ASEAN Capital Markets Forum, among others.
READ MOREState-run Land Bank of the Philippines (LANDBANK) today announced it has set the interest rate of 2.5872% for its first-ever Sustainability Bonds offer to fund environmental and social projects. During the Sustainability Bonds virtual investors' briefing held last October 21, the offer period was initially scheduled from October 26 to November 6, 2020. However, due to the very strong demand and oversubscription, LANDBANK said it is now closing the offer period on Monday, October 26, 2020. LANDBANK is looking to tap and access the capital markets to raise at least P3 Billion from the peso-denominated fixed-rate bond offering with a two-year tenor. Due in 2022, the bonds will be issued in minimum denominations of P50,000 and in multiples of P10,000 thereafter. Standard Chartered Bank (SCB) is the sole lead arranger and bookrunner, while both LANDBANK and SCB will be selling agents. LANDBANK will utilize the proceeds from the issuance to finance various loan programs that support sustainable projects such as green and social projects. Green Projects include those that contribute to environmental objectives such as climate change mitigation and adaptation, natural resource and biodiversity conservation, and pollution prevention and control, among others. Social Projects are ventures help address a social concern and seen to impact on people's lives. These include projects for basic infrastructure, food security, essential services, affordable housing, employment generation, and food security.
READ MORELand Craft Transport (LCT) sea vessel “Isla de Pitogo,” which was acquired by the Municipality of President Carlos P. Garcia through a term loan from the Land Bank of the Philippines (LANDBANK), now efficiently connects the island-municipality to mainland Bohol, improving mobility and movement of commodities to and from the locality. PRESIDENT CARLOS P. GARCIA, Bohol – Before becoming an emerging municipality, Boholanos often describe this island town as a gloomy ghost town with houses lit only by makeshift gas lamps, and fishers sailing the dark sea as the only traces of human activity at night. As the only town separated from mainland Bohol, commerce in the municipality was not feasible. Residents relied only on artisanal fishing, farming and mat weaving for daily subsistence. The movement of people and commodities to and from the locality used to be risky, challenging and expensive as the only available means of sea transportation was through small outrigger pump boats. When the proposal of connecting the municipality to the mainland through a bridge proved to be impractical and too costly, the municipal government opted to acquire a Landing Craft Transport sea vessel to serve as a moving bridge. With a P55-million term loan from Land Bank of the Philippines (LANDBANK) in 2018, the municipality acquired Isla de Pitogo which can accommodate up to nine big passenger buses. On February 4, 2019, the vessel began commercial operations, and provided passengers with a safe, comfortable and affordable transportation. It also opened up the municipality to commerce and tourism, as consumer items and other goods started to pour in, including construction materials for the town’s infrastructure projects. “The landing craft sea vessel was a game changer. It became our first step to development. The vessel connected us to the rest of Bohol, and helped open up our municipality to progress and development,” said Municipal Mayor Fernando B. Estavilla. Local fishers and farmers of rice, corn, coconuts, root crops, fruits and vegetables also benefitted with the inter-island vessel in transporting their catch and produce to as far as Tagbilaran City. The operations of sea vessel also provided jobs to at least 35 residents who man the port in Barangay Popoo, and onboard the vessel. Establishments catering to the growing trade and commerce in the area also generated additional employment. One of LANDBANK’s main objectives is to support Local Government Units (LGUs) nationwide. As of September 30, 2020, LANDBANK has extended loans to LGUs amounting to P51.38 billion. A significant portion of this, or P17.25 billion, represents loans used to finance the agri-aqua projects of LGUs, including farm-to-market roads, slaughter house, and irrigation. Just recently, LANDBANK launched the RISE UP LGUs (Restoration and Invigoration package for a Self-sufficient Economy towards UPgrowth for LGUs) Lending Program to help LGUs recover post COVID-19. With a program fund allocation of P20 billion, the Bank targets to finance the recovery and rehabilitation projects of provincial, city and municipal LGUs toward stronger and more resilient communities. For more information about LANDBANK’s Lending Programs, interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000.
READ MOREAs of Fri, August 1, 2025
| Buying | Selling | |
|---|---|---|
| USD | 58 | 58.5 |
| JPY | 0.380722 | 0.395403 |
| EUR | 65.512202 | 68.029015 |
| GBP | 75.782551 | 78.693924 |
| HKD | 7.386916 | 7.935183 |
As of Thu, July 31, 2025
| UITF | NAVPU |
|---|---|
| Cash Management Fund | 1.574664 |
| Money Market Fund | 1.324039 |
| Money Market Plus Fund | 1.236451 |
| PERA Money Market Fund | 1.031509 |
| Medium-Term Bond Fund | 2.490768 |
| PERA Bond Fund | 1.217318 |
| Balanced Fund | 2.69391 |
| Growth Fund | 2.638311 |
| Alpha Equity Fund | 3.12469 |
| Blue Chip Equity Fund | 0.967652 |
| Equity Fund | 0.816179 |
| High Dividend Equity Fund | 1.043178 |
| US$ Money Market Fund | 1.443192 |
| Global $ Fund | 1.554514 |
| Bond Fund | 2.049094 |
